Posted by Anonymous on 6/2/06 11:16am
Msg #123654

qitclaim

i got a call to do a piggy back last night. i was going to take it, then the ss informed me that there was a quitclaim with it , i never did a quitclaim before, so i ended up turning down. now i wonder if i shouldve taken it. any opinions , are quitclaims that scary?

Reply by TnNotary on 6/2/06 11:18am
Msg #123655

Nothing special about a quitclaim, just means someone is signing off.

Reply by Sylvia_FL on 6/2/06 11:19am
Msg #123656

Nope - person quit claiming signs the document and you notarize it. If your state requires witnesses on property transfers then the signer would need witness (es)

Reply by Becca_FL on 6/2/06 11:22am
Msg #123657

So let me get this straight, you are out doing loan signings and you do not know what a quit claim deed is? Wow, this is scary. Let me guess, you're NNA certified. Please use the orange search button at the top of the page and type in quit claim. You will find answers and get a good edcation.

Next, read msg 33325 and do your homework before you jump into a new profession without one clue as to what the profession is about. Really. Would you want to use an MD that got his certification from a crackerjacks box?

Reply by lynnect on 6/2/06 1:22pm
Msg #123700

thanks becca, forbeing sooo kind.

Reply by Anonymous on 6/2/06 1:28pm
Msg #123703

that was coming straight from someone soooo experienced, with that attitude i wouldn't want you coming to my house.

Reply by NCLisa on 6/2/06 1:37pm
Msg #123705

She's being honest. I HATE going to someones home after a clueless signing agent has been there. I hear all kinds of stories, a couple last week told me that the notary that did their first signing didn't know what the note was. You chose this as a profession, so educate yourself. If you don't know what all the documents are, you shouldn't be doing loan signings yet.

Reply by Becca_FL on 6/2/06 1:47pm
Msg #123707

Hey Anon...

>>>i wouldn't want you coming to my house.<<<

That's fine by me because I don't like dealing with morons anyway. :p

If I were you, I'd demand a refund from the NNA because you didn't learn crap.

In the future, please show some initiative before asking such basic questions and wasting board space.

Reply by Missy_Lulu on 6/2/06 1:56pm
Msg #123716

Re: Hey Anon...

I would be sooo lost if we didn't have the internet! I do agree your first instinct should be to research. It shouldn't take much on the net to pull up info on QCD. Once you had done a little research then come on and ask anything you still are not clear on.

The thing is- IMO-it's like the difference between calling a customer service and getting pre-recorded msgs to get your info but you'd feel much better if you could talk to a warm body.

One may like to hear responses from people in the same field so one would jump on the forum to ask right away.

A little research on your own will only help you to do your job better. You have to be multi-resourceful but name calling is not necessary.

Reply by Drakester_IA on 6/2/06 2:58pm
Msg #123730

Becca and Sylvia and all down below this post. I think (IMHO) this person DID the responsible thing in declining a signing that included something he/she knew nothing about. I guess what I am trying to say is that this person may not have the experience the rest of you do and I don't think they are doing signing blindfoldedly. I could be wrong but he/she did say they declinded the signing because of.....
And YES absolutly positively and most definitly, the search button is and or can be our best friend

have a nice day all

Reply by Missy_Lulu on 6/2/06 1:46pm
Msg #123706

Anon. I have done loan signings for over two years and can probably count the number of loans that had a quit claim deed involved on my fingers. Next time I would suggest honesty. It goes a long way. Just tell them I've never handled a loan signing with a quit claim deed what does that entail? What do you need from me on that? Questions, they love questions cuz then they know you are not being a risky know it all. They know you care about doing the job right.

A Quit Claim deed may be used to take off or change someones name on a property. I had one the other day, and all I could see it was doing was changing the name to include just middle initial instead of the gals full middle name. It says something like 'blank' does hereby convey to 'blank'. So it's almost like somebody is selling it to somebody but it was just a sort of name change. Sometimes someone is taking a name off or changing it to or from a trust they personally hold ownership to, like a family trust.

A property can also be sold on a Quit Claim Deed. If someone sells a property without guaranteeing or having a title search done they are selling it on a Quit Claim Deed. If any liens are found on the property after the sale on a Quit Claim Deed the new owner is responsible for satisfying that debt/lien.

Goodness, I hate that you guys/gals don't have anyone to call on those type of things. I would love to be able to help you all by being accessible by phone but then I'm afraid it may become too time consuming. I have a bunch of info on my site with some explanations of docs. There are two site links listed in my profile check them both out for some of those questions also. You can email me with questions or the support email on the other site link.

Reply by whitesatin on 6/2/06 1:55pm
Msg #123714

Missy Lulu,

For some reason your link is not appearing on this thread. I noticed in threads further down that your link is there, but not on this. Just thought I'd let you know in case you hadn't noticed. :-)

Reply by Missy_Lulu on 6/2/06 1:56pm
Msg #123717

You are right! There it's fixed. Sorry 'bout that.

