Posted by Val/NH on 1/19/06 4:20pm
Msg #89661

Mortgage question

I Have a signing tomorrow and the name of the Mortgagor on the first page of the mortgage is John L. Smith. The signature page shows Louis Smith, as do all of the other documents. Should I have the borrower sign as typed on the signature line? This would be the way he is signing all the other docs. There is a name aff. showing the name variation of John L. Smith. Thanks for any help you can provide.

Reply by Beth/MD on 1/19/06 4:22pm
Msg #89663

I'd have him sign as printed. Usually the way it works.

Reply by Val/NH on 1/19/06 4:27pm
Msg #89670

Thanks, Beth. When in question I alway have them sign as printed. Just hadn't come across this on a mortgage before.

Reply by Stamper_WI on 1/19/06 4:39pm
Msg #89679

I had one last night where most of the doc's were just her first and last name. But some were first, MI and last name and one was full first, full middle and full last. I had her sign as typed and covered them all on the signiture affidavit.

Reply by Val/NH on 1/19/06 4:43pm
Msg #89681

Thanks. That sounds safe.

Reply by cmd_NH on 1/19/06 4:59pm
Msg #89687

Val/NH...what part of NH are you from?...n/m

Reply by Val/NH on 1/19/06 5:18pm
Msg #89694

Re: Val/NH...what part of NH are you from?...n/m

Londonderry. I know from your posts you're up in North Country.

Reply by cmd_NH on 1/19/06 5:21pm
Msg #89695

Re: Val/NH...what part of NH are you from?...n/m

Yes I am...Londonderry is a nice town. I have a relative that lives there.

Reply by Val/NH on 1/19/06 5:26pm
Msg #89697

Re: Val/NH...what part of NH are you from?...n/m

We've been here for 18 years and have loved it. It's grown a lot in those years though and is getting kind of crowded - Might have to move north (or way south) when the kids are gone!

Reply by cmd_NH on 1/19/06 5:36pm
Msg #89699

Re: Val/NH...what part of NH are you from?...n/m

I love it here. It's so far from everything. The only time it is crowded is in the winter when the snowmobiler's arrive. December 15th to March and sometimes April. Only 2 hours from the nearest Walmart and 3 hours from the nearest mall. And the SS's are shocked when I tell them how far some of these signings are from me. No highways up here...and the warning signs on the road about "Moose Crossing" is no joke. Those suckers are big and dumb and refuse to get out of the way...at least the deer try to move for you. But still, I love it here and it was a great place to raise my kids.

Reply by cmd_NH on 1/19/06 5:37pm
Msg #89700

Sorry about getting OT, but...

It was nice to see someone else from NH.

Reply by Val/NH on 1/19/06 5:45pm
Msg #89701

Re: Sorry about getting OT, but...

Same here- not too many of us from NH- I guess that's a good thing!

Reply by Becca_FL on 1/19/06 8:35pm
Msg #89725

1) What if you can't ID him as Louis because his DL only has John L. Smith?

2) Will your county record a Mtg. signed with a name other than the name that title is vested in? (doubt it)

3) A signature name aff does NOT cover you as a Notary.

Call the Title Co. and ask them how they want you to handle this and don't rely on feedback you recieve on a message board.

Personally, I would call Title and ask them if they want me to have it signed both ways. Most recorders will not record a Mtg. if the name and signature line do not match the vesting on the Deed.