Posted by Cherie_FL on 10/20/06 4:25pm
Msg #153937

Demanding High Fees without the Experience

I have been visiting this board for quite some time now, reading notary post about their thoughts and feelings regarding different issues. Well, I must make a few comments about issues that our company encounters. We are a professional signing agency and work hard to keep our notaries happy as well as our clients. We pay within 2 weeks of the close of escrow.

Now, their are new notaries that haven't completed many closings, if any, and they want high fees however they do not disclose the fact that they are new and then I receive phone calls explaining the many errors that have been made.

I also notice how the more experienced notaries do not want to follow directions, because they seem to think that they know whats best, and when they receive a call telling them that things are not completed correctly, they go on and on about how they have been doing closings for years and they never had to do it like this before and blah blah blah... They also, seem to have a problem with calling the broker or Loan Officer to let them know the status of the closing. This is particularly true when you have a signing agent that has worked for a Title Company before.

I cannot speak for other Signing Companies, only ours. We are in the business of signing loan documents correctly and providing exceptional service to our clients and notaries. However, this is quite difficult to do, when notaries make so many careless mistakes. We are ALL suppose to be professonals and not be affraid to ask for help or ask how to complete a certain task.

Some notaries complain and some refuse and want to charge extra, to do fax backs, when this is simple to safeguard the Title Company from ever seeing the mistakes and then we can all get paid on time. I've heard that it takes to much time, or I have been doing signings for years, etc.. However, if you haven't completed a closing for us or that specific signing company that ask, how can they be sure that you know what you are doing? Besides, I only ask for fax backs for the first couple of signings to make sure you know your stuff, then after that is established you won't have to do that any more.

I am always there for notaries that need to call me with questions or concerns, to help them get through the closing, however they sometimes do not take advantage of that opportunity and then are surprised when they have to return to the borrowers home to correct mistakes. In fact, notaries have been making so many mistakes, until they have cost us one of our major clients. Therefore, not only do we lose money so do the notaries, because they won't be receiving orders from us, from that company and others.

I see where notaries talk about getting rid of Signing Companies, but in truth, most Title companies don't want to deal with notaries directly because of all the issues. Can you imagine a Title Company having to deal with (1000) notaries as opposed to (1) Signing Company? So, signing companies, must feel the heat and work to sift out the non-professional, and in-experienced notaries.

I hope that you take this as a learning experience and not a Notary Bashing Session, because without the Professional, Experienced, Accurate and Punctual Notaries, there would be no mobile closing industry!

Reply by Charles_Ca on 10/20/06 4:42pm
Msg #153944

Frankly Cherie, as a real estate agent I prefer to sign at

the Title Company. The signings were accurate, timely and if there was a problem it could be corrected right there on the spot. If it were up to me I'd go back to the time when there were no signing services and no Notary Signing Agents. This whole industry is based on an unnecessary service, it is a mere convenience to the borrower and sometimes I question even how much of convenience it really is. The addition of the extra steps in the process is a PITA as far as I'm concerned.

Reply by BrendaTx on 10/20/06 6:49pm
Msg #153990

Charles...

**The signings were accurate, timely and if there was a problem it could be corrected right there on the spot.**

LOL, Charles...I have told the story about the EO I was working with closing like crazy in her TC. I must have done 15 loans that day between 10 am and 11:59 pm. AQ, no less. EOM. The EO did about half that many. We were definitely cooking...at the end of the day she nearly fainted when she looked at my work. OMG! You used the wrong date. I froze. No...I didn't, did I???

Nope. I had not, but she certainly had. She was a very smart lady...just had the wrong date in her head that day. I felt soooo bad for her. She called AQ and they worked it out somehow. Not me! Her...wooo hooo.

**If it were up to me I'd go back to the time when there were no signing services and no Notary Signing Agents. This whole industry is based on an unnecessary service, it is a mere convenience to the borrower and sometimes I question even how much of convenience it really is.

The addition of the extra steps in the process is a PITA as far as I'm concerned.***

Well, Charles...move to Texas. It's almost like that here. They've almost prevented courtesy closers from having a toe hold here. It's done...but not like it is in California. The whole NSA thing is still a well-kept secret here except in the larger cities. It's very competive and flooded with SAs there.

Reply by Charles_Ca on 10/20/06 7:26pm
Msg #154006

Brenda, I figureed we had a troll here. Doc certainly

verified it when he checked the fee schedule. She even had the temerity to say "its not about the $50 fee", yeah right. I have a friend who is a judge and when someone thies to pull his leg he comes out with "I didn't just fall off some turnip truck" and netheir did we. This board is the best resource for notaries and we have some of the best notaries here: bar none.

Reply by BrendaTx on 10/20/06 7:36pm
Msg #154007

Charles...I know. I am disappointed. It is about the $50

fee.

The problem is that serious, experienced agents won't put forth the effort on a situation like that. Who signs up for a $50 company any more?

Only people who (a) have not learned better due to being too new...or...(b) people who are picking up a little bit extra...here today gone tomorrow.

There's her problem with her labor force. Sigh. It's understandable why she has no one to send out on jobs. I believed her when she said she would not work for $50 and would not ask others to do so. Ugh.

