Posted by Blueink_CA on 11/24/06 7:28pm Msg #161923
Question regarding a CW signing
Hi all, I hope you had a great Turkey Day! I have a question on a signing I'm scheduled to do tomorrow. It's a Countrywide and I've just printed the docs and called to confirm the appt with Mr and Mrs Bo. Well, there's no Mr Bo ("been divorced since 86', how did he get on the docs?" She claims he was NEVER on the deed) Of course CW and Title Co are closed until Monday. Yes, I know tomorrow is the last day to sign.
So...should I cross off his name on all docs and perform the signing with Ms. Bo?? Or just wait until Monday to inform CW of this error and wait for the redraw?
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Reply by Becca_FL on 11/24/06 7:38pm Msg #161924
Have Mrs. sign away, attach a note re: Mr. and call TC first thing Monday morning. TC may be able to salvage the deal with a Grant Deed during recession.
Another question...Is Mr. just on the legals or the entire pkg? If he's on the Note, something strange is going on.
Again, do the job you were sent to do. Unless there are instructions to abort the closing if all named parties are not present, have Mrs. sign and let title deal with saving the deal.
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Reply by Becca_FL on 11/24/06 7:43pm Msg #161925
Another thing...
The borrower may have the LO's cell phone # and many CW offices are open on Saturdays...especially at EOM.
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Reply by Blueink_CA on 11/24/06 7:50pm Msg #161929
Re: Another thing...
Mr Ex is on the RTC, DOT, TIL, & Itemization of amt financed. NBS docs. Ms Bo said he was never on the deed to this home. I will call her and ask if she has the LO's cell #. Thx!
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Reply by Blueink_CA on 11/24/06 8:11pm Msg #161931
No cell number for LO
I will try CW tomorrow a.m. If no ans. then I will go ahead and have Ms. sign. And I thought this was going to be a nice quiet weekend.... Thanks for responding Becca.
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Reply by Becca_FL on 11/24/06 8:19pm Msg #161932
Good luck, Blueink.
You can only play the hand you're dealt. Or as I say, when you get crap, you send crap back. It's all you can do. You've got a title issue, let them deal with it.
What is that saying? Poor planning on your part.........you know the rest.
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Reply by SueW/Tn on 11/24/06 7:44pm Msg #161927
Blueink...if it's CW out of the Rosemead office I may have a contact number for you
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Reply by Blueink_CA on 11/24/06 7:50pm Msg #161930
This one is out of Richardson, TX.
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Reply by Stamper_WI on 11/24/06 8:32pm Msg #161934
It May be
That the ex did quit claim in the divorce and it never got filed with the Reg of deeds. This happened recently with me. It was still in the attorney's files 5 yrs later! Also had one where the hubby had ben dead for 30 yrs. He was on the marital docs of the loan. In both cases I had the wife go ahead and sign.
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Reply by Blueink_CA on 11/24/06 8:46pm Msg #161937
Re: It May be
Thanks Stamper, that may be the case. Like Becca said, I will do what I was hired to do. BTW, regarding our 8220 printer - I ran out of toner and had to buy a Brothers toner cartridge from Office Max - no jams what-so-ever. I guess you get what you pay for. The generic toner is half the price but...
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Reply by Larry/Ca on 11/24/06 9:12pm Msg #161942
Blueink check out......
the brother drums and toner here http://www.tonerdealers.com/. They have the best prices I've found so far.
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Reply by GF_CA on 11/24/06 11:18pm Msg #161951
Re: Is tomorrow the last day to sign? no monday the 27th? :( n/m
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Reply by Ndwa on 11/25/06 12:20am Msg #161953
Sunday 11/26 is last day to sign. n/m
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Reply by sue_pa on 11/25/06 7:03am Msg #161959
Even though offices are officially closed often times they are still working, just not answering the main switchboard. Not sure if you just called or if you left messages. Let a message everywhere you can. When I need someone after hours I often call, fax and e-mail with the subject HELP - CALL IF YOU"RE THERE !! Many times I get a return call.
As always, the companies seldom come up with names out of the clear blue (although sometimes they do). His name shows up somewhere that they picked him up and I'm betting it's on the Deed to the property. People are so often in the dark about their own affairs.
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