Posted by Anonymous on 6/23/06 11:32am
Msg #127791

Compliance Agreement?

Did a signing last week that was e-docs. This morning the lender is contacting me saying I failed to notarize the Compliance Agreement and sent me a .pdf of the document. When I evaluated and printed out the document, it has no place for a notarization, no notarial wording, and does not have the State/County typed on the top. Nothing is cut off on the bottom. At the very bottom it says the name of the form and page 1 of 1 so I know nothing is missing.

Should I have notarized this? There was nothing on this doc that indicated to me I should.

Reply by Roger_OH on 6/23/06 11:39am
Msg #127792

It is up to the originator of the document to provide notarial language in ack or jurat format if they wish it notarized. The notary cannot add notarial language to a document on his/her own - it's called UPL! You were correct in not notarizing the doc.

Reply by BetsyMI on 6/23/06 11:43am
Msg #127793

Some packages I've done have the place for notarial wording on the Compliance Agreement so then I notarize it. Other packages don't have the wording so then I don't notarize. I just figure each lender is different in their requirements. We aren't mind readers though, so they need to indicate a notary block if something is to be notarized. You did nothing wrong in my opinion.

Reply by Anonymous on 6/23/06 12:13pm
Msg #127801

Thank you both. I received an e-mail a moment ago from the lender saying after reading my e-mail and looking again at the doc they realized no notarization was needed.

Appreciate the feedback, have a great weekend.