Reply by Charles_Ca on 10/20/06 7:42pm
Msg #154009

You get what you pay for. She has the gall to come on

here and complain about the quality of the notary she hires. Yeah, a bottom feeding company trying to survive on the backs of notaries just starting out. It's not rocket science. Charm is absolutely right, it's not worth starting you car for $65.

Reply by hcampersFL on 10/20/06 4:49pm
Msg #153946

Cherie first let me say you have some points in your open letter to all of us.

I do believe that all of these problems that you speak of could be corrected before they even start by YOU. You (your company) have the responsibility to interview prospective notaries before you hire them. Ask questions, find out the experience that they have, tell everyone that directions must be followed to the letter. No exceptions! If you need requirements to be met then you need to tell the person you hire that.

The bottom line is some title company's don't always need you or your business but you will always need us to have a business. That is a fact.

Call me if you need a NSA in Escambia or Santa Rosa counties. I can do the job.
Beverly

Reply by Charm_AL on 10/20/06 4:52pm
Msg #153949

I don't take this as a learning experience and I agree with you on inexperienced notaries and others that don't follow instruction. However, they should still not be low balled because once you tell a company your fee, they wull never rasie it, they will shop the bottom of the barrel before they think about paying someone the right fee so that they can make as much as possible. aybe SSs should meet the fees and get someone qualified. You get what you pay for.

Which is exactly why there are many networks of NSAs that are creating a professional network that TCs can call directly. The requirements are stringent and the groups are proficient and have proven or demonstrated that they have hundreds of signings and know what they are doing. Ca, AL, Fl, Wi, Mi, Tx are all striving to have the exceptional stand out and TCs are calling leaders to get a job done by referral. We are trying to protect our careers as well, and many SSs undercut us on fees that the TC pays up to three - four times as much, that most SSs keep for the trouble of finding a notary.

I am not a SS but I have given people in my network jobs that I simply couldn't take. There is a way to network the cream of the crop and get the TCs order filled, thereby earning the fee for the job WE do and the expenses WE have. I am tired of the $50 dollar offers or the $75 with e-docs.
These fees are ridiculous to our bottom lines and our full time business's.
Don't get me wrong, there are a few SSs that pay well, but more do not and take up to 45 days to do it.

Reply by LisaWI on 10/20/06 5:35pm
Msg #153961

Cherie, you just mentioned all the things I spoke about today with a title company. As I had expected there are notaries here doing a really crappy job, but I had never heard it from a title comp. I have heard from other sources as well. I was actually shocked at some of the stories. But on the other hand, this particular title company was having problems also with the SS's they were hiring. So, they are trying to go it alone. I explained to her that the SS's are paying ridiculous fees for signing agents which is a result of getting inexperienced SA's. Or they are the SA's that do as many signings as possible, probably too many, and they dont spend the quality time on a signing that they should be.

When I first started this I thought I could do $50 signings traveling 30 miles on way. After awhile I was scrambling to do an exceptional job and do as many as I could in order to stay afloat. I was exhausted and thought to myself I cant do this job. But seeing as doing a good job was more important to me than more signings, I decided I needed to raise my fees or I wasnt going to make it. And just to let you know, I wasnt perfect in the beginning, but I did get the jobs done correctly. There were silly things I did, that I learned from and probably moments Im not to proud of.

As Charm said, we here in Wisconsin as well as others are trying to get Networks going to better the industry for all involved. We dont have any formal training or have to take a basic test to get our commission here. That in my opinion should be changed.

I have a couple of signing services I work for that are wonderful. They pay decently, dont treat me like a baby, and they know I will get the job done correctly.

I do agree with Beverly about communication. It is crucial in this business and if your not telling your agents exactly how to do something such as calling LO when closing is over, they cannot be faulted for doing it wrong.

I am not bashing you so I hope you didnt take it that way. But this is a story from another point of view and I hope you learn from it as well.

Reply by Cherie_FL on 10/20/06 6:11pm
Msg #153968

Lisa,

I agree with everything that you say, and I understand that people make mistakes, including me, and I know that they aren't doing it intentionally because they want to get paid too. However, I make it very clear in my email confirmations and my phone calls to them of how we require things to be done and that I am here if the notaries are having problems or are not sure how to sign or notarize a certain document.

As a matter of fact, some notaries have told me, oh, I'm sorry but I didn't read over the confirmation. And I even had a notary that overnighted the package to our company address and not the Title Company, that was written on the confirmation.

We expect notaries, to Pay Attention to Detail.. I do my best to screen notaries, however some times we receive an order in an area that we haven't done a closing in and you have to basically use the notary that is available.

And, no I do not take it as bashing, we all need to learn from each other. Thanks.

