Posted by Cheryl Anderson on 12/26/07 12:49am
Msg #227642

From Your experiences as a notary...

I've been a notary for a short time, and haven't had the opportunity to experience the influx of business cycles throughout "the years" and was wondering, in spite of the recent mortgage dilemma(s), from the more experienced notaries: are signings more frequent during the first part of the year vs. the latter part? It occurs to me and makes a bit of sense that most people tend to purchase homes, vacation, etc. during the spring and summer seasons, and was wondering if my presumption would be correct to say that the AMOUNT of work a notary gets for signings is essentially seasonal. However, I am sure there are the notaries that just have work streaming in throughout the entire year and I am envious, and happy for them...I am getting work due to my advertising efforts, but had backed off my ads due to studying for real estate and such, but plan to make a bit of an impact in 2008...farfetched I know, but hey...we'll see. So if anyone cares to enlighten me on their annual experience of the biz, it would be greatly appreciated. And as always...thank you ALL so much in advance...

Cheryl Lee Anderson/CA

Reply by Ernest__CT on 12/26/07 12:54am
Msg #227643

Yes, loan signings are partially seasonal.

All of these opinions are based only on my personal experience.

Late spring and summer are by far the busiest, with December being the slowest. January has been very slow to start, and sometimes finishes well.

Good luck on your increasing advertising!

Reply by Cheryl Anderson on 12/26/07 1:02am
Msg #227644

Re: Yes, loan signings are partially seasonal.

Thank you so much for your kind reply...I have lots (hopefully) to look forward to!

-Cheryl/CA

Reply by MistarellaFL on 12/26/07 2:27pm
Msg #227678

Re: Yes, loan signings are partially seasonal.

And partially regional!
Remember that loans will need to be signed when the lender is targeting (through advertisement) is specific area.

Reply by ME/NJ on 12/26/07 1:43am
Msg #227645

For me past history - Sept-December are my money months. Jan and July are dead and Spring months are hit or miss.

Reply by Peter Rado on 12/26/07 8:12am
Msg #227651

I'll enlighten you! GET OUT! GET OUT NOW! GET A JOB BEFORE YOU GET SO BEHIND, YOU"LL BE BEGGING TO WORK AT MCEEDEES

Reply by Lee/AR on 12/26/07 8:36am
Msg #227654

Been doing this for 14 years. Every month has been the best or the worst at some point in time. Go figure... I sure can't.

Reply by Cheryl Anderson on 12/26/07 9:51am
Msg #227656

Peter...Your reply made me chuckle...

It is too funny you say that...I've learned to "not quit my day job" hahaha, and thanks for the plea!

Cheryl/CA

Reply by CJ on 12/27/07 12:56am
Msg #227740

As for me:

Before the August crash:
Halloween through tax time slow, I suppose because they were spending money on holidays and taxes. Heavy in Summer, August being the best.

1/3 of work before the 15 of each month, 2/3 after 15.
Circle EOM (End of Month) date on RTC calendar, so you know which are you busiest days.

After EOM, use those couple of slow days to do bookkeeping and invoicing.

But now that all those Sup-Primes are adjusting, work has been down significantly accross the nation, and no one knows when it will stop. I am guessing three years, because they sold them for three years. I don't see any more sub-primes in my docs. After they stop adjusting, we might be back to stable, but not crazy like before.