Posted by Anonymous on 6/27/06 1:15pm
Msg #128927

Identification Question

Went to a signing - Borrower name on docs was i.e Jane B. Doe and her drivers license and passport only stated Jane Doe. No I.D with middle name or initial. And no credible witnesses available. Contacted S.S. and the girl there states oh, I would do it and if the state sends it back as unacceptable we will have to redo it. And she says a lot of people id. don't have their middle name. Okay so I call the state today and they try helping me without giving a direct answer by telling me to read the handbook and so forth. What do you do in this situation? I don't think it flys in California.

Reply by Jersey_Boy on 6/27/06 1:21pm
Msg #128931

General Answer---

This answer is my personal opinion and NOT STATE SPECIFIC...

If the documents have less than what is on the ID then it's ok.

ie. ID STATES Jane Linda Doe, Docs say Jane L. Doe
or ID States Jane L. Doe, docs say Jane Doe.

You can always subtract parts of the name from the ID, but you can never add to it.

so in your instance, no. no ID with the middle initial get's no notarization. Many times the lender will allow you to change the name and remove the middle initial, but always check with who your working with first.

AGAIN, my opinion...

Reply by Anonymous on 6/27/06 1:28pm
Msg #128937

Thanks Jersey Boy - that's what I say! n/m

Reply by Kelly M Robertson on 6/28/06 12:06pm
Msg #129254

CA "General" Rule for ID

The acceptable ID (as compared to the document(s) to be notarized) can be more, not less and not different. If the doc has a middle initial and the ID does not, then it's considered less.
Hope that makes sense.