Posted by Kelli Deskins on 12/21/06 8:59pm
Msg #167288
closing terms
at the end of the closing terms is says Agknowledged: then an area for a "settlement Agent " to sign and date. that isn't the borrower, it is for the mortgage company correct?
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Reply by TitleGalCA on 12/21/06 9:05pm
Msg #167290
No dear, it is for escrow. You are not the settlement agent, nor is the mortgage company. You are a notary.
I'm glad you know that 'settlement agent' isn't the borrower. Good for you.
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Reply by Kelli Deskins on 12/21/06 9:06pm
Msg #167291
I am nervous about doing this
sorry
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Reply by TitleGalCA on 12/21/06 9:07pm
Msg #167292
okay...first signing
I didn't see the first post.
How did you get into the business - do you have prior mortgage/escrow/title experience?
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Reply by Kelli Deskins on 12/21/06 9:12pm
Msg #167294
Re: okay...first signing
began as a notary I had friends in the mortgage business that convinced me to look into it. and have since moved so they are not close for me to ask them questions
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Reply by TitleGalCA on 12/21/06 9:19pm
Msg #167298
Re: okay...first signing
Kelli, that's too bad that your friends aren't available to you now.
Please read thread 33325. all of it. You're very green and that thread will probably scare you to death that you even attempted one signing.
Normally, posts like your's get either the cold shoulder or some really sharp criticism. Avoid all that and do some HOMEWORK. That thread contains almost everything a soul needs to be a NSA.
You're not just a notary, you're responsible for representing the biggest committment people enter into - a home mortgage. It's a serious undertaking. Take that responsibility seriously and educate yourself.
There are many nice people here who will help. But no one wants to help someone that doesn't help themselves first.
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Reply by Kelli Deskins on 12/21/06 9:13pm
Msg #167295
Re: okay...first signing
As a total about how many notaries should I have in the doc so far I have counted 4
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Reply by TitleGalCA on 12/21/06 9:23pm
Msg #167299
okay, now you're scaring me, alot
read my response, thread no 167298.
I don't think you should be doing signings, at all. It's not fair to the people you sign...you have a long way to go before you're competent.
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Reply by Sher_AZ on 12/21/06 10:17pm
Msg #167308
Re: okay...first signing
Kelli, it's understandable to be nervous, but it's pretty clear you don't know what you should be doing as a SA. I agree with TitleGal and don't think you are ready to perform a signing. Having said that, it's probably too late since you already have a loan packet and don't know what to do with it. Use the orange search button. It really can help.
If you take TitleGal's suggestion to use the "orange search button" at the top of the page, it can bring up previously answered questions to you. You can also do a search of the message #'s recommended and read. Everyone on this board has access to the best advise around and all you have to do is do a search. You can try a "query" of your own and get instant answers.
You can change the subject from "topic" to individual messages which will give you a better idea of what you are dealing with. You will feel more confident in your abilities once you begin to understand what is involved and what your level of expertise needs to be.
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Reply by Kelli Deskins on 12/22/06 12:31am
Msg #167326
Re: okay...first signing
Thank you for your help! The signing went well.
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Reply by Sher_AZ on 12/22/06 4:46am
Msg #167332
Re: okay...first signing
Kelli that's great!  Caution note, make sure you check & dbl check your packet before you drop at courier service. One missed sign block or initials on pages will mean a return trip & it's always better to catch it & fix it yourself right away before sending to receiver. Congrats and best wishes to you.
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Reply by bowie_MD on 12/22/06 8:59pm
Msg #167447
Kelli, some people on here forget what it is like to be a newbie. If you would like a mentor please email me.
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