Reply by LisaWI on 10/20/06 6:19pm
Msg #153970

So you see we are all after the same thing. A job well done. You said you have been watching the forum for awhile, if you are a good SS and treat your notaries well, you will find your good notaries without a doubt. I understand where you are coming from and I wish you well in our never boring industry

Reply by NCLisa on 10/20/06 5:17pm
Msg #153955

You have some good points, but a lot of things that are easy to correct. I provide my resume if asked to all companies that want to hire me to show my experience. In regards to faxbacks, I don't mine faxing back to theTC, but the few SS's that I have worked for that require faxbacks to them, all called me about correcting things that were their own state law, not NC. Every thing they wanted me to do was incorrect in my state. As for calling the people after the closing, I make one phone call or one email, to the party that hired me. If it is a SS, then they can call the TC and the LO.

You also forget to point out that there are many SS's out there that are getting paid $250 to $300 a closing, and offer the notary $50. That is so NOT right.

Reply by Cherie_FL on 10/20/06 5:55pm
Msg #153965

Lisa,

Its wonderful to provide a resume, or maybe even answer some questions, however that still doesn't ensure, that docs will be signed correctly.

As far as fax backs, I check to make sure that the docs are excuted correctly for that specific state, which at this time, we do most of our closings in Florida.

Regarding SS fees, I don't charge 250 or 300 and wouldn't think of offering a Professional Notary $50. I myself, was a signing agent, and wouldn't take a signing for $50.

Reply by Charm_AL on 10/20/06 6:02pm
Msg #153967

Cherie...

what is the name of your company?

Reply by BrendaTx on 10/20/06 6:30pm
Msg #153975

Re: Cherie...

**Cherie...Posted by Charm_AL on 10/20/06 6:02pm -
what is the name of your company?**

And I would like to know as well. I find it amusing that you jumped in here to explain how we need to know these things; yet, all you have told us is that you are supply sub-standard labor to your clients. That's not our fault, it's your fault. You need to clean up your own backyard and stop sending out crap to do the job.

Sherry, Monica, Andy, et al, if we can find out who this is, perhaps your signing services (who understand the interview process) can offer their clients excellent signers.

The whole problem is greed. If a signing service worked out a true contract with the qualified signing agents then this problem would not exist. Yet, what seems to actually happen because of sub-standard signing services product is that you are bargaining job by job for the cheapest labor you can get.

Reply by Cherie Worthen on 10/20/06 6:33pm
Msg #153978

Re: Cherie...

Oh, man I see why some notaries don't post here. What exactly did I do to you? You act as if I personally attacked you..

Reply by BrendaTx on 10/20/06 6:40pm
Msg #153986

Re: Cherie...

Cherie, I do not feel attacked.

However, what you have presented is not a good picture of those you hire to handle signings.

You have listed a great many faults you have seen in SAs. There are excellent SAs on this board. They (along with me) take great pride in what they do. When a company says "we are sending crap out" (paraphrased) to do the job, it cheapens all of us to those up the chain in our industry.

It is an embarrassment to see how we become tarred with the same brush, so to speak.

Reply by Cherie Worthen on 10/20/06 6:50pm
Msg #153991

Re: Cherie...

Brenda,

By no means am I placing all SA's in the same category, although it may have seemed like that in the beginning. I have met many individuals while doing signings myself, that were interested in getting into the industry while I assisted them and they have went on to be professional signing agents that have proved themselves. I also know that there are signing agents that visit this board that take pride in their job as a signing agent as did I. So, I was simply making a few comments, not bashing notaries. Maybe I didn't put enough positive emphasis on the subject, and that's why some got offended, for that I apologize.

Reply by BrendaTx on 10/20/06 6:54pm
Msg #153993

Re: Cherie...Okay. I am happy if you are. I understand

your position, but one reason there's so little respect placed on our position is because so many deserve so little respect. It all snowballs and makes us *all* look like idiots who should never get a reasonable fee.

Thanks, Cherie, for being interested enough to continue to dialogue with us.

Reply by Charles_Ca on 10/20/06 7:07pm
Msg #153997

As usual Brenda you cut throught the BS, I figured this was

a troll with that type of a question especially after having claimed to have read the board for a while!

Reply by Cherie_FL on 10/20/06 7:15pm
Msg #153999

Re: As usual Brenda you cut throught the BS, I figured this was

Why do you have to result to name calling? Is it something in your nature? Or are you just trying to be popular with your other board members?

Ok...This conversation is over...

Reply by Charles_Ca on 10/20/06 7:17pm
Msg #154002

It was over as soon as Doc uncovered your fee structure! n/m

Reply by Cherie_FL on 10/20/06 8:01pm
Msg #154014

FEE STRUCTURE IS AVAILABLE NATIONWIDE!

Since the fee schedule was listed on the web site, then it was not "COVERED" to begin with...Like I said before, when I speak with a notary and we negotiate a fee, then that is what is paid. No Low Balling here....

Reply by LisaWI on 10/20/06 6:31pm
Msg #153976

Re: Cherie...yes tell us please.

Who you are.

Reply by Cherie_FL on 10/20/06 6:39pm
Msg #153983

Re: Cherie...yes tell us please.


www.cmworthenandassociates.com


And this is not a solicitation.

Reply by BrendaTx on 10/20/06 6:42pm
Msg #153987

Re: Cherie...yes tell us please...thank you Cherie...I like

more about you already. Maybe if you hear what *we* are saying, you'll see why it is so embarrassing to be associated with those who do such a sloppy job.

