Posted by LS_Ca on 1/17/06 3:10pm
Msg #88869

Signing Question

I know I am not crazy and I havent had a problem until today. When a signers identification (California Drivers License) is Shontrell Mitchell however the loan docs (preprinted with signers name) is Shontrell Weaver how am I to have her sign my journal and acknowledgement?

Reply by Anonymous on 1/17/06 3:14pm
Msg #88875

You cant do it! ID is not the same as Docs!

Reply by Jersey_Boy on 1/17/06 3:16pm
Msg #88877

I just hope that you didn't just post the signers real name on a public forum.

Reply by Jenny_CA on 1/17/06 3:16pm
Msg #88878

As far as the ID and docs are concerned these are two different people. Is this a married name?

Reply by Beth/MD on 1/17/06 3:18pm
Msg #88879

Did you post the borrower's real name? Gosh, I hope not.

Reply by davidK on 1/17/06 3:24pm
Msg #88881

The signer doesn't sign the acknowledgement! That's the notary's job!

And since the ID presented is for a different name that what appears on the document you can't positively identify the person, SO YOU CAN'T NOTARIZE!!!!!

How did you pass the notary exam without knowing these very basic principles? Obviously you don't understand the rules under which notary's perform their duties.

Please save yourself from serious legal expenses and go back to school to learn what to do and what not to do.

Reply by LS_Ca on 1/17/06 3:53pm
Msg #88887

Thank you all for my answer! For the record no that is not the borrowers real name! Have a wonderful day!

Reply by Tina_MA on 1/17/06 4:18pm
Msg #88891

The rule is that the borrower's ID can have more, but not less, than what is on the docs.

Therefore, if the ID states John D Smith and the docs have John Smith, you can use that ID.

If it's the opposite (John Smith on ID, and John D Smith on docs) then you would not be able to accept that ID as it would be less than what's on the docs.

This is very basic notary knowledge. I would strongly suggest that you obtain further education prior to completing any notarizations.

Reply by AmandaCA on 1/17/06 4:22pm
Msg #88892

A perfect example of the oversaturation of underqualified SA's in California. sigh

Reply by Anonymous on 1/17/06 5:19pm
Msg #88902

I can see that in this web site every notary is born with knowledge

Reply by Beth/MD on 1/17/06 5:23pm
Msg #88903

Re: Signing Question...Anon

The idea is to OBTAIN knowledge before trying to act a SA. Would you want to ride with someone who's never driven and has had no lessons?

Reply by Anonymous on 1/17/06 5:29pm
Msg #88905

Re: Signing Question...Anon

there are different way to say that...just kind. I belive that every one at the beggining had some question that for others sound so stupid

Reply by Beth/MD on 1/17/06 5:36pm
Msg #88907

Re: Signing Question...Anon

**I belive that every one at the beggining had some question that for others sound so stupid.**

It's not about stupid newbie questions. It's about not bothering to have basic Notary knowledge before you begin!

Reply by AmandaCA on 1/17/06 6:16pm
Msg #88926

Re: Signing Question...Anon

The original poster asked a basic question that any notary would know. Not an SA, but a Notary Public commissioned by the State of California should know the answer to the original question. It is a basic basic basic question.

None of us know it all, we all run into issues from time to time and this forum is a great place to ask questions and receive polite well thought out answers. Basic knowledge should be there first.

Reply by Brad_CA on 1/17/06 7:17pm
Msg #88958

Re: Signing Question...Anon

Notary 101