Posted by Margaret_FL on 2/20/07 10:41pm Msg #176533
Putting DL # on Notary Certificate
Who is training new notaries to put the borrowers Drivers License Number on the notary certificate.
I did a signing today, where the Title Company put in big RED Letters
" DO NOT PUT THE BORRWERS DRIVERS LICENSE NUMBER ON NOTARY CERTIFICATE" " DO NOT SIGN AS SETTLEMENT AGENT"
Evidently they have had many notaries that are doing this.
The mortgage is public record and could be used for identity fraud.
The notary certificate only asks for form of ID, not ID #
The mortgage company may include and ID form and ask for it there, but that would be the only case. The one I did today, that had an ID form and it only asked me what ID I saw, which was a Florida State ID and a Military ID but it did not ask for ID numbers, issue date or expiration date.
I was contacted by this title company looking for an experienced notary and was told that they had had a lot of problems with inexperienced, dependable notaries. She called me after my first signing with them and said I would be getting all the calls from her as she was very pleased with my work. I said, bring it on, I have since done 5 signings for them, they pay within 1 week and the pay is also fantastic. They are always booked over a week in advance and are overnighted docs received a least 2 days in advance.
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Reply by hcampersFL on 2/20/07 11:26pm Msg #176541
The Jurat pre-printed form that NNA sells has the wording:
Type of Idnetification Produced_______________________________ Serial No. _______________________________________________ Date of Issuance/Expiration _________________________________
This could be where the info is coming from.
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Reply by BarbaraL_CA on 2/20/07 11:34pm Msg #176548
That's scarey!!! Particularly because....
they are pushing the BGC thing to protect private information! Yeah, right!
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Reply by Margaret_FL on 2/20/07 11:43pm Msg #176550
Oh my goodness, this is exactly where it could be coming from.
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Reply by Lee/AR on 2/21/07 6:55am Msg #176563
Sigh.... NNA = Not Necessarily Accurate.
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Reply by LisaWI on 2/21/07 4:51pm Msg #176624
Re: Putting DL # on Notary Certificate-Good one Lee! n/m
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Reply by PAW on 2/21/07 5:42am Msg #176556
Re: Check out the Governor's Manual
Look on page 61, middle Q&A. The statement shows the use of the driver's license number, which used to be required, just like SSN used to be required in FL. However, when that changed (Oct. 2002), the new statute only addressed the use of the social security number. (Florida Statute 119.0721(5)(a) effective October 1, 2002, any person preparing or filing a document for recording in the official records shall not include a social security number, unless required by law.)
All the examples of notary certificates available from the FL SOS, do not provide a space nor require the signers identifying serial number (SSN or D/L number). However, if the notary maintains a journal (recommended by the SOS), this information should be logged and safe-guarded.
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Reply by Becca_FL on 2/21/07 6:08am Msg #176558
Re: Putting DL # on Notary Certificate It's True.
I started training an assistant last month and I asked for copies of her certs or mock-ups before I started working with her and Guess what? DL #s on every cert. She was "trained" by the XYZ and was "certified." What a joke...and they (XYZ) what to be the leader in privacy training and ID fraud training??? Gimme a break!
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Reply by sue_pa on 2/21/07 6:49am Msg #176561
Several years ago I used to do loans for a rather large regional bank. On the signature page of the Mortgage, right under where they signed, was a line for them to print their SS number. I always would tell the people, remember, this document is going into the court house for anyone on the world to look at. NEVER did anyone put their number there and most people xxxx'd out the line. I probably was very close to crossing a line although I never said they shouldn't put it on but I knew people would put their number down ... because they're supposed to. I never went in and looked at any of the recorded documents to see if 'someone' put the ss numbers on after the fact.
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Reply by MikeC/NY on 2/21/07 7:50am Msg #176569
SSN on recorded documents
One or two years ago, our county made a big deal about the fact that they were launching a service to make digitized copies of all land records freely available over the Internet. A week later they took the service down - as they were preparing the service, nobody noticed that many of the documents contained the SSNs of the owners...
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Reply by aatatusko on 2/21/07 8:06am Msg #176573
Very Scary
I was just looking on CourtTV's website for information about Anna Nicole ~ guess what they have online...notarized aff. with the signers information printed...one case is the passport # and one has a a Texas drivers lic. ONLINE FOR ANYONE TO SEE!
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Reply by Sylvia_FL on 2/21/07 8:54am Msg #176577
At one time the ID number was entered onto the certificate, not any more. The certificates I have from the ASN have place for Type and # of ID - although they have said not to put the number on the certificate.
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Reply by MistarellaFL on 2/21/07 10:05am Msg #176579
I have seen it myself
While perusing recorded mtgs, I noticed where it indicates what type of ID was used, that MANY NSA's were writing in: "who has produced FL D/L # R262-XXX-XX-XXX-0" It took me aback, seeing that NSA's (XXX trained, I'm sure) would breach a brw's privacy that way. I cannot imagine how these brw's must feel!
If you are doing it now, DON'T DO IT ANYMORE!
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Reply by MelissaCT on 2/21/07 1:30pm Msg #176603
A little different but what about
the preprinted deeds that have the bwr's SS# listed in the notary block next to ss: -- I usually remove the page & attach a general acknowledgement form in place of that last lone page of the deed. I've always only seen it on deeds that have the notary section on a separate page from the borrower's signature page. The content of teh last page doesn't change with this procedure.
Anyone do something different? Crossing through doesn't remove the information from teh page & its still visible if recorded as such.
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Reply by Gerry_VT on 2/21/07 2:18pm Msg #176613
numbers in journal
Since my state does not require a journal at all, it is up to me to decide whether to keep one and what to put in it. So far, I have recorded the type of ID but not any number. A compromise has occured to me between the risk that my journal might fall into the wrong hands, and the ability to show that I looked at the ID of the person who appeared. I could add all the digits in the number, ignore the letters, and record the sum. So if someone presented driver license #Q2986R, I could write "S.O.D.=25" in the comments column.
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Reply by MikeC/NY on 2/21/07 11:37pm Msg #176686
Yeah, but....
"So if someone presented driver license #Q2986R, I could write S.O.D.=25"
... any combination of those numbers would result in the same sum. Using this scheme, there's no difference between Q2986R and Z6289F - so what are you proving? Lord help you if you had to explain this in court...
I think your only choices are to either record the information or not. Munging up the license number in an attempt to protect the information makes your journal record pretty much useless as far as identifying the ID document is concerned.
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