Posted by Hattie on 7/25/06 12:16pm
Msg #135169

Please help I'm new

John Smith is POA for his wife. He will be signing his name for both borrowers. Is it ok? Can he take an oath for his wife? And what I have to check? Please some advice... I have a signing in hours.

Reply by Hattie on 7/25/06 12:24pm
Msg #135172

Also do I have to check wife ID ? n/m

Reply by Mung/CA on 7/25/06 12:28pm
Msg #135174

he can't take an oath for his wife. n/m

Reply by Regal/NC on 7/25/06 1:00pm
Msg #135182

Hattie,
It would be in your best interest to become more knowledge about utilizing an POA. You are still required to ID the signor (wife). Obtain specific signing instructions from the SS or TC that hired you. You are also required to correct the verbiage within any Ack as needed.

GoodLuck!

Reply by Sylvia_FL on 7/25/06 1:25pm
Msg #135190

Only the person signing the docs needs identifying.
If the husband is signing as POA for his wife, then you only need to ID the husband. You are only notarizing the husband's signature.

Reply by MistarellaFL on 7/25/06 2:11pm
Msg #135196

Sylvia, what would you recommed

In the event that a jurat is enclosed for the absent signer-attatching a loose ack for the absent signer? And having the present signer only sign the jurat and crossing out the name of the absent signer?
Or only having the present signer sign the jurat and leave the absent signer blank with no ack?
I'm curious as to your experiences with TC's adn how you handle that situation-they
always try to get me to have POA signer sign the jurat, but I don't- it's not valid.

Reply by Sylvia_FL on 7/25/06 2:52pm
Msg #135203

Re: Sylvia, what would you recommend

Florida only provides an acknowledgment for a POA signer.
If the signer is signing for themselves and for the absent signer and it is a jurat, I will only do the jurat for the signer in front of me and attach a POA acknowledgment certificate for the absent signer. (If you need a POA acknowledgment certificate e-mail me and I will send you one)

Reply by MistarellaFL on 7/25/06 3:30pm
Msg #135209

Re: Sylvia, what would you recommend

Thanks Sylvia, that is what I do and use in place of POA jurat already, for the absent signer.
I just re-read my query and I'm surprised it made sense to you, LOL

Reply by MichiganAl on 7/25/06 2:27pm
Msg #135198

You i.d. the husband, not the wife. Also...

what you do have to find out, Hattie, is the verbiage they want when husband signs for wife. There are a few variations, such as Sally Smith, by John Smith, attorney in fact (initials would be SS by JS, aif). If it doesn't show on the signature line, you need to call and get it clarified.