Posted by MikeC/NY on 8/24/07 8:08pm
Msg #207587

Reporting to credit agencies

Anyone know how you can do this for deadbeat companies directly, without going through a collection agency? I believe the 3 major credit reporting agencies are for individuals only, not businesses - so the reports of late payments from companies would probably have to go through some company like D&B. There's got to be an easy way to do this, but I haven't found it yet. I just figured this might give me a little more leverage when trying to collect from the SLOW payers who aren't impressed by complaints filed with the BBB...

Reply by Lee/AR on 8/24/07 8:09pm
Msg #207589

Hmmm.... I like it! n/m

Reply by Becca_FL on 8/24/07 8:39pm
Msg #207595

Check out this link.

http://smallbusiness.dnb.com/collect-debt/browse-products.asp?bhcd2=1188005773

Reply by Charles_Ca on 8/24/07 9:47pm
Msg #207602

Re: Reporting to credit agencies! I prefer the 3 CRAs

I usually get results and some very upset people when I report. The report can be as simple as an e-mail or a FAX with the terms, the time seasoning of the obligation and the names of the perps. Its really simple.

Reply by Ronnie_WA on 8/24/07 11:23pm
Msg #207612

Re: Reporting to credit agencies! I prefer the 3 CRAs

Don't you need a social security number to report to the credit bureaus?

Reply by Charles_Ca on 8/24/07 11:26pm
Msg #207614

Re: Reporting to credit agencies! I prefer the 3 CRAs

Nope, it helps tie it all intogether but corporations don't have SSNs and there are many others with bad credit who don't either.

Reply by Charles_Ca on 8/24/07 11:27pm
Msg #207615

For businesses don't forget D&B the 4th CRA n/m

Reply by MikeC/NY on 8/25/07 12:29pm
Msg #207661

Where do you report?

I've checked their web sites and can't find an option to (or any information on how to) report a bad debt. Maybe I'm not looking in the right places?