Posted by Lake/NWI on 5/4/06 12:52pm
Msg #117750

NCS/PLACER - "GENERAL?" Acknowledgements????

They included 2 BLANK general acknowledgements in my pak for me to have the borrower sign. They were NOT ATTACHED to any other document. They were LOOSE. Is this right? Thanks.

Reply by Lee/AR on 5/4/06 1:06pm
Msg #117754

In a word--NO. Pitch 'em or send 'em back blank... they're attached to 'nothing' (but could be attached to 'anything' later).

Reply by PAW on 5/4/06 1:11pm
Msg #117758

Borrowers sign????? I'm thinking these are just blank notary acknowledgments which you should not complete unless they are to be attached to a specific document and so annotated.

Reply by MichiganAl on 5/4/06 1:29pm
Msg #117769

A few companies include general acks just in case you make an error on the mortgage ack. Toss them if you don't need them. But for the borrower to sign? Are you sure?

Reply by Nicole_NCali on 5/4/06 1:58pm
Msg #117778

read the loan package carefully. I do alot of NCS and some of the lenders will have a short verbiage of attach ack. to the back of this document.

Reply by Lake/NWI on 5/4/06 2:14pm
Msg #117780

Re: To NICOLE

No, there was no "short verbiage of attach ack." on the back of the doc. I'm not even sure I know what that is!

Reply by Lake/NWI on 5/4/06 2:17pm
Msg #117782

Re: TO Michigan/AL

No, I'm sorry. It was NOT for the b's to sign -- only for ME to sign and notarize. I didn't do it but think NCS oughta KNOW better than to even ask!

Reply by Nicole_NCali on 5/4/06 2:28pm
Msg #117786

I Didn't check your state..sorry

I am so sorry, I thought you were in California. A couple of my title companies are sending me docs with the ca 2006 acknowledgment to fill out and attach to the DOT, etc.

Reply by NCLisa on 5/4/06 3:16pm
Msg #117802

They send those in all their packages. They expect notaries to send them back completed. What I find funny about the whole thing, is when I was an Escrow Officer at Placer Title, they would fire any escrow officer that sent a ack not attached to a document to anyone, even to the recording desk to hold.

By the way, every single NCS closing I've done in the last 1.5 years, has been a nightmare. I suggest calling the borrower with the note info (loan amount, interest rate, fixed or arm, prepay) and make sure that it is correct. Until I started doing that, they were all no signs because the loans were not what was promised.

Reply by Lake/NWI on 5/4/06 10:14pm
Msg #117888

Re: TO NCLisa

I found your post ESPECIALLY informative -- esp. this, "when I was an Escrow Officer at Placer Title, they would fire any escrow officer that sent a ack not attached to a document to anyone, even to the recording desk to hold." Boy! That's REALLY sumthin' else!!!!!

The signing I did for them was a piece of cake tho. I've done a few others for them, and they were all good.

Are u in or near Raleigh?