Reply by LisaWI on 10/20/06 6:45pm
Msg #153988

Re: Now lets all sing......

Kum by yah. Dont know if I spelled that right but you get it. I feel we have made a revelation.

Reply by Mary Sosa on 10/20/06 5:20pm
Msg #153956

Cherie, I understand your side of the problem, as an SS but there are two sides to the story. We have all start with that first one. When I first started out I took those $50 signings and gained the experience that I needed and now I just can't any longer nor do I want to. It would tie me up and I wouldn't be able to accept assignments from companies that pay my fees. Good, experienced, hard working and knowledgable signing agents exist, who call LO's, fax back and go that extra mile............look for us.

Just my thoughts

Reply by Cherie_FL on 10/20/06 6:25pm
Msg #153971

This Is Not About $50 Fees

I have never offered to pay a notary (new or experienced) $50 for a completed loan document signing, nor would I ever. I'm not sure where that came from.

Anyway, I know that there are many notaries that do this for a living and are well worth the fees they request and we, most of the time meet those fees. However, you have a few notaries that ask for prices we just cannot meet.

Some notaries read the HUD and think that whatever price is listed is what the signing service gets minus what they offer the notary. I am hear to tell you that it doesn't always work that way. You have some Title Companies, that add their own Notary Fees plus what the SS charges, so one can never be sure. Besides, It really shouldn't matter, because you and the SS agreed on a certain fee.

You have the option of agreeing to a certain fee or declining. Its always your choice. And I think that if some Signing Company is out there offering "Low Ball" fees and enough notaries decline then that company is either going to have change their fee schedule or go out of business.

Reply by BrendaTx on 10/20/06 6:16pm
Msg #153969

Cherie_FL . . . here you go...


WONDERFUL NEWS!
We pay within 2 weeks of the close of escrow.
>>>Wonderful. Thank you!<<<


WHAT ARE YOU GETTING PAID FOR ANYHOW? DON'T YOU INTERVIEW?
Now, their are new notaries that haven't completed many closings, if any, and they want high fees however they do not disclose the fact that they are new
>>>Whoa! Why aren't you doing more to interview and to select quality notaries? THAT'S what the title company thinks you are doing...that's why they are paying you. But, unfortunately, rather than the TITLE COMPANY getting what they PAY FOR they are getting the notary who the SS can get to go for the LEAST amount of money.

ALREADY COVERED ABOVE
and then I receive phone calls explaining the many errors that have been made.
>>>And, now we know why you run into so many errors.

PLEASE TELL US WHAT YOU MEAN, EXACTLY.
I also notice how the more experienced notaries do not want to follow directions, because they seem to think that they know whats best,
>>>Give us a specific example so that we can learn from it.


HOW MANY LOANS HAVE YOU PERSONALLY SIGNED?
...and when they receive a call telling them that things are not completed correctly, they go on and on about how they have been doing closings for years and they never had to do it like this before and blah blah blah... They also, seem to have a problem with calling the broker or Loan Officer to let them know the status of the closing. This is particularly true when you have a signing agent that has worked for a Title Company before.
>>>But, the truth is that 99% of the time, the closing goes the same and the variation is usually the babysitting requirements required (or promised) by a signing service.


USE GOOD NOTARIES OVER AND OVER AGAIN - YOU'LL GET WHAT YOU NEED!
I cannot speak for other Signing Companies, only ours. We are in the business of signing loan documents correctly and providing exceptional service to our clients and notaries. However, this is quite difficult to do, when notaries make so many careless mistakes.
>>>AMEN! You might want to consider doing a little more time on interviewing notaries.


BUT I KNOW "FAXBACKS" AIN'T JUST FOR BREAKFAST ANY MORE...
Some notaries complain and some refuse and want to charge extra, to do fax backs, when this is simple to safeguard the Title Company from ever seeing the mistakes and then we can all get paid on time.
>>>Use experienced notaries and you will not be required to do this kind of faxing back...or will you?

Faxing back might have started as QC, but the truth is that sometimes this is a built in value for the SS to provide. The documents many ss's and title companies require the notary to produce via fax are the ones required for funding. If you can get your notary to do the clerical job of scanning (faxing is the same as scanning for companies with online fax services) it cuts down the hours spent meanwhile back at the ranch...er...title company. And, if enough notaries do that in a day, it eliminates another paid position at the title company...and another...and another. For instance, take one notary scanning in the funding docs (faxing) and that's up to 30 minutes of work for the title company to chip off their payroll. Multiply that 25 to 100's of closings each month and BINGO...another title company employee loses their job due to outsourcing to the notary closer who is willing to do grunt work for F-R-E-E. No ma'am. It's not always about QC of the docs. I have learned this on the inside.


YOU NEED TO INTERVIEW YOUR NOTARIES...YOU DROP THE BALL WHEN YOU DO NOT.
In fact, notaries have been making so many mistakes, until they have cost us one of our major clients. Therefore, not only do we lose money so do the notaries, because they won't be receiving orders from us, from that company and others.
>>>Clearly, your frustration is from using half-wits. You'll never get ahead using sloppy people who are not taking their signing work serious enough to charge more than $50 for it.


