Posted by D_Arias/FL on 4/3/07 9:20pm
Msg #183602

One doc.. being signed 2 different days, need answers

The borrowers are married. The husband is in another city on assignment. I am getting the wife to sign tomorrow. Then I drive to the husband the next day for his signature.

My questions:
1. Since the dates are different, on my notarizations should I just put in the date area of the notarization:
(insert date) as to "wife" and (insert different date) as to "husband"... appeared before me ....
Or do I need 2 signature pages, one for each signer/date for all docs being notarized? That's alot of extra docs to be printed, especially since this is a piggy back.

2. Is the rescission date calculated from the day the wife signs or the husband, being the last one to sign the documents? If it's calculated from the date the wife signs it is the 7th. If it is from the date the husband signs the rescission date would be the 9th.

I am trying to get answers from the TC on this but no return call and the signing is early tomorrow.

Anyone have a situation like this? And how did you handle it that it was acceptable and recordable?

Reply by D_Arias/FL on 4/3/07 9:30pm
Msg #183604

Never mind I have the answers ... don't know how to delete the message.

Reply by Kim_CA on 4/3/07 9:41pm
Msg #183605

Hi Dianne,

Your notarizations always reflect the day that the person appeared before you. When I've had similar situations I notarize for the first party with the paperwork provided and show that only that person appeared before me on that day. When I notarize the docs for the second party, I fill in the date they appeared before me and attach a loose California all-purpose acknowledgment or jurat, depending on the wording indicated. In some cases if the original docs don't have correct notarial wording for California, I end up using a loose acknowledgement or jurat for both parties.

I've had instances where title wants all parties to sign the same set of docs and it doesn't matter that they are signing on different dates and I've also had instances where they each signed a different set of docs. Since you are only signing the wife tomorrow, you should have plenty of time to talk to someone at title about what they want regarding the husband.

Regarding the rescission dates, they each have the right to 3 business days to cancel. So it is okay for the dates to be different depending on when each party signs.

Hope this helps!

Kim

Reply by Roland on 4/4/07 10:47am
Msg #183653

I always usea seperate certificate.

Reply by Becca_FL on 4/3/07 10:06pm
Msg #183610

You should know this without relying on the Title Company to tell you what to do.

Reply by Ndwa on 4/4/07 1:33am
Msg #183625

Answer...Do a search for "split signing" n/m