Posted by Salvador Avalos on 7/24/06 10:59pm
Msg #135102

Proper way to sign

I have been reviewing my state handbook, but it did not confirm wether I am correct or not. Am I correct that a signature may contain less but not more that what is on the ID. EX: John B. Doe may Sign John Doe, but Sam Doe may not sign Sam A Doe. I have docs for a signing tomarrow and talking to the borrower he indicated that there is no initial or middle name on his ID. If somebody can confirm or tell me I am wrong I would appreciate it.

Thanks
Sal

Reply by Dawn/CA on 7/24/06 11:04pm
Msg #135103

ID has to have same or more, not less info. If he has John Doe on license, he cannot sign as John B. Doe.

Reply by Michele Cogburn on 7/25/06 9:43am
Msg #135138

Many Docs provide a name affidavit to show the many different ways that the individual may sign his/her name. But you want the signer to sign as it is documented in the Docs.

Reply by MelissaCT on 7/25/06 1:30pm
Msg #135191

Remember, however, that the name aff is great for the lender, but does not apply to the notary. A notary cannot rely on this document for variation in properly identifying a borrower. If the ID does not match or contain more than the documents, proper ID has not been established, and signature cannot be notarized.

Reply by MistarellaFL on 7/25/06 10:10am
Msg #135145

And should he forget to sign as printed,

Remember you can always pull a clean page from the brw. copies,
and switch out with the wrongly signed copy.
It happens all the time, and if they are anal about it, I always
let them know that if they are not signed as printed, this can hold up funding,
and the documents may need to be re-drawn, and me or another notary may have
to come out to have them sign them all over again.
I only tell them that if they "insist' on not signing as printed, but do
it NICELY, with a smile.
If that doesn't work, call the hiring party for further instructions.