APPARENTLY YOU PROVIDE THE TC CRAP.
I see where notaries talk about getting rid of Signing Companies, but in truth, most Title companies don't want to deal with notaries directly because of all the issues. Can you imagine a Title Company having to deal with (1000) notaries as opposed to (1) Signing Company? So, signing companies, must feel the heat and work to sift out the non-professional, and in-experienced notaries.
>>>But, by your own words you are not getting the job done, ma'am. You still send crap to the signings.

I HOPE *YOU* TAKE THIS AS A LEARNING EXPERIENCE
I hope that you take this as a learning experience and not a Notary Bashing Session, because without the Professional, Experienced, Accurate and Punctual Notaries, there would be no mobile closing industry!
>>>We need SSs who understand the business and don't whine when they hire inexperience just because it's cheaper.

Good luck to you.

Brenda Stone
College Station/Bryan, Texas

Reply by Cherie_FL on 10/20/06 6:29pm
Msg #153972

Re: Cherie_FL . . . here you go...

Hi Brenda,

You don't know me, and if you want to argue, I'm not here for that. This is about having a conversation between professionals.

And if you did know me, you wouldn't talk to me this way, because I am not out to harm you or anyone on this notary board.

Reply by BrendaTx on 10/20/06 6:34pm
Msg #153979

Re: Cherie_FL . . . here you go...

**You don't know me, and if you want to argue, I'm not here for that. This is about having a conversation between professionals.**

No ma'am, I don't know you. I only know what you have told us. Being a professional does not mean that we cannot speak the truth from our perspective.

**And if you did know me, you wouldn't talk to me this way, because I am not out to harm you or anyone on this notary board.**

No, I do not believe you are out to harm anyone, but you did come to the board with complaint after complaint about your contractors and you blame them for losing jobs for you. If you hire "professionals" you get professional service.

Reply by Charm_AL on 10/20/06 6:38pm
Msg #153982

ok folks...

refuse to identity...imo...another blah blah post from another SS that is going down...too bad. now you see why we are creating pro networks to work directly with the TCs. Couldn't happen soon enough.

Reply by Cherie_FL on 10/20/06 6:40pm
Msg #153985

Re: ok folks...

My goodness....You didn't even give me a chance to respond!

Thank you!

Reply by Signing_Doc on 10/20/06 6:53pm
Msg #153992

$65.00 for EDocs? (per your contract)...no thank you ma'am n/m

Reply by Charm_AL on 10/20/06 7:05pm
Msg #153995

Re: ok folks...

Cherie, please forgive my response. I always respect a business owner, who tries to provide a worth while service, however this post came at us/me with bad timing. Everyone is low balling, we have overhead and families to support as well, why is this concept so hard to comprehend? We are your bottom line.
I will not even start my car for $65. I guarantee my work and those in our network follow suit. You pay $65., you will get the newbies, so take your chances and live with losing your clientele.

Reply by Signing_Doc on 10/20/06 7:07pm
Msg #153996

directly from their website so I'm not accused of misquoting

The fee structure outlined below is the standard fees C M Worthen & Associates offers for standard assignments:
Assignment Status Fee
Assignment completed successfully $50.00
Single page signing completed successfully $30.00
Independent Contractor and borrower(s) meet and review loan
documents, but borrower(s) refuse to sign$50.00
Independent Contractor waits at least 30 minutes and borrower(s) does
not show up for appointment $25.00
Print Fee $15.00
Assignment cancelled more than 2 hours before scheduled time $0.00
Assignment rescheduled due to notary error $0.00
Independent Contractor agrees not to discuss this fee with either the lender or the title company

Reply by Cherie_FL on 10/20/06 7:12pm
Msg #153998

Re: directly from their website so I'm not accused of misquoting

I told you all I am not soliciting and we negotiate fees and whatever we (notary and signing service) agree on, that is what will be paid. SO I am not here to argue with you about fees or even look for your business.

Reply by Signing_Doc on 10/20/06 7:17pm
Msg #154001

Re: directly from their website so I'm not accused of misquo

but if I'm signing a "service agreement" with you and these are the rates you quote on your agreement, why should I, or any other 'professional signing agent' even bother?!

I know you aren't soliciting but you did give your website so I went to look at it. When I came to the "service agreement", I went no further. Your service agreement states at the bottom...
"If you do not agree to the terms above, you are unable to continue with the registration."

This tells me that, in a court of law, YOU (probably) have the upper hand as to what I'm getting paid (I'm not a lawyer and do not offer any legal advice, just my opinion)

Sorry, as a "professional" I can't get past the listed fees on your "agreement". JMHO

"Doc"

Reply by LisaWI on 10/20/06 7:23pm
Msg #154004

Re: Cherie,

Doc does have a good point, if a good SA was doing their marketing they and came across your website, they wouldnt even bother to sign up with you. I know this, because it has happened to me.

Reply by LisaWI on 10/20/06 7:26pm
Msg #154005

Re: Cherie, oops. Should say "and they"

My cinnamon roll is disturbing my typing.

