Posted by John_NorCal on 2/5/07 8:19am
Msg #174063

NPBC is up

I see Harry's NPBC site is up. I think it's a welcome alternative to what NNA is offering. I intend to avail myself of it even though I haven't had a any problems with requests for bgc from anyone. For any NNA lurkers here, "If you can't stand the heat, stay out of the kitchen."
Thanks Harry!

Reply by ME/NJ on 2/5/07 8:28am
Msg #174065

Background check is BS.. Companies that wanted it still call me for signings. Want to waste your money go right ahead. Most states need to check anyway before they issue your comission anyway.

Hey you want that 40-50 signing, go for it.

Reply by Lisa Prestegard on 2/5/07 8:45am
Msg #174066

Ahem...

Excuse me? How presumptuous of you! I do not take 40-50 per signing. Nor do I take my profession lightly. I am a full time Notary Public that performs loan closings and I am quite capable of deciding what constitutes a "waste of money" for me, and no one else. I have deemed Harry's alternative to be money well spent, and gladly logged on first thing this morning to participate in the NPBC certification initiative he has graciously sponsored.

If you do a search on this site, you will see that I am one of the most vocal opponents of a certain organization and their attempts to force SA's to undergo their Background Screening and Certification initiative, and claiming to be the one and only "industry standard".
For you to abjectly state that the initiative, in and of itself, is B.S. based on your limited experience is... well... ignorant at best.

Quite frankly, you owe the first poster (and Harry) an apology.

Reply by Sharon Taylor on 2/5/07 8:54am
Msg #174070

State does BGC, Bond and E&O provider does BGC

So the only reason NNA got into the BGC business is because it is exactly that - a business venture where they can sell a product you don't need. They have sold and are trying to sell lenders and title companies on the idea that a BGC is necessary and desirable so that the lenders and title companies will put the pressure on notaries to pay $$$ to the NNA to provide it.
It's the old "create the demand and then step forward to fill it...at a price" con game.
In TN, the state does a BGC before it will issue your commission. In addition, those of us who carry Bond and E&O insurance have also had a BGC done by the insurance provider. That has been sufficient and should be sufficient...except the NNA isn't making any money from it. Grrrrrrrr.

Reply by Gary_CA on 2/5/07 9:25am
Msg #174075

Hey I've never been THAT obnoxious...

where's your spoon????

Grab two.

Reply by Lisa Prestegard on 2/5/07 9:47am
Msg #174082

Re: Hey I've never been THAT obnoxious...

Gary, some folks are so thick... *sigh*.... no amount of thwacking would have an effect.
You can tell by her post that even a pointed tongue-lashing would make no difference. Hers is the only true-and-correct opinion in her little world. Sad, really. Don't you think?

Reply by Lisa Prestegard on 2/5/07 8:47am
Msg #174067

I second that! Thanks, Harry! n/m

Reply by NCLisa on 2/5/07 9:01am
Msg #174071

I really don't think I'm going to do this. Several of the TC's that supposedly require background checks have been calling me regularly.

I'd like to know, what exactly are the prices for the different options. I'll I can find is "between $9.00 and $119.00."

Reply by Sharon Taylor on 2/5/07 9:18am
Msg #174073

Check my Profile

In TN, I have to have a BGC done before my commission will be issued, and it is renewed every 4 years. I also have to have a BGC done before Western Surety will issue my Bond and E&O Insurance policy every 4 years.
And I'm not at all happy about allowing anyone other than a law enforcement agency to do a background check. Have you ever read any of the horror stories about the Big 3 credit agencies and the nightmares they create for people with their careless tossing of anything and everything into people's files with no verification of the reports? False and misleading data gets into those files every day, and consumers play h...l getting it corrected or removed.
You know the NNA would be using the absolutely cheapest company they can find to perform the BGCs (outsourcing to India, anyone?) or will be using the cheapest labor they can find locally to do it so they can make more profit off this "service". Who is doing the BGCs on the NNA's background checkers????? And who is doing the BGCs on the employees of the lenders and title companies who will be passing your BGC around their offices for all and sundry to read? And if a BGC is going to prevent criminal activity on the part of a notary while performing his or her duties, then why haven't BGCs prevented criminal activity on the part of real estate brokers, title providers, lawyers, bankers, etc.??????

Reply by Gary_CA on 2/5/07 9:33am
Msg #174077

Link it and I will n/m

Reply by Lisa Prestegard on 2/5/07 10:33am
Msg #174086

Re: Check my Profile

Sharon, this thread is NOT about the NNA and their tactics. This thread is about Harry and Notary Rotary graciously providing a cost-competitive alternative.
As a Real Estate Broker, I was required to undergo an FBI background check, however, it does NOT satisfy the Title/Lending Industry requirements. I also had a BGC prior to my being commissioned as a Florida Notary Public. AND, I had a third performed by my Bonding/E&O company. What's more, I paid for a LexisNexis BGC on my own a few weeks ago. When I send in my Passport application, I will have yet ANOTHER BGC performed.
It's all really moot, and that's what you don't seem to understand.

BGC's and GLB Compliance is here to stay, like it or not. We live in a litigious society, and it's all about "Cover your a$$". TC's and Lenders have been swayed by the NNA's marketing, unfortunately. Harry has just offered us an alternative source of compliance to satisfy our clients and customers.

As for slamming the NNA's tactics, you're preachin' to the choir, sister.

Reply by Blueink_CA on 2/5/07 10:44am
Msg #174089

Lisa, are you saying

that along with all the BGC's you mentioned above, you still ordered one from this site? Cover your a$$? Seems to me as smothering your a$$ with multiple checks.

If I lose any business because of no BGC, I will certainly use Harry's. But if I read your posts correctly, I see a BGC overkill.

Reply by Lisa Prestegard on 2/5/07 11:28am
Msg #174092

Re: Lisa, are you saying

You misread what I stated. I was required to have one as a RE Broker. My E&O Company required one, and would not accept the BGC that had been done by the Florida DBPR. When I apply for my passport, I have to agree to allow a BGC as a condition of application.

Overkill? You bet. But not by my choice. I am simply complying with their individual requirements. I've nothing to hide, so it's of no consequence to me.
And while I still receive assignments from LandAm, Stewart Title, etc., I do not mind paying for a GLB-Compliance specific BGC. So, yes... I paid for Harry's AND I am in the process of completing an online GLB compliance training webinar.

And I willfully comply to show clients and customers that there are other options besides the NNA

Reply by Stamper_WI on 2/5/07 1:43pm
Msg #174116

Fiserve

If you look at their online signup for notaries, they have the BGC included in their application process. www.signtrack.com. I don't see the NNA mentioned there..at least on that first page

Reply by MistarellaFL on 2/5/07 2:14pm
Msg #174122

Re: Fiserv

Formerly GAC---they have been the only company who has asked me for a BGC, and they got one on me, on their dime (and that was well over a year ago).

Reply by Marlene/USNA on 2/6/07 1:06pm
Msg #174302

See my msg #160210 on Fiserv's BGC n/m