Posted by Beth/MD on 2/1/06 12:46pm
Msg #93017

Okay, Now it's my turn to vent!!!!!!!!!

I just got back from yet another "correction" signing. That means I was called by a company to fix the mess made by a previous notary. In this case, I use the term "notary" lightly.
What frustrates me isn't the call to do the appointment. It's the fact that I am treated like a dimwit because this company hired an inept boob to begin with. Can you believe I was asked if I knew how to notarize a LPOA? Okay, now that we're all chuckling, how about being asked if I knew what an acknowledgement was......and how to attach one to a DOT? The reason so much has to be redone? This inept boob changed all venues to his/her "home" county which was not the county in which the signing took place.
The sad thing is the borrowers are the ones having to redo these docs, possibly lose the % rate they'd locked in or any other little thing that can be now changed. So the they're ticked and the tension is thicker than London fog.

.....arrrgghhh

TIA, I think I'm better now.

Reply by CarolynCO on 2/1/06 12:49pm
Msg #93022

Re: I hope the original boob plenty of E&O insurance. nm

Reply by Teddog_CO on 2/1/06 1:08pm
Msg #93027

See what I mean! Have another REDO @ 2pm! nm

Reply by RE on 2/1/06 2:30pm
Msg #93051

Re: Why are you complaining?

It seems to me that you are making money. So what if it has to be done over again. Just tell the mad borrowers you are not the blame for the mess and if you like suggest to them to sue the original notary. That way all is happy.

Reply by CaliNotary on 2/1/06 2:35pm
Msg #93057

Suggest suing to the borrowers? Idiotic.

I guess the concept of IMPARTIAL doesn't register with you?

Reply by Anonymous on 2/1/06 2:38pm
Msg #93058

Re: Suggest suing to the borrowers? Idiotic.

Honestly, you don't really fall for that impartial notary ideal do you? I'm sorry but if I were screwed by some notary I would want to know how to make sure that notary was made responsible.

Reply by CaliNotary on 2/1/06 2:51pm
Msg #93063

Re: Suggest suing to the borrowers? Idiotic.

"Fall for" the impartial notary ideal? You make it sound like that concept is on the same level as the "you can make $100,000 per year" ads.

Assuming there was a lawsuit as a result of a botched transaction, there are a lot of lawyers out there who will name everybody involved in the process in the lawsuit. Which could include the second notary, whether justified or not. Sure, the judge would very likely dismiss the second notary from the lawsuit, but good luck trying to get your legal fees reimbursed.

If YOU were screwed by some notary, by all means go after him. If you're correcting some other notary's screw ups, it's idiotic to do anything but keep your yap shut and do what you were sent there to do.

Reply by Beth/MD on 2/1/06 2:57pm
Msg #93067

Re: Suggest suing to the borrowers? Idiotic.

My job is NOT to tell a borrower "hey you can sue the pants off of Joe Notary, he screwed your paperwork up and cost you money." My job is to notarize signatures. I present documents for signing. I really think Anonymous should now be known as a-ninny-must-be!

Reply by CarolynCO on 2/1/06 3:12pm
Msg #93075

Re: So you're practicing UPL--I can see why your Anon. nm

Reply by Anonymous on 2/1/06 4:32pm
Msg #93093

Re: So you're practicing UPL--What's UPL? n.m

Reply by Charm_AL on 2/1/06 4:34pm
Msg #93095

Re: So you're practicing UPL--What's UPL? n.m

ROFL! you can't be a notary!

Reply by CarolynCO on 2/1/06 4:34pm
Msg #93096

Re: So you're practicing UPL--What's UPL? n.m

I'm passing on this one. Maybe a newly graduated NNA signing agent will come forward.

Reply by Beth/MD on 2/1/06 4:35pm
Msg #93097

Re: So you're practicing UPL--What's UPL? n.m

This is a joke, right?

Reply by Charm_AL on 2/1/06 3:00pm
Msg #93069

Re: Why are you complaining?

I am there to witness a signing, not to give advice about suing a fellow notary....geeze

Reply by Anonymous on 2/1/06 3:03pm
Msg #93071

Re: Why are you complaining?

Yes, we all know what we are supposed to be doing. But honestly, we don't do it by the book. Do we?

