Posted by MeganCA on 11/11/06 12:37am
Msg #158952

Deed of Trust intials

If the borrower has a POA, and the POA signs for the borrower and it reads

James Dean by his atty. in fact Marilyn Monroe.......how would the initals read.....

Thanks is advanced..

Reply by Susan Fischer on 11/11/06 12:51am
Msg #158956

JD/POA/MM

In my humble opinion.

Reply by JanetK_CA on 11/11/06 1:22am
Msg #158958

I wouldn't use "POA". Instead, I'd put "JD by AIF MM" if instructed to sign the way mentioned in the original post. There are about three different ways to sign and I'd have initials be in same order as signature.

Reply by Susan Fischer on 11/11/06 1:30am
Msg #158960

Good point.

Reply by PAW on 11/11/06 5:57am
Msg #158967

Check with the lender and/or title company

Some lenders are pretty picky how an AIF signs and initials for the principal. Most that I've done have the following form/syntax:

James Dean by Marilyn Monroe, his attorney-in-fact
JD by MM, AIF

Reply by Bob_Chicago on 11/11/06 8:33am
Msg #158989

Concur with PAW and not to be construed as legal advice....

etc.etc. but , as I see it, the iniitals as we use them on the
bottom of a page, serves to acknowledge that the signer saw that
page and the that was the page in the document when signed.
Absent specific instructions to the contrary, I believe that just
"MM" would suffice.
When initials are in the doc , such as acknowledging residence at PIQ
or marital status , then "JD by MM AIF" would be reqd.
That said, you can generally not go wrong with the
whole 9 yards.

Reply by Brenda Stone on 11/11/06 8:40am
Msg #158992

Re: Concur with PAW and not to be construed as legal advice....

JD by MM AIF

is good.

I have also been requested to do JD by MM.

Reply by Susan Fischer on 11/11/06 2:56pm
Msg #159072

Re: Concur with PAW and not to be construed as legal advice....

Makes much better sense...thank you for the input.