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Be careful what you wish for.
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Be careful what you wish for.
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Posted by Bob_Chicago on 10/18/06 11:45pm
Msg #153518

Be careful what you wish for.

Please do not interpret anything that I say here as being critical of Lisa Prestegard.
First of all I fully support a choice of providers for any
usefull or required service. I also fully support the NOTROT efforts
efforts to become an accepted alternative provider for CBCs and certifications.
Harry will confirm that I was instrumental in
putting him in touch with the TCs in this regard.
This issue has , of course, been beaten to death recently, but as
I have stated, IMO, the issue is not if GLB requires NSAs to pass a CBC, but
rather that certain lenders and TCs have determined, for whatever reason, that
it is in their best intersts to have NSA s conducting signings on ther behalf
pass a GBC conducted pursuant to criteria as detemined by
the respective, lenders/TCs. (I am NOT addressing the "certification" issue in this post)
I think that the last thing that we would want as NSAs is to have Federal
regualaton of our business to a greater extent than currently exists.
The notary public aspect of our functions is currently ( and rightlly) regulated
by our respective states of commission. THe balance is regulated by the lenders/
TCs/SS that (hopefully) pay us, and by informal rules and regulations as
promulgated by professional NSAs over the past decade.
I, would not want a Federal agency to start issuing regulations as to
our NSA trainig, qualification, procedures, computer security,
record keeping, document security, fees, etc.
Once Uncle Sugar sticks his nose in the tent to help you sew up a small rip,
he soon takes over and tells you where to set up the tent, how to maintain it,
who you can invite over, what to serve for dinner and how much rent you can charge.
IMO, mandatory , standardized CBC for NSAs working for companies that
control a substantial part of the real estate loan business will be required
in the near future. It is impractical for the lender/TCs to review each state's
CBC requirements and to monitor them . As they are likely to require that NSAs
who do signings on their behalf have passed their mandated CBCs, then
the only practical and economical way to accomplish this is to require that
the NSA procure and pass the mandated CBC as a condition of being
in their respective data base of approved NSAs.
I think that it is a good thing if you can pay for and pass one CBC and have
it acceped by a number of (preferably by all consumers of NSA services) as
opposed to paying for and submittingyour personal info multiple times for
multiple companies.
As I see it, if you wish to do signings for cetain lenders/TCs after an, as yet
undetermined date in the near future you are going to have to pay for and pass
a speciifed CBC. Hopefully ther will be a choice as to who and how much you
pay, but whatever the cost is, it will be earned back in one or two signings that
you would not have otherwise been able to do.
For the record, I purchased the NNA CBC earlier this month.


Reply by CaliNotary on 10/18/06 11:52pm
Msg #153521

"For the record, I purchased the NNA CBC earlier this month"

Of course you did Bob, of course you did.

"Once Uncle Sugar sticks his nose in the tent to help you sew up a small rip,
he soon takes over and tells you where to set up the tent, how to maintain it,
who you can invite over, what to serve for dinner and how much rent you can charge. "

What a perfect description of what the NNA is trying to do. Funny how you decry it when it's the Feds but rush to buy the CBC when it's the NNA.

There's no point in going any further. Once again you've only shown how far you have your nose up the NNA's ass.

Reply by Charles_Ca on 10/18/06 11:58pm
Msg #153522

Cali has you dead to rights! You are an apologist

for the NNA and Cali has called it like it is!

Reply by Larry/Ca on 10/19/06 12:20am
Msg #153531

You have to agree that.....

the NNA has done a great job of selling their product. I will wait to see if someone else, although late to the table, can offer me an acceptable alternative but at the end of the game I'm sure that I will be paying for a CBC. I don't agree that I should have to because I've already paid for one by the State of California. I do want to continue to work!!! If I were already an NNA member, like Bob, I probably would have already sent them the $40.

Reply by John_NorCal on 10/19/06 9:29am
Msg #153588

Re: You have to agree that.....

**If I were already an NNA member, like Bob, I probably would have already sent them the $40.**
Well I am a NNA member (until my renewal) and I won't support their deceptive practices. As far as I can see they are a profit making organization out to enrich their cronies at the expense of the working NSA/notaries. They have received the last of my money.

Reply by cassiewi on 10/19/06 9:55am
Msg #153598

Same for me

I won't be renewing when the time comes and I also don't plan on particpating in their CBC. I'll wait for Harry's.

Reply by MelissaCT on 10/19/06 11:22am
Msg #153634

Mine expires in

2007 and I don't plan to renew. I don't see the value in the membership.

It's not just the $39 BGC, but you need to add in $79 for 2 year NNA membership, $78 for 2-year NSA section membership, plus an additional $$ for recertification (can't find figure on how much that runs). Mind you, this is every 2 years, provided fees stay at the same level 2 years from now.

