Posted by CalGal on 5/21/06 7:43pm
Msg #121361

Pet Peeve

My pet peeve is when you have an appointment scheduled with a borrower and they have to clear all the clutter from their table.

Reply by Howie35CT on 5/21/06 7:52pm
Msg #121362

Mine is when I specifically tell them "I'm not a dog person" in my nice voice, yet the pooch is allowed to sniff all around my gig bag and me during the signing. I actually went back to my vehicle during an introduction at the door until the borrower got the message that I didn't think his doberman was very friendly...

Reply by cntrlcalntry on 5/21/06 7:58pm
Msg #121363

Re: Screaming kids n/m

Reply by CalGal on 5/21/06 7:59pm
Msg #121365

I have also had cats walking on the table during a signing and rubbing it's face on the docs.

Reply by eboughey on 5/21/06 9:08pm
Msg #121370

I know it's a bit late but I just had to answer on this one.

There is nothing worse to me than the smell of old urine and feces inside a house from the house pet. I'm just suprised at how many people have that smell and I can smell it for hours afterward unfortunately. Smoking at the table ranks up there too.

I have a cat and I do whatever it takes to make sure there is no smell. I use crystals instead of clumping litter and it works wonders.

Just part of the job, eh?

Reply by Drakester_IA on 5/21/06 9:41pm
Msg #121374

Do I detect a little Canadian in there eh?

Reply by Missy_Lulu on 5/21/06 9:55pm
Msg #121376

LOL,
I always have a pen in hand as a pointer. I had a cat on the table who thought I was playing and would bat it's paw at my pen and my hand. I thought it was hillarious.

Reply by LkArrowhd/CA on 5/21/06 10:13pm
Msg #121378

Re: Pet Peeve-The pets I adore as great lover of animals

however the stench of urine can be unmistakable and difficult to bear and does wear home with one if only in mind....

Reply by Joan Bergstrom on 5/21/06 10:18pm
Msg #121380

If you don't like dogs, cats and children

You shouldn't be in this business! They are in almost every home I go to!

Reply by BrendaTx on 5/22/06 12:02am
Msg #121391

Re: If you don't like dogs, cats and children...OR...if the

way people are in general, you don't really want to be in this business.

I guess I don't really have a pet peeve for ANY signing appointment as long as I am being paid a reasonable amount.

However, no home has ever smelled terrible to me. Once a little boy stood up in a chair, bent over and let a big one rip right in my face, but I just fanned the air and said it was okay because I once had little boys who were gassy -- but I did not say to them that would have been the one and ONLY time they would have pulled that one on a guest.

You have to control the talking, learn to focus while the dog humps your leg or the cat's tail is curling back and forth under your nose. You might hate where you are, but hey, YOU get to leave, the bwrs have to stay there!

Reply by eboughey on 5/22/06 12:11am
Msg #121392

Re: If you don't like dogs, cats and children...OR...if the

Brenda, maybe it's because of the humidity in Florida that brings the smell out. I don't really think you have to like animals or children to be in the business though, it's all about professionalism and the ability to acclimate to whatever environment you are in at the end of the day. It certainly helps to like animals and children.

and no, I'm not canadian, it's just a habit I've acquired from friends in Canada.

Reply by Drakester_IA on 5/22/06 12:13am
Msg #121393

Re: If you don't like dogs, cats and children...OR...if the

Just Curious, I am Canadian eh

Reply by MichiganAl on 5/22/06 12:29am
Msg #121394

I love pets. Can't imagine doing this job & not liking them. n/m

Reply by SarahBeth_CA on 5/22/06 9:18am
Msg #121422

Re: If you don't like dogs, cats and children

Sorry Joan I disagree. It's just a matter of being professional. I love my dog and cat but I don't love being jumped on by other dogs. That being said every home I've been in the owners have put their dogs away. I've had a couple of curious cats. If they do you have to deal with it with a smile on your face. But I'll never forget the home where the 5 years old used the f-bomb. You just need to be professional and let things go in one ear, out the other, with no pause in between.
When someone comes to my house I always get the dog so she can't jump or sniff them to death. She's a lover but I think it's rude to let your dog have their way with visitors.

Reply by Pamela on 5/21/06 10:45pm
Msg #121382

CalGal, Re: Pet Peeve

I have several pet peeves:

Verifying the address with both the borrower and company before leaving, to find out (after leaving that the address is wrong!

When borrowers want to talk and talk and talk about any and everything as the signing is going on (And talk and talk and talk AFTER the signing is complete!)!

