Posted by Beth/MD on 1/14/06 12:25pm
Msg #88365

Opinions please.

I just returned from an appointment that was a "do-over" for a previous SA. A particular SS that isn't one of my regulars called me last night to go out and redo some docs. Seems the previous SA didn't fill out acks correctly, placed his stamp over wording. Did both sections of the ack for the DOT (yep/lender section, too), and notarized the HUD. I was told that this guy speaks with a thick accent so I wonder if it was a language problem or a newbie problem. When I returned, I let the SS service know the signing had been completed and in speaking with the woman, I found they did not know they were supposed to hire only LTPs in Maryland. She didn't know if this guy was a LTP. I did a search and can't find his name listed. Here's my question, if you were me would you report the guy or would you just assume it was a language barrier issue or a newbie thing and move on?

Reply by Paul_IL on 1/14/06 12:36pm
Msg #88371

Language barrier or not you should report him because he is not an LTP and report the SS as well so the state can send them the MD requirements. If you let them get away with it what incendive do they have to follow the law.

Reply by Beth/MD on 1/14/06 12:46pm
Msg #88373

I'm not sure if the guy is an LTP or not. The name that I think is his doesn't show up.

Reply by Anonymous on 1/14/06 12:49pm
Msg #88374

Re: How can you be dumb enough to notarize a HUD?

Reply by DB/ME on 1/14/06 1:12pm
Msg #88375

Re: How can you be dumb enough to notarize a HUD?

I would not report the person. It does you or anyone else any good. It is up to the Signing companies to use properly licensed/certified notaries. Let it go would be my advice. Life is too short.

Reply by Beth/MD on 1/14/06 1:20pm
Msg #88380

Re: DB

I've been kinda leaning in that direction. My first thought was to report the guy. I'm not so sure if he's a LTP or not. If he is then his "crime" would be lack of knowledge. Let's face it we could all be reported for that at some time or other. It's just been eating at me since I left the borrower's home.

Reply by LawrenceOK on 1/15/06 8:25am
Msg #88505

Re: DB

I take it Beth that you at least have the notaries name. Call him if possible and explain the statutes to him. I would at the least report the SS to insure that they do not use anyone else that does not have a TPL.

Reply by Paul_IL on 1/15/06 11:21am
Msg #88531

Re: How can you be dumb enough to notarize a HUD?

If it was just inexperience then I would say call him and let him know about the error. If he is not a LTP then he should be reported as he knows what he is doing is illegal and the SS should also be reported cause they definately know and choose to break the law so they can hire the lowest bidder.

Reply by Beth/MD on 1/15/06 11:29am
Msg #88534

Re: How can you be dumb enough to notarize a HUD?

Yes, the more I think about it, the more I feel it has to be inexperience. I can't contact the notary because I am not sure I have the correct name. I did inform the SS the contracted me of our laws concerning TIP. I definitely don't want some idiot with no clue and no license driving business down to the point I can't earn a living.