Posted by Charm_AL on 1/18/06 10:55am
Msg #89133

two things...

1. If you are not signed up at 123 notary.com, do so! I get many calls from companies finding me there.

2. I got a call from a new company finding me at the above listing. Western Finance specializes in re-fi's of manufactured homes. She said they were going to o.n. the docs along with a disposable camera and a questionnaire for me to fill out. They met my fee for my home county.

I was wondering if anyone else has done one of these, as this is a first for me. What was your experience?

Reply by SueW/Tn on 1/18/06 11:09am
Msg #89139

I tried to e-mail you...

regarding this company but e-mail was returned. Can you e-mail me the info for this company? My brother has been searching with no success for someone to refi his mfg. home, this would be great for him! [e-mail address]

TIA

Reply by Charm_AL on 1/18/06 11:13am
Msg #89142

Re: I tried to e-mail you...

Sue, I wonder why that happened?!

anyway, being an ex-mortgage broker, I know that these are hard to re-fi. It has to be skirted. Companies are afraid of them driving off after their re-fi'd. I'll send you the info after I get the confo. This is a new company, so I don't know much yet.

Reply by Charm_AL on 1/18/06 11:19am
Msg #89144

Re: I tried to e-mail you...SUE

Just sent you what I have, good luck!

Reply by Mike_IA on 1/18/06 11:10am
Msg #89140

I have done a few closings for Western. None recently though. I was always paid.

Reply by Charm_AL on 1/18/06 11:19am
Msg #89145

Re: two things...Mike...

The camera, what did you take pics of?

Reply by Mike_IA on 1/18/06 11:29am
Msg #89146

Re: two things...Mike...

Westren send a list of inside and outside shots of the mobile home. It give a exact description of what they wanted, like the living room from opposite corners of the room. I sometimes let the borrower take the pictures.

Reply by Cherilyn_CO on 1/18/06 11:29am
Msg #89147

There will be instructions in the package...

Usually 2 of the front of the house, 2 in the back, couple of the kitchen, living room, bathroom and that's about it-no biggie.

Reply by Roger_OH on 1/18/06 12:09pm
Msg #89167

Same for me...

I did one for Western, same thing with pictures and pretty much like a regular signing. Paid as agreed.

Reply by BrendaTx on 1/18/06 12:16pm
Msg #89170

Western is probably great but they won't be calling me. They sent the package out late and it did not show up here for Monday am. Also, I did not get a confirmation on the prev. Friday when they called. I thought they blew me off.

Well...the gal called me back at the time for the signing and said WHERE ARE YOU?

And began to rip me a new one. This gal was so abusive that I told her they would have to locatge another person to do the job. Also, the camera part was a surprise. The package show up here the next day with the camera in the package. I did not open but felt it and figured it out. I like to be informed ahead of time.

Somewhere I read they got behind on payments but the posts today sounds promising. Good luck.

Reply by Linda_in_MI on 1/18/06 12:21pm
Msg #89173

Re: Western Finance

I have done a couple of closings for Western Finance. They are usually very easy and don't require a lot of time. As you said, they overnight the docs and include a small disposable camera. Usually no more than 12 shots, but they give a listing of the shots they want. In one instance, there was also a checklist of the different rooms and I had to inspect and give opinion on condition. The only issue I have had is that on one occassion they required quite a few documents to be returned with the other documents; thank goodness the borrower was aware of the documents and had copies/originals ready, even though according to them Western Finance already had copies.

Reply by Charm_AL on 1/18/06 1:01pm
Msg #89186

Thanks for the replys guys ....n/m

Reply by Winston_Tn on 1/18/06 2:45pm
Msg #89223

Charm... I executed one of these for DeepSouthWestern Finance ( obviously a sister Co.). Four days prior to the closing, I received a palleted crate upon my porch. Upon obtaining the proper pry bars and hammers, I persuaded the upper panel of the crate to open. It contained not only a camera, but also various analysis and measurment equiptment. There was adequate illustrated documentation to gain basic knowledge on all the equiptment except the spectroscope. After the signing, I essentially collected the required pictures, radon samples, tensile strength of straping, micrometer thickness of all doors and windows, 6 core samples for elemental spectroscopy analysis, and a sample of the skirting material. As they had essentially framed this particular doublewide, I sent in a 15lb cinder-block with the un-analyzed core samples ( I couldn't discern if it was photo diode array spectrophotometer or atomic absorption...so I just let the SS take care of it...) Hope this helps....

Reply by Charm_AL on 1/18/06 2:50pm
Msg #89225

Re: two things...Winston...

Thank you for your usual well informed post! It's abbout time you showed up

rotflmao!

you need to write for David Letterman love it

Reply by Winston_Tn on 1/18/06 3:15pm
Msg #89237

BTW...Charm...

As much unsolicited condemnation as I may receive.... I must confess that this was one of those $40 signings. I calculated my loss at $2,436.81. for the 38 hours it took me to fulfill this contract. I did however obtain 6 stitches in my hand, 162 karma points, and an "atta boy" from the service. Priceless...yes?

Reply by Charm_AL on 1/18/06 3:18pm
Msg #89239

Re: BTW...Charm...

Absolutely... LOL!