Posted by Blueink_CA on 7/14/06 2:15pm
Msg #133243
How many red flags do I need?? (long)
Received call from TC for a signing. Was instructed to pick up docs at another notary’s house, conflicting appt times and he couldn’t do it. I had no problem with this and I was offered extra $$ for the trip. I was also informed the appt was already confirmed, so no need to call. This was also stated on my confirmation - do not call, just be on time.
Picked up docs which were left on porch (very secure neighborhood). When I noticed the docs did not have a borrower’s copy, I called and asked Norm the Notary where they were. Norm said he always leaves the Bo copies with the Bo’s when in a difficult signing. OK, he had already been there once, a no sign. He didn’t elaborate and I didn’t ask any details. After all, I’m a seasoned agent, I wasn’t worried. I take pride in my very small percentage of no-signs. Besides, they had their copies for a week now. Surely they’ve gotten all their questions answered. I glanced through the pkg., nothing unusual. This should be a breeze.
I arrive at house, exactly on time. No answer at door. Dogs barking, they must know I’m here. Mr occupant comes out through garage door and looks at me as if I’m a side dish he didn’t order. Are you Mr. Bo? I ask. Nope. Is Mr Bo here? Nope. Alrighty then, I must have the wrong address. When I turn to leave, he starts questioning me. Who are you? Why are you here? Is Mr Bo expecting you? Oh good, now we’re getting somewhere. I introduce myself, and state that I have an appt with Mr. Bo. Well it seems Mr Bo is at his other house, I get directions, and again I’m on my way. Did Norm the Notary go through this too?
I arrive at house #2. What is that smell? Mrs Bo informs me she has pneumonia (sp) and just wants to sign and go back to bed. OK with me. I start with my normal, well rehearsed signing agent routine, stating the title of the doc and it’s purpose. They questioned every word I said. After the first three docs, I went to plan B. The point and sign routine. This went well until the TIL. Why does it say this rate when I was promised ….. I gave them the difference between APR and rate on note speech and even pulled out the note. They didn’t get it and were not going to sign anything else before talking to LO.
Mr Bo grabs his cell phone and leaves the room. The house phone rings, Mrs Bo answers it and proceeds to carry on a long conversation about her illness. She finally gets off the phone and I ask her where Mr Bo went. Said he probably went outside to call LO ‘cause the reception is better. She goes to find him. I hear a hose turn on outside. Is Mr. Bo washing his car? Now I’m sitting there alone and in walks “the smell”. Big black furry dog, badly in need of a bath. He looks at me and decides to make himself comfortable under my chair. Next comes two year old child, where’s his diaper?. He picks up a pen and starts scribbling on the TIL.
Mrs Bo enters room again. I ask if Mr Bo was still on the phone with LO. No, he can’t find the phone #. I give her the number and away she goes again. They both finally return and Mr Bo states that he’ll finish signing now because LO told him the note supercedes the TIL.. Didn’t I say that?
We get to the last doc. It’s a grant deed to be signed by Mildred. Who’s Mildred? Mother-in-law who is on deed. Is she here? No, she’s in Europe.
Norm the Notary, you can stop laughing now. Paybacks are a beyoch!
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Reply by Philip Johnson on 7/14/06 2:58pm
Msg #133259
I too have learned my lesson on picking up after someone else. I learned there is some reason that the person , before me did not want to complete this and if it was good enough for him/her it's good enough for me. My only exception is, a long term customer who gives a bit of heads up before I go.
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Reply by DB on 7/15/06 6:40pm
Msg #133401
I'm laughing and crying at the same time! We should put our stories together and publish a book. Only "we" notaries know that you never know what to expect when we head out the door....did one the other night that sounds like this one, but different state (maybe they are relatives)....the 3 year old grandson wouldn't stop hitting me in the head with a balloon, then when nearly climbs on my lap and says, "poopy"....well, he didn't have to tell me 'cause the room was not smelling of roses. The grandparents and the mother just sat there and said he would go stand in the corner and finish his "duty"......gag city! It was already difficult because the signer had Parkinson's and kept kicking me and the "tv" table would go across the room....the kitchen table was not available....piled too high with chit! So, I carry on and on and on.....the signer then proceeds to slide off the couch onto the floor and kicks his urinal over...........that's it.........my briefcase was saved. I couldn't get out of there soon enough, but I swear that was the longest signing I've done....then, when they decided that I should meet their "doggy".......I'm out the door!
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Reply by BrendaTx on 7/15/06 7:11pm
Msg #133403
Blue, this is a great thread. I get...oh yeah...do I ever get it.
There was the plus size lady who met me at the door with a blond wig, short, short, SHORTS, and thighs the size of a fifty year old pine tree trunk with (drum roll please) a cartoon strip tattoo.
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