Reply by Charm_AL on 2/1/06 3:07pm
Msg #93073

Re: Why are you complaining?

how you handle your business is your choice, doesn't seem very ethical or professional but like I said, I'm there to get the loan closed not to get into a bitch session against another notary and hand out advice.

Reply by Beth/MD on 2/1/06 3:16pm
Msg #93077

Re: How unprofessional. Glad we don't work together. n/m

Reply by CarolynCO on 2/1/06 4:33pm
Msg #93094

Re: honestly, we don't do it by the book. Do we?

Anon,
It would appear that you are the only one making your own rules.

Reply by Kevin Ahern on 2/2/06 6:52am
Msg #93231

Re: Why are you complaining?

Sue the notary?...for what? I assume that the usual compliance agreement for correction of errors was contained in the doc package. The errors were obviously corrected, and the borrower got the mortgage at the agreed rate of interest and terms of the loan. Otherwise he would not have resigned or would have rescinded. Where are their damages? Proof of damages is an essential requirement of successfully suing a defendant for negligence or contract breach. If the borrower has no damages, he have no case.

Reply by Jimmy_FL on 2/1/06 2:33pm
Msg #93056

I think that my closing story beats yours...

I did a loan signing yesterday for a company.The notary cancelled at the last minute,saying that they were too tired to do the loan signing and if it could be done on wednesday.Also the notary faxed a bill to the company for printing docs..the nerve of some people,kills me..

Reply by cmd_NH on 2/1/06 2:41pm
Msg #93060

Another reason why.....

....these companies should stop looking for a bargain. You get what you pay for.....so how did they save money by using an inexperienced, uneducated notary?.....You'd think they'd figure it out. Probably ended up costing a lot more than paying upfront for experience.

Reply by Beth/MD on 2/1/06 2:59pm
Msg #93068

Re: Another reason why.....CMD

You know the total cost had to be up there. I'd be willing to be that this was a result of notary shopping. Why? It's a company I do business with occassionally, usually get last minute calls. I always get the impression that my fee is higher than what they prefer paying.

Reply by cmd_NH on 2/1/06 3:14pm
Msg #93076

Re: Another reason why.....Beth

I think your absolutely right. Had one call last night and said the usual "I'll have to get that approved". Haven't heard back, but it's not for a couple days.....plenty of time to shop. If they can't find someone...I'll be here...MAYBE! The calls are coming in...schedule is filling up fast for the rest of the week. And if they find the lowest bidder....I MIGHT be here to clean it up too.

Reply by John_NorCal on 2/1/06 3:31pm
Msg #93082

Re: Another reason why.....CMD

>>>I always get the impression that my fee is higher than what they prefer paying.<<<<<

On the other hand they get what they pay for, right? If they didn't try to low ball in the first place they wouldn't have to think twice about paying you what you are worth. The idiots shouldn't be in this business in the first place would all stay home and we can all be happy -- but we have to dream on.

Reply by ReneeK_MI on 2/2/06 4:32am
Msg #93223

This just doesn't smell right

These are 'mobile' closings, and we sign these all over the planet, NOT necessarily at borrower's homes. When you meet the borrower at an alternative location, and it's another county - do you ever make a point to explain to ANYONE why the venue isn't as originally planned? Has anyone EVER called you on this? I can't imagine a T/A or a Lender even questioning the venue, let alone investigating it AND THEN negating the closing?? I'm just not buying it.

Either they had some OTHER reason than the one they told you - OR (and this would be my first suspicion) some newbie at t/c or lender is making the common error of thinking the venue is supposed to be the county of the subject property, instead of where the docs were signed.

Reply by Beth/MD on 2/2/06 6:57am
Msg #93232

Re: This just doesn't smell right

As I stated in the original post........this is what I was called asked/told. What's your issue?

Reply by ReneeK_MI on 2/3/06 4:55am
Msg #93658

Re: This just doesn't smell right

Beth - goodness, please don't misunderstand me, nothing I said was directed at YOU, but at the reason they gave you - to me, that reason doesn't smell right, for the reasons that I'd posted. When I said "you", I didn't mean YOU, Beth, but you - any/all of us SA's, collectively.