Posted by Anonymous on 6/13/06 6:18pm
Msg #125718

Loan Signing

So when there is no Acknowlegdment nor Jurat in a loan signing package, what does a notary do?

Reply by Linda L Wheeler on 6/13/06 6:22pm
Msg #125719

You attach your own if required.

Reply by Anonymous on 6/13/06 6:24pm
Msg #125723

How do I decide which applies?

p.s. im not a notary thanks

Reply by Missy_Lulu on 6/13/06 6:26pm
Msg #125726

Then what do you do that would make you ask this question and/or need to know?

Reply by Sher_AZ on 6/13/06 11:09pm
Msg #125779

Dear Anon. If you are not a notary are you considering being one? If so, you need to read up on your state's rules for notary public. Why are you interested in knowing diff between notarial certificates and loan signing documents? If you are not a notary what are you doing logged in as a member on this board?

Reply by Missy_Lulu on 6/13/06 6:25pm
Msg #125725

Do you mean there are no items that customarily need notarizing or do you mean that there are items such as mortgage that normally would be notarized but there is no jurat or acknowledgement wording there?

Reply by Anonymous on 6/13/06 6:27pm
Msg #125727

Yes exactly that, there is no jurat or acknowledgement wording there!

Reply by Missy_Lulu on 6/13/06 6:28pm
Msg #125729

For whatever reason you may need to know, consider contacting the preparer of the documents such as the title company and bring this to their attention. IMO. Not legal advice.

Reply by Poppy on 6/13/06 6:27pm
Msg #125728

Annon,

It would be easier for all involved if you would just post all your questions at once... Since you seem to have several you need answered.

Reply by Anonymous on 6/13/06 6:48pm
Msg #125735

lol I hope I am not becoming a pest. So then the notorial wording should always be added to a loan signing package?

Reply by BrendaTx on 6/13/06 6:54pm
Msg #125740

Re: Loan Signing - You are taking a test...

not reading the notary book. Here's your notary rules:
http://www.ss.ca.gov/business/notary/notary_hdbk.pdf

Look those over before you start the loan signing gig.

Reply by Kevin/Ct on 6/14/06 6:46am
Msg #125803

The requirements for witnessing and acknowledgement of the mortgagee's signature on a mortgage depend on the statutory requirements for recording and they differ with each state. However, it is incumbant upon the preparer of the loan package to include the proper signature page with each loan package. The notary is required to have those documents properly signed, witnessed and acknowledged. It is not the notary's obligation to prepare the documents.

Reply by Kevin/Ct on 6/14/06 7:30am
Msg #125813

Sorry, that should read mortgagor's signature, not mortgagee's signature.

Reply by BrendaTx on 6/13/06 6:47pm
Msg #125734

Rule #1 - get very familiar with your notary rules.
http://www.ss.ca.gov/business/notary/notary_hdbk.pdf

Why would you think that it would not be in the loan package?

Reply by Ernest__CT on 6/13/06 7:57pm
Msg #125754

We don't want to sound mean or harsh, but ...

... why are you asking these questions? Other people have asked you why you are asking, but you haven't replied.

One must sign up to Post here, so it seems that you have SOME connection with notarizing documents.

Reply by LynnNC on 6/14/06 6:53am
Msg #125806

As a notary, but not an attorney, for you to decide a document needs to have a notary certificate, acknowledgement or jurat, when there is not one, would be the unauthorized practice of law.