Also, having children and/or teenagers who insist on eating at the table while the signing is taking place.

Having Fed-Ex place the loan package beneath the doormat after the rain (i.e. collection of water beneath the mat)!

E-DOCS NOT BEING READY (WHEN PROMISED) FOR A "LAST MINUTE, URGENT" REQUEST!

SITTING AND WAITING FOR E-DOCS. WHICH NEVER COME (but repeatedly being told that they are being sent "now"!)!

Pam

Reply by MichiganAl on 5/22/06 12:38am
Msg #121396

Pet Peeve: Smokers

I can't believe that some people are so pathetically addicted to their cancer sticks that they can't put them down for 30 minutes to conduct business. Of course, it's usually the first appointment of the day so I get to stink the entire day. My clothes, my hair, my car, my bag. How do I put this delicately? Even my, um, body functions end up smelling like smoke (I know, more than you wanted to know. But you can understand why it vexes me so). But even when people ask, I tell them it's ok. After all, it is their home. But I'm cursing them royally once I get to my car.

Reply by christiSocal on 5/22/06 1:32am
Msg #121397

sticky tables! n/m

Reply by carlos/nyc on 5/22/06 2:19am
Msg #121401

Re: NO tables!

I've gone to closings where the borrowers insist the we go into the living room while the TV is on with the volume very loud. All the docs are on my lap the whole time.

Reply by EPON/Florida on 5/23/06 7:43pm
Msg #121812

Talk really low so they will turn down the tv n/m

Reply by BrendaTx on 5/23/06 7:50pm
Msg #121814

Re: NO tables!

I'm carrying a couple of 12 x 12 inch shelving to use for lap desks.

THANKS LEE/AR. that's where I got the idea.

Reply by John_NorCal on 5/22/06 12:14pm
Msg #121463

Re: Pet Peeve: Smokers

>> But even when people ask, I tell them it's ok <<
Not me! I tell them I have asthma (I do) and would they please not smoke. I never have a problem with that, as you said, it only takes about 30-45 minutes.

Reply by Dorothy_MI on 5/22/06 8:46pm
Msg #121605

If they ask

I reply that I would appreciate it if they don't as I'm highly allergic to smoke. If they light up anyway, I start coughing and coughing and then they usually will put it out right away. P.S. I really am allergic to smoke so it is only a small exageration on my part.

Reply by Joe Ewing on 5/22/06 2:18am
Msg #121400

It seem the longer I do this the more accomidating people seem to become. Getting older and growing all this gray hair has some benefit I guess. If I had to whine about something it would be dirty houses with Cats. My nose starts to run as soon as I walk in. Smokers too, but rare in So Cal nowadays. I make it a point to introduce myself to the signers ahead of time so as to give them a chance to clean up before I arrive. I can always tell.

Reply by BetsyMI on 5/22/06 9:54am
Msg #121429

I get irritated when it's a young couple, and the husband sits at the table and listens and goes ahead with the signing, and the wife continues walking around the kitchen, busy with her "chores", cleaning counters, answering the phone, and everytime it's her turn to sign, we have to call her back to the table, taking much more time than if she'd sit her butt down in the first place...LOL.

Also if there are kids, it seems strange that they don't feed them BEFORE I get there, or at least have something ready to give to the kids, because of course the little daubers want to eat NOW and the wife then needs to again leave the table to put some sort of food together for them and is busy making sandwiches or putting mac and cheese in the microwave.

Reply by MistarellaFL on 5/22/06 10:08am
Msg #121434

Mine is unprepaared brw's.
This includes brw's not being prepared by the LO, and being unprepared as Betsy indicated.3
If this were my appointment to sign, I would want to be ready, with no interruptions.
And I absolutely hate it when I go in and present the HUD/Note and the figures the LO were waaaay off. I hate it even more when the LO tries to get me to BS the brw into believing that this is the ONLY loan they can get.

Reply by sue_pa on 5/22/06 10:38am
Msg #121446

Betsy, tell her in no uncertain terms that she must sit down at the table and pay attention or you will have the company reschedule the appointment at a time she is available to do so. She might not be happy with you but she will sit. Usually the husband will then cop an attitude with the wife but that's not our problem.

Reply by JinCA on 5/22/06 2:03pm
Msg #121501

Mine is when I have a free Friday, and plan a last minute trip out of town, and then on Friday, the phone rings all day with last minute signings. Then, the following Friday, I am home and ready to take some last minutes, and there are none! This has happened to me twice. I have gotten very gunshy about leaving town on Fridays, but sometimes I just have to...