Posted by christiSocal on 12/12/06 2:38am
Msg #165339

Unbelievable Notary instructions

New company to me, they included a copy of a Ack and a Jurat, with little handwritten notes such as, Borrowers names here, date here, stamp here, etc. Has it really gotten that bad? It must be, otherwise they wouldn't bother telling me how to do my job! How are people passing the test if they don't know where to put their blasted stamp! Is there someway of penalizing the school they "learned" from? Urrrrg! I'm getting a headache just thinking about this. I'm gonna go get a cookie!

Reply by Ndwa on 12/12/06 3:05am
Msg #165341

Christi, did the viewer work out ok? n/m

Reply by Lisa Prestegard on 12/12/06 7:17am
Msg #165345

Pass the cookies, Christi... it is that bad

You cannot believe the errors I am called out to fix. Not little errors, either. Funding issues, like NRTC dates completely blank, or incorrect. No signature on TIL. Notes dated where no date is required. Missing seals/stamps/Notary signatures. And in many cases, the TC has called the signing agent to fix the error only to be told there 'will be an additional trip fee'. Sheesh.

Reply by Tess/ME on 12/12/06 8:07am
Msg #165348

I've received docs with little yellow preprinted "post its" showing "Sign here, date here, stamp here" and it is from one of the companies that does it regularly. Guess they don't trust anyone. It's been like that for at least 3 years that I remember. So I don't think they are singling me out, just being careful that a spot isn't missed. I've had the borrower's laugh about it though and the last one asked "how long have you been doing this?" (looking at the post it note when she asked the question.)

Reply by Bonnie_CO on 12/12/06 9:11am
Msg #165355

Gets dumber all the time, doesn't it? n/m

Reply by notarybycony on 12/12/06 12:28pm
Msg #165399

Re: Gets dumber all the time, doesn't it?

now, if they forgot to highlight the area that needs to be sign by notary, should we signing or should we not sign and have them pay for a second trip fee?
whos responsible at that time?

Reply by CaliNotary on 12/12/06 12:57pm
Msg #165406

Are you serious?

You're expected to know what needs to be notarized and what doesn't. You're also expected to know what needs to be signed and what doesn't.

I never completely trust what they've highlighted and/or flagged, quite often they'll miss one or two places that need to be signed or initialed.

Reply by notarybycony on 12/12/06 1:55pm
Msg #165427

Re: Are you serious?

I know that they miss area that needs be signed, and I had come across this situation and that is reason why I would like to know who takes should be responsible when the instruction said "sign the area I had highlighted only".

Reply by TitleGalCA on 12/13/06 1:02am
Msg #165525

Re: Are you serious?

I can assure you that they won't take the responsiblity if areas are highlighted (or aren't) and the instructions say..."sign the highlighted area only"

You will always be at fault. Always, and shouldn't depend on either the SS or a TC is you're a prossional SA.

It's just the way it is - and it's just the way that you'll get blamed.

Lender is never, every wrong (choking, coughing and gasping on that facetious statement).

Reply by JanetK_CA on 12/13/06 2:02am
Msg #165533

Re: Are you serious?

Couldn't agree more with both you and Cali. I've rarely seen a package with flags &/or highlights that hasn't missed at least one place. I hardly pay attention to them anymore. The borrowers are depending on me to get it done right, as well as the client. I normally just tell the borrowers that someone has gone to some trouble to make it easier for us, but I'll be sure to check their work...