Reply by BrendaTx on 10/20/06 7:37pm
Msg #154008

Doc is right. Thanks for solving the mystery, Doc. n/m

Reply by Signing_Doc on 10/20/06 7:53pm
Msg #154011

Thanks for solving the mystery, (Paypal is accepted for pmt) n/m

Reply by PAW on 10/20/06 10:58pm
Msg #154073

Apparently she listened...

Quoting directly from her UPDATED website:

The fee structure outlined below is the standard fees C M Worthen & Associates offers for standard assignments:
Assignment Status Fee
Overnight Loan Document Signing $65.00
Single page signing completed successfully $30.00
Independent Contractor and borrower(s) meet and review loan
documents, but borrower(s) refuse to sign$50.00
Independent Contractor waits at least 30 minutes and borrower(s) does
not show up for appointment $25.00
Print Fee $25.00
Assignment cancelled more than 2 hours before scheduled time $0.00
Assignment rescheduled due to notary error $0.00
Independent Contractor agrees not to discuss this fee with either the lender or the title company
involved in each transaction. Fees payable to the Independent Contractor shall be paid by check within (14) days of the close of escrow. C M Worthen & Associates shall have no obligation to reimburse
Independent Contractor for any fees and/or expenses actually incurred in addition to those agreed upon
by the parties prior to the assignment. 2
------------------------

So now, an edoc signing would yield $90 ($65+25=90).

No further comment.

Reply by ThaliaRay_FL on 10/20/06 9:53pm
Msg #154048

Re: directly from their website so I'm not accused of misquoting

I would like to say I have worked for Cherie's company just this month. I was not offered $50 for the signing. I was offered a fee and when I asked for my normal fee I was granted that.
I had no problems getting the docs, and was not baby sat at the table.
I would work for CM again without hesitation.
I did have to send in faxbacks but understood because I am new to their database. I was told that after my second signing if all is correct I will not need to do a faxback again and that was nice to hear.
All in all the experience was enjoyable and everything went smooth.

Reply by sandi42 on 10/20/06 10:11pm
Msg #154061

Re: directly from their website so I'm not accused of misquoting

Im glad you did work for her she seem good. Most of the regulars in here won't work for less than 100.00 seems their better than or do good to do one for less.

Reply by NCLisa on 10/20/06 10:45pm
Msg #154069

Re: directly from their website so I'm not accused of misquoting

Some of us do expect to be paid for our experience.

Reply by CaliNotary on 10/21/06 2:44am
Msg #154110

Re: directly from their website so I'm not accused of misquo

"seems their better than or do good to do one for less."

You forgot to tell us that we think we know it all.

Is this really your thought process? What are you, 12? "They think they're better than us" is something junior high school kids say. Grow the hell up and learn to think (and write and spell) like a grownup.

Reply by Charles_Ca on 10/20/06 7:16pm
Msg #154000

Ah, yes Cherie finally revealed, thanks Doc! n/m

Reply by Cherie_FL on 10/20/06 7:57pm
Msg #154012

Why Are You So Hateful?

Well, it seems as, no matter what I say it is a no win situation with you. So, I've been called out of my name for no reason...I think that I have had enough of being low graded, as if I am beneath you. I simply made a few innocent comments that was the truth and even went as far as apologizing for not being more positive and this is what I get in return.

Its such a shame.. The many signing agents that work with our company are compensated well, and are happy.

So, I will leave this board to all of you so that you can call each other those names and I am specifically talking to the ones who are guilty of this.

Good Night and Have a Wonderful Weekend.

Reply by Charles_Ca on 10/20/06 8:14pm
Msg #154017

I dislike hypocrisy!, You come on here complaining that

you have lousy notaries when in fact you pay lousy prices that only oulsy notaries will take. You say otherwise but you can't even register on your website without agreeing to your lowball pricing. You came here under false pretenses and now you are upset because you have been revealed. You define me as hateful because I agreed that you are a fraud. I am hateful because I will never work for you or your ilk. I am hateful because I don't care. Since I don't need you or people like you I can say what maybe some others would not. Besides I am not full of hate, one has to care to hate and I don't!

Reply by BrendaTx on 10/20/06 8:18pm
Msg #154018

Cherie, if you are reading this, please take a moment to

consider that those who are serious about this business generally won't pause to fill in a form online which stops you and says, if you won't work for $50 then do not go further...I think that's what someone mentioned.

The answer to your concerns is in this thread. Those of us who are really "into" this signing agent thing are not taking $50 calls and, further, if you are like me you are so dedicated to client satisfaction that if you will guarantee your work.

When I take a signing, it might be paying me $100-200. If I make an error, my guarantee is that I will fix it immediately and do it for F-R-E-E. You pay me ZERO for the signing if title is not happy when they get their package back. I stand to lose a lot of money if I am careless.

On the other hand, I don't take signings where I have to be shepherded around by phone either. I also build in a fax back fee into all my signings. I quote the whole enchilada and will do what's asked of me. No gripes.

Work only with people like me and the others here and you will have no title company griping. Put a $50 fee on your website/contract and no one with any experience is going to touch it.