Note: Their "package deal" for new members only includes 1 year of NNA and 1 year of NSA membership -- you'd need to purchase an additional year of each on top of the "deal" price of $149 for online training.

Reply by JanetK_CA on 10/19/06 12:16am
Msg #153528

This says it all:

"Hopefully ther will be a choice as to who and how much you
pay,"

Amen to that! It hasn't been my impression that anyone has had objections to background checks per se, but rather the way it has appeared to be shoved down our throats by a company that we would rather not support or be associated with.

Reply by BobRogers_FL on 10/19/06 4:43am
Msg #153552

Amen to that! (nm) n/m

Reply by Zana Darrow on 10/19/06 12:49am
Msg #153537

Any organization that grows to the size of the NNA and the federal Government will have those features. Look at the board of Realtors. Everyone has an agenda and they utilize whatever means they have to work that agenda. From the Lobbyist on down to the dues payer.
They have their benefits as well. Do a search on Timothy Reinger of the NNA and see all he has done on behalf of notaries in general. They however have done a great disservice to both members and non members by the timing and presentation of their program. I wonder how and if they assessed the reaction to all this. Not well if my conversations with them mean anything. Not well by their threats of litigation instead of answering the objections.

Fortunately, we are not lemmings. There are to many unanswered questions on how this all came about. This is all vanilla ice cream. The flavors are coming.

I like what Harry is proposing. I think he is covering certification issues that are important to us as notaries not just as NSA's. Issues seemingly not answered by the NNA. We have learned their certification course is using the same book they have been using for several years. Since before this Gramm Leach thing blew up in our faces. Gramm Leach has been here since 1999 why now? Some of these Title companies say right on their webites that the NNA is not the only way.

You have different demographics to deal with Bob. I can't begin to guess the # of NSA'S in your area. Proceeding with the NNA program might be a smart business move for you given the number of competitors. You can't be faulted for that decision.

Reply by Stamper_WI on 10/19/06 12:51am
Msg #153538

why does my moniker keep swithcing? n/m

Reply by christiSocal on 10/19/06 2:07am
Msg #153543

Re: why does my moniker keep swithcing?

Sometimes if you hit the scroll, it also scrolls your name. Click when you first go to post to lock in your "handle"

Reply by Charles_Ca on 10/19/06 12:53am
Msg #153539

Zana, there is a huge difference between the NNA and

and the NAR, I can run for president of the NAR, the NNA is not an organization of its members. The NAR is run by realtors for Realtors, the NNA is run by the NNA for the principals of the NNA, a huge difference.

Reply by Ndwa on 10/19/06 2:11am
Msg #153544

***Once Uncle Sugar sticks his nose in the tent to help you sew up a small rip,
he soon takes over and tells you where to set up the tent, how to maintain it,
who you can invite over, what to serve for dinner and how much rent you can charge. ***

I think "Uncle Sugar" will be pleased with the set up of my tent. I wouldn't mind his company to keep the mobs out of my tent and the competitions off my turf.

Reply by Dennis D Broadbooks on 10/19/06 5:33am
Msg #153555

Wow, Bob...

...regarding your comment that "once Uncle Sugar sticks his nose in the tent", I detect a slight tinge of conservatism in your voice. Maybe there's hope in Chicago after all. Now if only your "good friend" in Alabama could remember your name all would be right with the world.

Reply by Charm_AL on 10/19/06 8:13am
Msg #153570

Re: Wow, Bob...

you know Dennis kitty...Bob is considered a good friend, So what if I don't know how to spell his last name for a minute? He is known as Bob_Chicago and we have had several phone discussions and I plan to meet him next time up. I also have a great relationship with many others here. I wish you would pick on somebody your own size. Again, I'm not interested, leave me alone. You are so catty with your petty remarks always reading my posts looking for an opportunity whenever you can get a crappy comment out. Grow up jerk.

Reply by Dennis D Broadbooks on 10/19/06 9:07am
Msg #153576

You Had Not One...

...but two opportunities to get Bob's name right & yet you call him a "good friend"? I hope he sends you specific Mapquest directions to his office when you visit. Maybe I'm wrong but I find it more than just a little suspect you'd see fit to to advise a newbie asking a question specifically directed to a St Louis MISSOURI Notary to seek the input of someone in Chicago, ILLINOIS. Can I suggest a remedial geography course? As far as leaving someone alone...who's the one who jumped on my case in the middle of the Bears' dialogue with your friend Bob igniting the fray? You seem to believe you're a "sizeable" force on the board with the number of postings you make on a daily basis. I guess calling people "dumb", "jerk", & "grandpa" isn't crappy or petty. But then I forget...you are a charter member of the "gang", aren't you? This makes you infallible & beyond critique. I'll make a deal with you, Charm. You leave me alone & I'll most certainly leave you alone. I'll even be willing to forgive & forget the voice instant message I received a couple of days ago from a certain anonymous individual. Deal?

