Posted by NJ_Notary on 3/30/06 8:40pm
Msg #109931

National Bank's Notary doesnt Verify info....

Ok So heres a good one for the books. My folks go into a well known larger and established National Bank for a home quity. So they apply and its time for the closing. W/this bank they do their own closings by their "Customer Service Representatives" who they paid for their commission. The folks go to the closing and sign off the docs... and get their copies and leave. The folks know what they "service rep" didnt do but dont say anything.

They call me and say guess what this blasted idiot did. She went over the papers with us and never even checked our id for the Notarizations. Might I ad this service rep didnt know the folks from Adam and Eve.

They have me explain the docs just as extra security even though they knew what the docs were, but just wanted another voice telling them since they didnt trust the Service rep.

Can you believe it? What has the Notary industry came to in the State of NJ when a commissioned Notary doesn't even check id. UM HELLLO EARTH TO MORON!

It has not prompted me to write my local legistalutures and the new govenor to suggest new legistlation. Yes the govenor does respond and reads letters from the public, I know this first hand from experience. There is a bill in legistlation right now, but its still not enough. Commissioned Notaries need education and C.E. requirements. Ok enough of my vent!

Thanks for listening folks!

God bless.

Reply by BrendaTx on 3/30/06 9:46pm
Msg #109954

** There is a bill in legistlation right now, but its still not enough. Commissioned Notaries need education and C.E. requirements. Ok enough of my vent! **

I would be interested to see whose bill it is and if it was the result of a lobbying effort by the NNA. That's what came up in Tx...I testified that yes we needed education / testing, but no...it did NOT have to be the NNA...the Bar Assn in Tx could definitely do the job of creating a course.

It did not pass as it was, but hopefully will be raised again soon. Maybe this time with a plan behind it that is realistic and not NNA propaganda.

Reply by NJ_Notary on 3/30/06 9:54pm
Msg #109956

Thanks for the heads up Brenda. Now that you mention that, I am definately going to look futher into it. Your exactly right when you say that the state's Bar Association and NOT the NNA would be very adequate in creating a course and test. Like yourself, I am so sick of the NNA propaganda. Its almost as bad as infomercial (spelling) for get rich quick in real estate scams.

Its very depressing when a Notary doesn't even do one of the top three basic things. What is the use of Commisioned Notaries if they aren't even going to check w/id. Its so sad.

Thanks for the head up again. I will keep you posted with what I find!

God bless

Love ya "sista" hehehe :-)~

Reply by Jersey_Boy on 3/31/06 9:49am
Msg #110032

Banking Industry Notaries...

Unfortunately, this is a very common thing in the banking world. I know this for sure because I was in the banking industry for five years myself.

Since NJ does not have an education requirement... this is how a banking notary gets their commission in NJ.

1. Bank pays for the app fee.
2. Bank finds the state rep. for endorsement.
3. Commission certificate is issued.
4. Bank employee goes to the county clerk to be sworn in.
5. Bank purchases stamp and seal for notary.

AND VIOLA... they're a notary... they know absolutly nothing except that they have a cool embossing thingy with their name on it.

MAKES ME SICK TO MY STOMACH!

Reply by kkdmiddleton on 3/31/06 10:22am
Msg #110042

Even though I hate tests, I think every state should enforce

the Title Producers lic. rule like Maryland and VA (not far behind). I have complained alot about taking the test and yes, I have found a way around not taking the test for the second time, but I actually learned alot studying for the test when I took it the first time. It gave me a greater sence of what goes on. PLUS obtain all the insurance you need for the TPL, just might discourage all the "newbies" from actually getting commissioned in the first place.