Posted by Ever/CA on 4/12/07 7:51pm Msg #184908
Got my embosser. Now I got questions.
Thanks, NotRot team for the prompt shipping as usual. I got my embosser and my mini-seal.
1. I was trying out the embosser. It's a handheld. I can read my commission number and expiration date since I know them. But I think some people might have a hard time making out some of the numbers, e.g. 3 vs. 8 (especially when I'm embossing two pages together, which is pretty tough I must admit, in which case the letters/numbers do not turn out very clear). Would that be an issue? I'm in California so I don't think it matters (much) whether the embossed information is clear. But I could be wrong.
2. I assume the information must be upright. In that case, I can really only emboss the bottom part of the document since I can only reach so far. If there's text there, then I guess that's fine? Or should I fold the paper just to get to a blank space?
3. During my first few tries, I created holes from pressing too hard. I know how to control the pressure now but in case it happens, would that be cause for the recorder to reject the document?
Thanks, Ever
| Reply by ewing2surf on 4/12/07 9:56pm Msg #184930
I have used an embosser frequently since 1998. Never on loan docs. When did the requirements change?
| Reply by Ever/CA on 4/12/07 10:39pm Msg #184932
Please stop assuming questions here are only for loans...
After all, it's called Notary Rotary, not Signing Agent Rotary.
Plus, even if my question were about loans, I didn't say anything about any requirements changing. I ordered an embosser just because I wanted to. Now I have questions that I was hoping experienced "embossers" on the board would take time to answer.
Thanks. Ever
| Reply by MikeC/NY on 4/12/07 10:41pm Msg #184933
I don't think CA requires an embosser, so my suggestion would be to not use it on recordable docs - why take the chance of screwing up something that has to be recorded?
| Reply by Ever/CA on 4/12/07 10:48pm Msg #184934
Yes, this is for my non-loan customers...
If you use the embosser, would you be so kind as to answer my questions with that in mind?
Thanks, Ever
| Reply by Lee/AR on 4/12/07 11:03pm Msg #184937
Re: Yes, this is for my non-loan customers...
Obviously, not in CA, but used an embosser in WI for 20-something years. Don't own one in AR as the ol' rubber stamp works best for photocopying, microfilming and is most definitely preferred for recordation. Anyway... No, it doesn't have to be right side up. Don't fold the paper trying. If it doesn't 'come out right', (everything completely readable) basically, you' can void it & attempt a re-do, but it sure gets ugly-looking. I know they're cool, but unless you really MUST use it--don't. If it punches holes--oh, well--what's done is done & they won't reject it, but they definitely will not love you. And please don't stamp over important wording--that might cause a rejection. Exception to that would be to emboss where that stupid word (seal) always gets in the way of a rubber stamp.
| Reply by Ever/CA on 4/12/07 11:12pm Msg #184938
Thanks, everyone...
I was planning on using it for all my non-loan customers but your answers made me rethink it. I guess I'll only use it when the customer stubbornly demands it.
Thanks, again. Ever
| Reply by Julie/MI on 4/13/07 7:38am Msg #184963
Ever/CA You will need emobosser for international adoptions
if you do them, so you make get some use out of it.
| Reply by John_NorCal on 4/12/07 11:27pm Msg #184943
Re: Yes, this is for my non-loan customers... One thing you
you might try if space permits, is to use those gold foil notarial seals. That should help you avoid punching holes in the paper, also if it is going overseas, it is more impressive and usually what is expected in a lot of foreign countries. Good luck.
| Reply by Ever/CA on 4/12/07 11:32pm Msg #184944
True... Forgot about those... Will get some. Thanks! n/m
| Reply by MikeC/NY on 4/13/07 7:43am Msg #184964
Re: Yes, this is for my non-loan customers...
I have an embosser and use it when a client insists on a raised seal, but won't use it on loan docs because I don't want to cause a problem with them. I emboss as close to my signature as I can get; it doesn't have to be right side up if that's not possible, and I try not to emboss over any wording other than the L.S. if it's there. Most papers will have enough room on them somewhere. As for creating holes in the paper - not a big deal, just practice a bit with it until you get the feel for how much pressure is needed when you crimp.
| Reply by Susan Fischer on 4/12/07 10:57pm Msg #184936
Many times, there are instructions for Embossers to pencil
lightly over the embossed nubbies, or there is an Embosser Darkener made commercially for the purpose of making the embossed seal copyable (sp?). As for loan docs, probably a good idea to stick to the stamp, as it's easier to copy, faster to complete, and the accepted practice. I don't know about CA, but in OR, a notary may only emboss in ADDITION to a stamp - never alone.
The general public seem to like embossed seals, but I think accept the States' mandates for printed stamps as being easier to read and copy. You could be The Embossinator...<grin>
Hope that helps, and
Cheers! Susie
| Reply by Joan Bergstrom on 4/12/07 11:52pm Msg #184946
Re: Many times, there are instructions for Embossers to pencil
Embossers are the symbol of our notary profession but they are not used in Calif very much because our Deed of Trust (called a mortgage in most states) requires a wet inked stamp to be recorded.
If I had a business that people came to me to get documents notarized I would have an embosser on the table.
| Reply by Susan Fischer on 4/13/07 3:16am Msg #184954
I carry one in my satchel. The skunk's not off yet, but
there'll be a time I'll be glad I got it, thank you, Harry.
Cheers! Susie
| Reply by ewing2surf on 4/13/07 12:44am Msg #184950
1. I was trying out the embosser. It's a handheld. I can read my commission number and expiration date since I know them. But I think some people might have a hard time making out some of the numbers, e.g. 3 vs. 8 (especially when I'm embossing two pages together, which is pretty tough I must admit, in which case the letters/numbers do not turn out very clear). Would that be an issue? I'm in California so I don't think it matters (much) whether the embossed information is clear. But I could be wrong.
Does not matter because it is not a SOS approved stand alone seal.
2. I assume the information must be upright. In that case, I can really only emboss the bottom part of the document since I can only reach so far. If there's text there, then I guess that's fine? Or should I fold the paper just to get to a blank space?
Does not matter because it is not a SOS approved stand alone seal.
3. During my first few tries, I created holes from pressing too hard. I know how to control the pressure now but in case it happens, would that be cause for the recorder to reject the document?
One would assume you are referring to Deeds of Trust (usually associated with a Loan). If I were you I would refrain from embossing ANY recordable document for fear of a rejection that might cause some injured party to seek compensation.
The more you use your embosser the harder it is to get a good clean "bite" on the document. My embosser from NotRot is almost worn out and it's not even a year old.
| Reply by MelissaCT on 4/13/07 12:04pm Msg #185018
I use an embosser all the time
in addition to my ink seal. Doesn't matter what direction it is in, in my experience. Get the grip/tension down & you'll avoid putting holes in the page. Never had anything rejected or sent back because of it. I do it as a personal decision, since it doesn't photocopy, I can tell if something is an original that I notarized or not. As I said, I always use it, even though a stamp of any kind isn't required in my state.
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