Reply by Charm_AL on 10/19/06 9:10am
Msg #153578

Re: You Had Not One...

***I'll even be willing to forgive & forget the voice instant message I received a couple of days ago from a certain anonymous individual***

Dennis please enlighten me on this statement.

Reply by Dennis D Broadbooks on 10/19/06 9:24am
Msg #153586

During the Height...

...of the Bears brouhaha the other day, someone (& if it wasn't you, I apologize, but it fits right in with your "monkey" escapade) sent a voice instant message via my Yahoo! Messenger in a female voice making the "gentle" suggestion I should shut down my computer & make myself scarce from the Internet. I didn't even bother to respond, but my first impression was that it was you. If it wasn't you, I once again apologize.

Reply by Charm_AL on 10/19/06 9:37am
Msg #153592

Re: During the Height...

no Dennis, I would never call anyone anonymously to harass, and yes I accept the apology. Let's call a truce, you and I just will never agree on anything and I do not blame you for that. I'm done with my unprofessional replies to you and apologize to you and the forum for my remarks. However, I called you "the grandpa' and there was no intention of insulting you.

Reply by Charm_AL on 10/19/06 9:15am
Msg #153581

Re: You Had Not One...

also,

***asking a question specifically directed to a St Louis MISSOURI Notary to seek the input of someone in Chicago, ILLINOIS***
why are you such a crybaby??? I was trying to help someone out, as you know people get finatical about competition. You act like I was trying to rob or intentionally hurt you. Geeze. Your hate for Bob is your problem, not mine.

Reply by Dennis D Broadbooks on 10/19/06 9:39am
Msg #153593

I Didn't Even Know...

...Bob's last name until yesterday. You're confusing hatred with a tremendous mistrust for an individual who's proven themselves to me over & over again as someone to avoid. If you want to place your trust in him, be my guest. Now...are you ready to call a truce?

Reply by Winston_Tn on 10/19/06 9:20am
Msg #153583

Re: voice instant message...

[e-mail address]. That was me who called.

You really are an ASSumtive dumb jerk grandpa.

I do however forget what I said... Can you share it with all of us here ? TIA

Reply by Dennis D Broadbooks on 10/19/06 9:29am
Msg #153587

Thanks...

...for providing me with this information.

Reply by Winston_Tn on 10/19/06 9:58am
Msg #153599

Re: No...Once again, Thank YOU!

For illustrating how simple-minded and naive you really are. You know, the Arch isn't really the
gateway to the west ... Its really an astral transport machine designed by aliens and was constructed by vesuvian subplants. Its going to be HUGE when it is divulged to the populace at large. Here's the kicker... although not traded publicly, I actually own several shares and am in need of selling these to pay for my background check cert. Granted I may not qualify since I have perused JJ's blog and could be labeled as having a tie to subversive jihad elements, but nevertheless, I am willing to sell off part of my portfolio....this offer is exclusive to you Dennis the Menace.



Reply by hcampersFL on 10/19/06 10:07am
Msg #153600

Charm isn't a charter member of the gang, she was invited

AFTER she got your goat.

Reply by Dennis D Broadbooks on 10/19/06 10:17am
Msg #153604

I'm Gratified to See...

...you admit to the existence of the "gang".

Reply by Winston_Tn on 10/19/06 10:20am
Msg #153609

Now you've done it, hcampers...

You have 'gratified' Dennis the Menace

EeeeeUuuuuuuu ....ugly visual ....very ugly

Reply by Charm_AL on 10/19/06 10:29am
Msg #153613

Re: I'm Gratified to See...

you are not making it easy! owwww....my tongue hurts

Reply by Dennis D Broadbooks on 10/19/06 10:31am
Msg #153617

Good Girl...

...I'm only responding in kind. Beverly opened the door.

Reply by Charm_AL on 10/19/06 10:33am
Msg #153618

Re: Good Girl...

waaahoo, does that come with a pat on my pretty little head? grrrr ---owwww

Reply by Dennis D Broadbooks on 10/19/06 10:35am
Msg #153620

Nope!

Hands Off!

Reply by Winston_Tn on 10/19/06 1:38pm
Msg #153670

Re: Good Boy...

Once again..."Show Me" where Bev opened the door ....

It is no wonder you are perceived as the village idiot. With your inability to comprehend, and continued foolhardy assumptions, we are enlightened to yet another facet of your grandpa ilk... that of excessive indulgence into activities that you could never get UP for.

