Posted by BeckyNY on 5/7/06 10:45am
Msg #118191
Loose General Ack.
I don't know if anyone else has encountered this but lately I have had a lot of lenders include a loose general ackl. not pertaining to any specific document. I usually tell them that I cannot notarize it. Has anyone else see this lately?
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Reply by BrendaTx on 5/7/06 10:53am
Msg #118192
Re: Loose General Ack. - Yes- Put them in the trash. n/m
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Reply by BeckyNY on 5/7/06 10:57am
Msg #118194
Re: Loose General Ack. - Yes- Put them in the trash.
I just talked to the legal department of one of the lenders on Tuesday as to why I could not notarize it. He told me to disregard it. Then on Saturday I get the same general ack. in the mail overnight for me to sign. I will call them on Monday and explain again why I will not do it.
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Reply by SignerCA on 5/7/06 2:45pm
Msg #118239
Re: Loose General Ack. - Put them in the trash.
I don't bother calling them to explain it. I just cross it out and write on it "Illegal to notarize loose cert". If they have a problem, they can call me. No one ever has. They have my reason right on the paper.
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Reply by Roger_OH on 5/7/06 3:20pm
Msg #118241
Re: Loose General Ack. - Put them in the trash.
You cannot notarize a blank document. Sending back one of these acks is like signing a blank check; you have no idea what it may end up getting attached to. If there is ever an error that you need to do an ack for, then be sure you ask for a copy of the erroneous doc.
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Reply by Raimond on 5/7/06 3:35pm
Msg #118243
Re: Loose General Ack. - Put them in the trash.
I use the ACK and Jurats that have an area at the bottom to be filled in by the notary as to what form it goes with. This way there is no chance it will be used for something you never saw....
I once had a LO request a loose jurat be included in the return package... I informed him that for one, there were no form in the pack that needed a jurat and two that it would be illegal for me to do what he was requesting..... He let it go very quickly. Hard to telll what he had in mind!
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Reply by Brenda/CA on 5/7/06 10:51pm
Msg #118303
Re: Loose General Ack. - Put them in the trash.
I seem to always have an extra loose Ack in Countrywide loan packages. The Dot is the only item to notarize in their packages. I always include a note, stating extra Ack not needed.
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Reply by BrendaTx on 5/7/06 11:01pm
Msg #118304
Re: Loose General Ack. - About Notes...
I see a lot of folks including notes in packages and I am wondering what do you guys write all that stuff on?
If there is a curious situation, I will try to type them a quick letter, or use a form...but the note thing is a lot of work and my handwriting is so bad. Do you include a note in all packages as a marketing/branding thing? If so...not a bad marketing thing...but I figure (based on my exp.) they just toss the notes anyhow.
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Reply by Ndwa on 5/8/06 7:40am
Msg #118316
Re: Loose General Ack. - About Notes...
If the instruction insisted on having me filled and return the loose certificate then I would simply stick a yellow post-it with "not allowed per state notary code xxx".
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Reply by BrendaTx on 5/8/06 8:55am
Msg #118323
Re: Loose General Ack. - About Notes...thanks my friend! n/m
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Reply by PAW on 5/8/06 9:00am
Msg #118324
Re: Loose General Ack. - About Notes...
I emailed you a "form" that I use to send important notes back to the title company and/or lender, plus I always include it in my completion report.
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Reply by BrendaTx on 5/8/06 9:26am
Msg #118330
Re: Loose General Ack. - About Notes...
I see this could be a really helpful tool. Thank you, sir!
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Reply by PAW on 5/8/06 9:26am
Msg #118331
Re: Loose General Ack. - About Notes...
Please don't "sir" me, I work for a living now. 
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Reply by BrendaTx on 5/8/06 9:43am
Msg #118332
Re: Loose General Ack. - About Notes...
Alrighty...I thought you and I both had one of those work from home jobs where all you do is click a few keys on your computer and generate $20,000 per month! It's so easy! That's what the people on tv say! (I have never played one of them.)
All you have to do is sign up on "000heystupidworkfromhome000.com" and get yourself on a mailing list from h3ll. I have never done it, but I have located some of those mailing lists online and they are around 10,000 each...big business in mailing lists.
The work at home job is the person making the tv commercials and collecting that info. It's a lead generating business for THEM.
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Reply by Brenda/CA on 5/8/06 12:31pm
Msg #118345
Re: Loose General Ack. - About Notes...
I usually put a post-it type note in the package, for anything I need to write a note about. In regards to the extra blank ack, I write a note on the ack itself that it is an extra blank ack, not attached to anything that needs to be notarized, and therefore not used.
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