Posted by Anonymous on 5/22/06 8:43pm
Msg #121603

Patriot Act documents

I have been doing this for a few months, but tonight I got a package from a different SC that I have not worked with. In it there are about 6 forms that have diffeernt ID verifications and at the bottom of each, it says "Completed by"

This package is from Americash.

Do I as a notary sign the completed by spot?

Sorry if this is a basic, but it was not covered in class and I really want to be prepared properly. (where else can I get all of the info I need....)

Thanks
aNON in CA

Reply by Missy_Lulu on 5/22/06 8:50pm
Msg #121608

This profession does take a bit of common sense. Did you fill it out? If so, then yes that would be you. Generally, an SA will fill out the ID information sheet and sign that they reviewed the document used to identify the borrower. Some will also ask for the borrower to sign.
You will find that many things are not covered in class. I think you could buy every book and training on the market and still not cover all the possible scenarios that 1) may come up with a borrower 2) different types of docs. There are many forms that are the same thing but different companies have different formats.
Some of it just has to come with doing and asking along the way.

Reply by Anonymous on 5/22/06 9:55pm
Msg #121623

If you are a member of NNA they will answer your questions. If not, then call whoever hired you and ask them.

Reply by Missy_Lulu on 5/22/06 10:19pm
Msg #121626

I am a member of the NNA, but I will bring it to your attention that they are in no way liable for your actions in regard to the answer they give you. I think the latter suggestion would be best as a final word.

I have found that most SSs or title companies feel more comfortable if you do call and ask questions. They know you are conscientious even though it may be a basic question.
When I was a new SA I remember the notarial wording saying, 'Personally known to me'. I called the SS and told them 'Hey, I don't personally know these people.' They said, that is just typical wording.

Reply by TitleGalCA on 5/22/06 10:25pm
Msg #121627

Re: Patriot Act documents - Anon

If you think a notary should contact the NNA about a serious issue, or issues dealing with many state specific issues, you shouldn't be posting advice here. The NNA is the most generic of associations and only there to further themselves, not the notary.