Geeze....first there was Flamac, Now we have a wanna-be MoMac

Reply by hcampersFL on 10/19/06 10:30am
Msg #153615

Re: I'm Gratified to See...

Yeah the Lil' Rascal's Gang. Let me guess you see Dead people too?

Reply by Charles_Ca on 10/19/06 12:06pm
Msg #153654

Re: I'm Gratified to See...I'm sure that you gratify...

yourself regularly. Now why don't you take all this whining of yours and go hide in some closet somewhere instead of wasting bandwidth and storage capacity with your senseless, inane prattling!

Reply by MistarellaFL on 10/19/06 10:22am
Msg #153612

I suspect it is because this notary said

she was a newly commissioned IL notary in the STL area.
I am sure she could shadow you, but are you also commissioned in IL?

Msg #153344

Reply by Dennis D Broadbooks on 10/19/06 10:29am
Msg #153614

Actually...

...I was drawn to her query because she wanted a Missouri Notary to shadow. I'm not commissioned in IL & if she resides in IL (there I go assuming again!) she cannot perform notarizations in MO unless she has a job position which is physically located in the State of MO & it's a requirement by her EMPLOYER that she obtain a Notary commission. I haven't heard from her yet so I don't know what her specific game plan is.

Reply by BrendaTx on 10/19/06 9:09am
Msg #153577

Just so there is no mistake...I consider Bob my good friend

That we debate our positions is not to be construed as me not respecting him and having great fondness for him.

Reply by BrendaTx on 10/19/06 6:53am
Msg #153558

Bob, It's not wrong to say, "No" to this. It's not ignorant.

If Uncle Sugar gets involved, then that's a shame that it had to come to that before it got stopped. Better insider advising on how they proceded would have been the best path.
Someone blowing the reality whistle for them would have been a good idea. To say, "No more!" is not wrong or ignorant.

That's like saying that a drug addict's family should have kept supporting them so they could continue to smoke crack in the basement rather than to just say "No." and then they could re-evaluate their behavior and perhaps take new direction...or hit the slammer, if that's what it takes.

There comes a time when you stop the flow of money and say, "No more will I support this habit of yours which I find to be wrong."

Enabling an organization to continue a behavior which I find not in my best interest is ignorant and just plain dumb, in my opinion.

To give them my money for ANYTHING is to support them and to help them continue doing what I do not like seems really wrong to me. To my knowledge, we do not have a "vote" with them so that we may express our displeasure. Our money supports them. Stopping the money and saying, "no more" is the only way to express that we do not approve. I stopped all my money to them right away after I got the point of their behavior and how I perceived it to be wrong for me.

This is my opinion. I am entitled to it.

Reply by JanetK_CA on 10/19/06 6:03pm
Msg #153745

Excellent points!! Please read Brenda's message above!

"Enabling an organization to continue a behavior which I find not in my best interest is ignorant and just plain dumb, in my opinion."

I couldn't agree more! And great analogy!! Many of us have chosen to vote with our wallets. IMO, it wouldn't be a bad idea for the NNA - if they were interested in retaining or recouping members - to survey notaries (particularly ex-members) about what they would like to see an organization such as theirs do for us. If they were responsive, they might get lots of members back.

I still feel there is a need for a national organization that truly represents the needs and wishes of notaries and SAs. I once thought the NNA was such an organization and I keep hoping it will return to that some day. If that ever happens, I will always keep an open mind to renewing my membership. But unless or until there exists a true "association" run by and for US, I will continue to vote with my wallet by supporting sites like this one instead.


Reply by mtcwgrl on 10/19/06 8:42am
Msg #153574

Just a question....

Since you bought the NNA CBC...do you also do $65.00 signings as they suggest???

Reply by AMR SERVICES, INC. Roberts on 10/19/06 10:34am
Msg #153619

Many states do not have stringent requirments for Commissions. Some states just require a pulse and application.
However, you are right on Target with your statement of being careful what you wish for.
A few over zealous agents who felt that they were being exploited over fees convinced the NNA to participate in Price Fixing already. That is a Gross exploitation of ourselves just because some could not turn away prices that they did not agree with and persue those they did.
However, as business becomes more competitive and privacy becomes a bigger and bigger issue, I think that Many Comany's, including mine will look for some protection from their agents as to their ethical abilities.
Some AGENCY who is just in the business of providing backgroud clearances should be contacted by an organized group to provide the neccessary BGC for a very minimum fee.
This is what the NNA should have done.....found and agency that would provide it and not tried to make a profit off of this particular area as it is a National NEED in many fields, including the medical field.
Monica


 
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