Reply by Sragland_AR on 6/2/06 9:45pm
Msg #123809

Re: quit claim

Ok, I guess I'll jump on this bandwagon. I prepare quit claim deeds at work regularly. Most times it is like Missy Lulu says, changing the middle initial or deeding from husband and wife (H & W) to the trust. Also, people want to add at least one child on the property when they start aging and are getting their affairs in order. We do quite a bit of the last two in our office. It usually is a simple form (usually one page, at the most two pages in this area) that I have seen botched when done by property owners trying to do it themselves. OMG. LOL.

I agree with the others of doing research, using the search button and get familiar with the documents. PAW, don't you have something on your site about the docs, maybe in the downloads under sample docs? Anon, I do commend you for turning down the job until you understood everything better.

Everyone have a good night!

Sherri in Arkansas

Reply by PAW on 6/2/06 10:26pm
Msg #123822

Re: quit claim

I do have a sample documents set (in PDF format), but it does not contain a Quit Claim Deed.

Reply by Sragland_AR on 6/3/06 10:27am
Msg #123862

Re: quit claim

Thanks PAW. It has been a while since I went through your site. It was so easy to use and informative.

At least the newbies could get familiar with the documents from the sample documents on your website, and then learn about the odd balls such as Quit Claim Deeds and such from doing the extra research on the internet and on the boards such as NR when they see such creatures posted or are asked to do something extra in a closing like a QCD or a Power of Attorney.

JMHO.

Sherri in AR

Reply by Missy_Lulu on 6/2/06 1:50pm
Msg #123711

Sometimes is more difficult to go into this profession if you have not purchased a property or two yourself. Do you realize there is a difference between a note and a mortgage/deed of trust? A Note is the agreement to pay back the money you borrowed. A mortgage/deed of trust is the instrument recorded at the courthouse to show the lender has a lien on the property for the duration of the loan term.

It is good to really sit down with a set of docs and read through them to see what they are all about. What you don't know or understand then come on the forums and ask for help interpreting.

Reply by Anonymous on 6/2/06 4:09pm
Msg #123737

thank you missy lulu

thank you misy lulu, you are so kind . its nice to see people like you here. !!! i wish more people had this trait!!

Reply by BrendaTx on 6/2/06 4:21pm
Msg #123741

Re: thank you missy lulu - Missy Lulu and Drakester have a

forum. Check her profile. Right now I feel a bit of Silver Deja Vu.

Reply by BrendaTx on 6/2/06 4:24pm
Msg #123742

Re: thank you missy lulu - Missy Lulu and Drakester have a

Oops...I meant to say that newbies will be very welcome there and now Angelina's earlier assessment makes more sense.

I think it's a good idea, actually. We'll all benefit from it.

Reply by Missy_Lulu on 6/2/06 4:58pm
Msg #123745

Re: thank you missy lulu - Missy Lulu and Drakester have a

Believe what you will. I am here to help people, not necessarily newbies but anyone who wants to share ideas.

I even promoted your Inspection talk group in the 'Notary Voice' forum.

Reply by BrendaTx on 6/2/06 6:04pm
Msg #123759

Re: thank you missy lulu - Missy Lulu and Drakester have a

**Believe what you will. I am here to help people, not necessarily newbies but anyone who wants to share ideas. I even promoted your Inspection talk group in the 'Notary Voice' forum. **

Lulu - I like your website. (Have not looked at the forum.)
I like your helpful attitude.
I have learned a lot from both you and Drakester.

I think it's nice that you have a site like you do, but herding people off of this site to one which will eventually establish a membership fee and offer similar services is sneaky. Put it in your profile and let people know that's what's going on. Harry's very gracious about that.

Others besides me have plugged into the notary forums to sell products that we see a need for. We get permission and we are not compromising visits to this website. In fact, if people want to reach me, they know I am here daily.

I have a field inspection group because every time I mentioned an inspection I got several letters. By stacking all the letters in one place, with answers, it saves me a lot of time. But it is a googlegroup of inspection newbies and old hands.

Do you give Harry links back? Do you give him equal time, or are you taking from here and offering nothing in return? There's a difference. It takes time to build relationships and to create give and take situations.

Okay - today my kiddo finally got into grad school for real now...no longer just taking the classes. I must go meet with him and his daddy, his step-mom and his fiance' for an old fashion family night.

Reply by Missy_Lulu on 6/2/06 9:23pm
Msg #123801

Re: thank you missy lulu - Missy Lulu and Drakester have a

I appreciate the kind words but my site does not have a forum. My affiliate partner has a forum. I’ll pass your kind words along. Drake and I are large participants in the Association. We believe in the cause. As for the ownership of the Association, that is not an item I can disclose.

Am I here on notrot on a daily basis giving advice? Do I pay membership? Sure I do. I give to this site with my participation and paying my membership. Once the Association site is fully functional I would love nothing more than to promote some of the notary rotary supplies. They have the most awesome notary journal available. The same profile information is in every site that I have joined so I don’t think it is a fair assumption on anyone’s part that I have singled out notary rotary to ‘herd people off this board’.

The ‘Notary Voice’ forum has a section fully promoting advertisement.