Reply by Signing_Doc on 10/20/06 8:31pm
Msg #154019

Work only with people like me and the others here and you

will have no title company griping>>

AMEN! Sister Brenda-le....well, I'm getting ready for synagogue (you know...where us 'hate filled' people go)

Tomorrow, I will be making beautiful music with the Las Vegas Master Singers Chorale at a Lobster Fest (no lobster for me...not kosher)...so have a great Sabbath y'all...and as one of our local talk show hosts signs off as...."Keep on...thinking free!"

"Doc"

Reply by Cherie_FL on 10/20/06 8:40pm
Msg #154021

Re: Work only with people like me and the others here and you

The Synagogue is were "some hate filled" people go. There is no sanctionary on this earth, where evil is not present.

Anyway, continue to be the "LIGHT" of the world! I wasn't talking to you, I was talking to the person who referred to me as a troll....So, if you want to get offended, well...There you go...

Reply by BrendaTx on 10/20/06 8:44pm
Msg #154022

Re: Work only with people like me and the others here and you

Cherie, my guess is that our sweet little Shmuli was referring to current events in the newspaper. He moves on pretty quickly no matter what the topic matter is.

Reply by sandi42 on 10/20/06 8:52pm
Msg #154023

Re: Work only with people like me and the others here and you

What I find out about this forum same people usually and seems to me most people are kinda like money hungry won't do a signing for less than $100.00. Everyone here knows it all especially Brenda in texas. Negative people about signing companies which I don't blame them sometimes they don't pay you , have to wait 60 days or more and it stinks. I don't like know it alls, nothing positive about it one bit.

Reply by cassiewi on 10/20/06 9:16pm
Msg #154030

Re: Work only with people like me and the others here and you

What you call money hungry, I call making a living, same as most people on this forum. Work smarter, not harder is my new motto, borrowed from Brenda. I have to agree with the poster who said it must be compliment, everyone you call a know it all is very knoweldgeable (excluding myself as I am not at their expert level), how about that! So should I have taken that $60 ND offered me for o/n docs on a 1st and 2nd loan? Boy I really missed out. Please.

I do agree with you about people being negative regarding SS, it does stink to have to fight for your money. On the flip side, that's why I am trying to get rid of such things and replace them with quality.

Reply by sandi42 on 10/20/06 9:27pm
Msg #154034

Re: Work only with people like me and the others here and you

No I didnt say take $60.00 for 2 loans. I wouldn,t either but be reasonable and some tc dont pay much either. If you go 5 miles and they send you docs for 1 loan and offer 75.00 are you going to turn it down?

Reply by cassiewi on 10/20/06 9:33pm
Msg #154036

Re: Work only with people like me and the others here and you

Probably because my fee starts there, but depending on the lender, I would negotiate. Time of day matters too, to me anyway. And that IMHO is being reasonable.

Reply by Charles_Ca on 10/20/06 9:16pm
Msg #154031

ROTFLMA you took offense at being called a troll, do you

know what a troll is in internet lingo? Now Sandi will take any job for any amount and will drive any distance any time: just like the kind of notary you like. But then she is from Gray Me, the only school that Potter Academy could beat in the Small Schools Conference! I find it hysterical that you are offended at being called a troll. If you were Net savvy you would know that a troll is someone who posts a message to arouse a group and not someone who sits under a bridge and eats goats!

Reply by sandi42 on 10/20/06 9:22pm
Msg #154033

Re: ROTFLMA you took offense at being called a troll, do you

For your info charles I do over 20 closings a week and not any amount either. You are wrong so I am from Gray, Maine was does that mean? Big deal your in California, all you do is talk about making over 100 -200 dollars a signing thats all that matters. Who cares what you think. Are you some big person.

Reply by Charles_Ca on 10/20/06 9:32pm
Msg #154035

Yes I know where Gray is, I went to school in Standish, but

as you don't care what I think, I certainly don't give a rats derriere what you think either. Try and contain your bile, it seems to be consuming you. You might want to check what you write before you post it, it might make more sense that way!

Reply by sandi42 on 10/20/06 9:35pm
Msg #154037

Re: Yes I know where Gray is, I went to school in Standish, but

Who cares either what you think big deal where you went to school

Reply by Winston_Tn on 10/20/06 9:50pm
Msg #154041

Re: Yes I know where Gray is, I went to school in Standish, but

Charles... Consider it a type of puzzle.

Parse all the nouns, verbs, adjectives, and direct objects into seperate columns...
Set aside an extra column for common puntuation marks....

Now just select one of each column (order by choice), adding appropriate possessive apostrophes etc...

Now, doesn't the post make more sense ???

Save remaining words for subsequent posts.

Reply by BrendaTx on 10/20/06 9:44pm
Msg #154038

Sandi42

**Everyone here knows it all especially Brenda in texas. **

Well, thank you!

They don't call me Mother Know It All (MKIA) for nothing.

Reply by sandi42 on 10/20/06 9:46pm
Msg #154039

Re: Sandi42

You wish Brenda

Reply by Charles_Ca on 10/20/06 9:49pm
Msg #154040

Its called envy Sandi, either get better or get over it! n/m

Reply by sandi42 on 10/20/06 9:50pm
Msg #154042

Re: Its called envy Sandi, either get better or get over it!

