Posted by Anonymous on 3/28/06 10:59pm
Msg #109232

Help with DOT

I did a search before asking, but could not find the answer to my questions. I am doing my third signing tomarrow, so far it has been good and I feel I am getting better with each one. I feel I still need to get a rythem going, but I feel I am doing well. My question is there is only one borrower on loan, but the DOT is both the husband and wife name, on the documents there is only a space for the husband to sign. Can I have the wife sign on one of the blank forms or don't have her sign at all. I know I have to include both of them in the awknowledgement and have both sign my journal. Any help will be greatly appreciated.

Sal Avalos

Reply by SarahBeth_CA on 3/29/06 12:33am
Msg #109244

Sal I would suggest that you call the hiring entity and ask for verification on how they want the docs signed. I have had it go where both sign, just the hubby sign, have the wife sign everything, have wife sign only DOT. As much as I would just rather go have them sign the way it's preprinted I have had too many different answers as they are all specific to that particular loan being signed. Also whenever I have called to verify I have always been told thank you for calling and making sure.

Reply by Ernest__CT on 3/29/06 6:44am
Msg #109257

I'm with SaraBeth!

In case of conflicting instructions, or unclear instructions, or instructions but no printed name where it should (probably) be, a phone call makes you look proactive and smart, not dumb.