There is no sneaking here. I am not herding people off. I am filling a demand which this site/forum as well as others are not filling. Each site seems to have it’s own strong points. I have also been promoting Laura's book as well as your inspection group. Man, how is that herding people off? I know you sell a list of inspection companies to sign up with. Like you, instead of answering something 10 times, just find a spot to put it once and tell people to go there to find the answers. Obviously, after answering it 10 times plus there must be a reason people keep asking. Maybe it’s just that they want the camaraderie of fellow notaries or just of people on a forum or message board to interact with.

I, too, have had a multitude of people email me asking for help and information away from this board and not at my suggestion or invitation. I enjoy helping and networking away from the boards as well as on them.

I have seen a major decline of participation in this forum since the beginning of the year and it’s not me ‘herding anyone anywhere’. I often wonder where all the people have gone. I often have about four different forums open at once because there is not enough activity in any one to keep my interest. I read everything a couple of times.

As for membership fees, how else do you maintain a site, continually researching to put current information and answer questions on an ongoing basis? How else do you work long hours to contact companies to network for the betterment of notaries? This is not just a website and forum, this is an ‘Association’ building for the future of the Notary Profession.

I find it odd how I have seen attacks on other occasions of people/sites wanting to charge a fee for something on a site, yet there are so many gripes about all these new notaries wanting something for nothing. So is it acceptable to charge a fee for information or isn’t it?

Where is it said that it is a crime to ask for a fee for the products and services being provided? Each person who visits the Association site can determine the level of worth it provides to them and join accordingly.

Graduation. I just got through the high school part. Daughter is going to study nursing. I’d like to be at graduation of nursing about now. So many things can happen along the way. I will hold my breath until she finishes.

Reply by BrendaTx on 6/2/06 11:37pm
Msg #123826

Re: thank you missy lulu - Missy Lulu and Drakester have a

**So is it acceptable to charge a fee for information or isn’t it? **

You bet it is acceptable.

However, have you any idea how much money Harry spends on advertising for this site?

His request has been not to use this forum to create or promote competition.

Every other day you are posting that people are mean, or you've had enough of the unprofessionalism, or you don't like something that somebody said.

After the letters I received from your husband, or your brother, or whatever the relationship is--meaning Drakester--regarding the USDOJ and the quite pointed suggestion that *I* should mention something about the NNA's low price quotes for newbies because *he* did not want to cause trouble, I realized that you guys were very interested in surreptitiously using people. Now, that's just my opinion--let me be clear on that. *I* personally think you are users. I've been wrong before, but you are using this forum without permission.

The NNA is not my favorite group, but I am not stupid enough to take them on in a public forum...I resented your implication that I was.

Whether you are right or not is not the point...the point is that you are using this forum to take paying customers away from it by discrediting the posters here. There are only so many advertising dollars to go around, so IMHO that's what you are doing.

I have watched this forum grow for three years now. Success takes time, Lulu. For all your righteous indignation and remarks about how others are not being kind enough and how indignant you are at the lack of professionalism, you sure don't mind taking a swing at Harry's forum.

Like I told you before, 50statenotary.com will promote you if you ask nicely and put it into a news release.

That's about all I have to say on the matter.

Reply by Missy_Lulu on 6/2/06 11:44pm
Msg #123828

Re: thank you missy lulu - Missy Lulu and Drakester have a

No if I were taking a swing at 'Harry's forum' you would certainly know it.

and

I post my disapproval of certain posts the same as anyone else.

Reply by Drakester_IA on 6/3/06 12:01am
Msg #123831

Drakester have a

Maybe you should go back and re read those emails. I was not implying that you attack the NNA but rather curb the discussion of price fixing. The mere conversation of the amount charged and payed etc... if a complaint were to be filed that person could be under investigation. If you have misunderstood what I was getting at then I was wrong about you.

I will however end this and all further posts on this Forum with this.
And I do believe I sent Tracey of NOTROT a similar opinion.

Let us say I own a bar.
And this bar holds 500 customers and I have 400 customers that come in on a daily basis.
Every day a new customer walks in and say Is your beer cold?
and all 400 people say now that is a stupid question and degrade this person to no end.
I as the bar owner figure "This is OK" I have 400 customers"
meanwhile some of these 400 customers start going to the bar next door because the beer is colder and the atmosphere is more pleseant.
But still the (now) 300 customers still yell at the new customer that walks in and asks yet again "I am young and never had a beer but have become of age to try it, Is your beer Cold"?
And then walks out again for being yelled at and degraded.

Now I ask you ALL that have the nerve to say I am taking customers from Harry, and how you love Harry and want soooo bad to protect Harry's Business. The next time a newbie comes in with the most idiotic or simplest or lamest of questions, STOP, THINK "will what I am about to say make this person want to register as a premium member? Then respond

Good night to all and to all a good night

Reply by Drakester_IA on 6/3/06 12:11am
Msg #123833

None of what I said in post #123831 Is to be construed as

legal advise. ok now I'm gone

Reply by BrendaTx on 6/3/06 12:20am
Msg #123835

Re: Drakester have a

I did re-read the emails before posting.

I am not confused.

Reply by Becca_FL on 6/3/06 12:15am
Msg #123834

I think that about sums it up n/m