Charles shut up

Reply by BrendaTx on 10/20/06 9:51pm
Msg #154043

Re: Sandi42 - You are correct, Sandi...LOL I do wish I knew

it all.

Reply by sandi42 on 10/20/06 9:52pm
Msg #154045

Re: Sandi42 - You are correct, Sandi...LOL I do wish I knew

to bad you dont Brenda

Reply by Charles_Ca on 10/20/06 9:53pm
Msg #154049

If you can't stand the heat get out of the kitchen! n/m

Reply by LisaWI on 10/20/06 9:54pm
Msg #154050

Re: The dirt is getting deep in here you guys/gals n/m

Reply by Charles_Ca on 10/20/06 9:56pm
Msg #154051

Actially Lisa, Sandi has been spewing this garbage for some

time and I'd like to find out what her problem is. I don't like the sniping, lets get it on!

Reply by Winston_Tn on 10/20/06 9:57pm
Msg #154052

Re: Sandi42 - You are correct, Sandi...LOL I do wish I knew

Hmmm....
Reducing your sentences to three words was working for you

"You wish Brenda"
Charles Shut Up"

but these five word dialogues are throwing you again.... try baby steps of maybe four words...
anyway...yes it is too bad that I don't Brenda, but I just prefer to Winston.

Reply by LisaWI on 10/20/06 9:59pm
Msg #154053

Re: Im falling off my chair now :) n/m

Reply by Charles_Ca on 10/20/06 10:00pm
Msg #154054

OK, I'm folding! The heavy weights have signed in! n/m

Reply by Winston_Tn on 10/20/06 10:03pm
Msg #154056

Re: OK, I'm folding! The heavy weights have signed in!

ROFL...I know what you mean....Lisa can sure create the visual...yes?

Reply by Charles_Ca on 10/20/06 10:07pm
Msg #154060

Actually, Alton Brown is on and I like his approach to food! n/m

Reply by LisaWI on 10/20/06 10:04pm
Msg #154057

Re: Im falling off my chair now :) Maybe

I should of clarified that, but I was too busy laughing my you know what off but Winstons response was great. IMO anyway.

Reply by BrendaTx on 10/20/06 10:03pm
Msg #154055

Re: Sandi42 - Winston...I was thinking:

"Put on tin-foil cap."

Problem was, I did not know if that was four words or five!

Oh, to parse, or not to parse? Now, *that* is the real question!

Reply by Winston_Tn on 10/20/06 10:06pm
Msg #154059

Re: Sandi42 - Winston...I was thinking:

I am afraid that tin foil is also doubly reflective and might not handle the internally emitted stress.... Can you get one with a ceramic lining ?

Reply by Charles_Ca on 10/20/06 10:12pm
Msg #154062

I think that I'd worry about the static buildup,

those transient voltages can spike to some serious potential difference not even considering the capacitance of the tin foil cap and the resultant tank circuit could really scramble the theta waves!

Reply by Winston_Tn on 10/20/06 10:21pm
Msg #154063

Re: I think that I'd worry about the static buildup,

I would normally agree with your concerns of transient voltage, but this would presume ( and I believe You take great liberty in this presumption), that said donee of the cap actually generates a neural synapse. I tend to believe we would observe only the evidence of heat...in the attempt of the synapse....my only assumption being the allowance for friction of course....

Reply by cassiewi on 10/20/06 10:05pm
Msg #154058

LOL

I think you forgot that she doesn't like to use caps much either, lol.

Reply by BrendaTx on 10/20/06 10:21pm
Msg #154064

Re: Sandi42 - Winston...

>>to bad you dont Brenda <<

Okay...I get it. I missed the five word bomb squeezed off in my "general direction."

Alas, Winston. I have been put into my place.


Point of Reference and Proper Usage:
Said the French Guard: I don't wanna talk to you no more, you empty headed animal food trough wiper! I fart in your general direction! Your mother was a hamster and your father smelt of elderberries! (From Monty Python / The Holy Grail.)

Reply by Winston_Tn on 10/20/06 10:23pm
Msg #154065

Re: Sandi42 - Winston...

LOL... You will not be forgiven or allowed to pass until you bring us a shrub.....

Reply by BrendaTx on 10/20/06 10:39pm
Msg #154067

Winston...Charles, et al I have been trumped

**You will not be forgiven or allowed to pass until you bring us a shrub.....**

Fine, Winston. You win.

I don't have a dang herring to cut down the shrubbery.

So...I'll just have say, "Ni!" and go on to bed.

Night y'all!

Reply by Charles_Ca on 10/20/06 10:25pm
Msg #154066

Brenda - Winston...ROTFLMAO 'nuf said! n/m

Reply by Linda_H/FL on 10/20/06 10:50pm
Msg #154070

Re: directly from their website ...I looked up this company

In the process of signing up with some services to get myself established - printed out this page and made a note - nope...sorry...I can't work for them - and yes I'm getting over two and a half to three that amount from 90% of the companies that call me...