Posted by ssqu/ky on 12/26/07 11:07am
Msg #227661

Get a call from..

Notary Direct this morning asking me to notarize a mortgage only then take docs to UPS drop box. We agree on a fee of $xx. Once I received the confirmation it says to sign in black ink and do not contact borrower, I’m okay with that.
Here is the kicker ****Important Company Instructions*** Notaries please do a cursory inspection to make sure ALL the docs are signed. So, with that little sentence I call Notary Direct to clarify what they wanted me to do. Dawn said the borrower was signing the docs on the phone with the lender at an earlier time and they just want me to check to make sure ALL the docs are signed. I asked Dawn if there was a missing signature what should I do? (I knew what her answer was going to be) She says have the borrower sign it. Now, I quoted a fee of $xx to notarize a mortgage only, not to go thru the whole package and check for missing signatures. What the heck, if you want me to be responsible for signatures on ALL the docs then I will charge my normal fee. IMO they want me to do more work for less money just because they call it a “cursory inspection”. No thanks! Call someone else.
Thanks for listening to me vent.

Stephanie

Reply by Calnotary on 12/26/07 11:10am
Msg #227662

In my opinion Notary Direct is one of the worst in this industry. They always lowball you and if they find an even cheaper notary they will call you and cancel you.


The above is just my opinion.

Reply by Rose/CA on 12/26/07 11:18am
Msg #227663

'' Dawn said the borrower was signing the docs on the phone with the lender at an earlier time and they just want me to check to make sure ALL the docs are signed.."

I don't understand how you can notarize a signature then...

Reply by ssqu/ky on 12/26/07 11:30am
Msg #227665

I am to notarize the mtg only. Lender and borrower to sign loan docs at an earlier time.

Reply by MistarellaFL on 12/26/07 11:33am
Msg #227666

I have noticed that I am doing alot more QC'ing

for all the companies I work for, and am finding mistakes like crazy.
The signing agent business is a-changing, folks.
Experinced people price yourselfs accordingly!

Reply by MistarellaFL on 12/26/07 11:37am
Msg #227667

I meant *yourselves*, lol

I was on the phone at the same time, it has nothing to do with my edumacation, only my attention

Reply by BrendaTx on 12/26/07 1:55pm
Msg #227673

Sing it Misty....

Thank you for letting me be Mice Elf...........

Reply by BrendaTx on 12/26/07 1:56pm
Msg #227674

ooops...google reveals...

it's actually:

"Thank You (Falettinme Be Mice Elf Agin)."

See, Misty...we all foul up now and again.

Reply by Ernest__CT on 12/26/07 11:40am
Msg #227668

Yup, we're supposed to be Quality Control, but then ...

... we're not supposed to offer legal opinions. Huh?

When we're told "Good catch! " for noticing that the spouse is not on any of the docs, how come "Good catch! " doesn't include a bonus for catching something the person who drew up the documents should have caught?r

Reply by MikeC/NY on 12/26/07 3:43pm
Msg #227684

The definition of cursory

"adjective: hasty and without attention to detail; not thorough."

I've had the same packages from them - it's a timeshare (a small package), and the company doesn't want the notary there until after it's all done. A "cursory inspection" is just that - a quick flip through to see if anything jumps out at you. We're talking maybe 2 additional minutes at most; they're not asking you to carefully review the entire packet, and you're not responsible if they missed a signature.

Reply by BrendaTx on 12/26/07 4:13pm
Msg #227686

Re: The definition of cursory

**they're not asking you to carefully review the entire packet, and you're not responsible if they missed a signature. **

Which (for so many reasons) begs the question..."Then why have the notary review it?"

Reply by MikeC/NY on 12/26/07 4:47pm
Msg #227694

Re: The definition of cursory

<< Which (for so many reasons) begs the question..."Then why have the notary review it?">>

Probably because ND is somewhat anal about paying attention to details (which is not necessarily a bad thing). As a practical matter, the salesperson is talking the borrower through the whole process and telling them "now sign the document." By the time the notary gets there, it's a done deal.

The instructions are "Please do a cursory inspection..." It's not a command, it's a request. You flip through looking for obvious missed signatures. If you catch one, wonderful - ask them to sign; if you didn't catch it, well, that's why it's called a "cursory inspection"...

I've done a few of these - they don't pay much, but just like with loan mods, if you keep it close to home you can still make money because you're in and out in about 5-10 minutes. And I've always found Dawn to be an absolute pleasure to deal with.

Reply by SReis on 12/26/07 4:57pm
Msg #227697

Notary Direct - a great co. IMO to work with

Has always met my fees & never an issue re: pay or hand holding. Thumbs up for me!

Reply by MikeC/NY on 12/26/07 5:13pm
Msg #227700

Re: Notary Direct - a great co. IMO to work with

They pay a little low, but they pay timely and the Capitol One packages I do for them are a breeze. I've always found them easy to work with.

Reply by CF on 12/26/07 6:13pm
Msg #227712

Re: Notary Direct - a great co. IMO to work with

I used to work for them a lot....and have not done any in over 1 year. Must have found someone for less in my area!

Reply by Ernest__CT on 12/26/07 10:48pm
Msg #227722

"Cursory" should never be cursory.

If you take the assignment, you do the job. No excuses.

Notary Direct is one of my favorites. Very reliable about payment. Not the highest paying, but they're honest!