Posted by MichiganAl on 1/15/07 9:13pm
Msg #170951

Just a notary

How many ways can someone who's "just a notary" screw up? This guy goes to the borrower's home last week. He's clearly new as he has placed sticky arrows at every single signature line in a 144 page package. According to the borrower, it added 30 minutes to the signing as he pealed and stacked each sticky. The borrower's son is on title, he is married. The l.o. and t.c. tell the wife to be there as she will need to sign dowers. But her name isn't printed on any docs, so notary says she doesn't need to sign (obviously doesn't understand that we're a dower state). Borrower tells him at least five times that wife was told to be there. You think it crosses his mind to make a call to the t.c.? Nope, he just tells her not to sign. He does, however, have the son sign the note, which he is not on, and the app, which he is not on. In addition, he fails to notice that the son's name is spelled differently on the docs than on his license. He doesn't go over any docs, just pass and sign, and it still took two hours. This guy messes up so badly, the s.s. doesn't even bother sending him back out for free to try to get it right. They'd rather pay twice. Of course, I have no idea that I'm walking into a fire pit until I get there and everyone starts grilling me and moaning about having to do this again. Will these companies ever learn the ultimate cost of hiring the cheap notary?

Reply by Susan Fischer on 1/15/07 9:21pm
Msg #170953

To quote PAW, "We're not just Notaries." n/m

Reply by MichiganAl on 1/15/07 9:32pm
Msg #170957

I think you missed the point Susan

I'm not the one saying we're just notaries. The guy who did this signing last week acted like he was just a notary as he did nothing but push the papers in front of the signers, explained nothing, questioned nothing, observed nothing, and knew nothing. He was definitely just a notary (and a very bad one at that).

Reply by Susan Fischer on 1/15/07 9:53pm
Msg #170971

Comment not directed at you, don't take it personally. n/m

Reply by MichiganAl on 1/15/07 10:02pm
Msg #170981

I don't take anything a stranger says on a forum personally. n/m

Reply by MistarellaFL on 1/16/07 7:50am
Msg #171040

Re: I don't take anything a stranger says on a forum personally.

And some are just stranger than others, pal.
It seems the more time some folks have on their hands, the stranger they get.
Just when you think someone is normal, they start acting like what's his name.
Maybe she was invited into the anti-rotary, LOL

Reply by TitleGalCA on 1/15/07 9:31pm
Msg #170956

Re: Just a notary - yep a screw up, but

I have to take issue with the sticky notes. Most times, the EO's in my office just want to make SURE everything gets signed so those sticky's arrive with my package.

It always makes me smile. The new notary does this as well, but I chalk that up to contienciousness (sp) rather than anything else.

Sticky's can be forgiven. Mistakes on the dower....nope.

I've always wanted to tell that one notary who posts here under the moniker "JustaNotary" to change their name. Bad Advertising.

Reply by MichiganAl on 1/15/07 9:45pm
Msg #170965

Re: Just a notary - yep a screw up, but

I don't disagree. I don't have an issue with placing them on there either. But if it was slowing the appointment down as the borrower stated, how about leaving them on the docs and peeling them off on your own time after the appointment instead of making a Jenga pile? Anyway, that wasn't really the issue more than just an observation.

Which reminds me of something else. After the signing, I reviewed all the docs for correctness before leaving. As I did, the borrower said, "the other guy never did that either." No excuse for that.

Reply by TitleGalCA on 1/15/07 9:46pm
Msg #170967

Re: Just a notary - yep a screw up, but

I so agree - the sticky thing (peeling them off one by one) was anal, at best, and on the borrowers time? Not nice.

Reply by Sylvia_FL on 1/15/07 9:59pm
Msg #170977

Re: Just a notary - yep a screw up, but

I used to hate it when companies sent me docs with all those sticky's. I left them there, if they were covering the signature line I would remove them while the borrower signed, then put them back - let the company take them off and see what a pain they were

Reply by TitleGalCA on 1/15/07 10:01pm
Msg #170980

LOL they ARE a pain! n/m

Reply by Susan Fischer on 1/15/07 10:10pm
Msg #170988

Lasted about a week, then - (thwack) I got it! n/m

Reply by Elizabeth Soliday on 1/15/07 9:52pm
Msg #170969

Well, I must admit, it sounded a bit like my first signing without the sticky notes and spouse requirements. I got my first call the day after I put my name on Notary Rotary. I was the only one within an hour of any other signing agent and scared stiff. I think I notarized a few pages I didn't have to and it took about two hours because I was "reading the documents" (not completely) trying to explain them to the borrower. I had been a notary/paralegal for 4 years, but only having notarized a few loans in the presence of an attorney, I wasn't prepared. It's been a year and after my first few signings (those poor souls) and a lot of notary rotary reading it's been smooth sailing for me.....

Reply by Susan Fischer on 1/15/07 9:56pm
Msg #170973

Right on, Elizabeth. Don't we all have 'those poor souls?' n/m

Reply by John Temblador on 1/15/07 10:00pm
Msg #170978

Notary "Growing" pains.... or Stepping Stones... :-) n/m

Reply by MichiganAl on 1/15/07 10:10pm
Msg #170987

Would everyone stop focusing on the stickys!!!! LOL!!!

Good grief, that was soooooo not the point! Dang it TitleGal, I blame you for this.

Elizabeth, the fact that you said you tried to explain docs already shows that you did more than this person did. And if someone told you five times that they were told to have the wife sign, I think you and most other reasonable people would have made a phone call to clarify. And to not review anything when you're done? No, this wasn't about being new. It was about lack of effort.

Reply by TitleGalCA on 1/15/07 10:23pm
Msg #170992

Sniff. Stickys have feelings too, Al. n/m

Reply by Susan Fischer on 1/15/07 10:33pm
Msg #170996

Oh, BS... Stickies feel - uh - sticky... Snort! n/m

Reply by Signing_Doc on 1/16/07 2:52pm
Msg #171124

"I'm just a sticky note...upon me EO wrote...Notary..please

sign here....I've done this quite a lot...I know what to do (I thought)...so EO, you can kiss my &*[e-mail address]." (apologies to the authors of Just a Gigolo)

Reply by TitleGalCA on 1/15/07 10:28pm
Msg #170994

Elizabeth, listen to Al

***Elizabeth, the fact that you said you tried to explain docs already shows that you did more than this person did. And if someone told you five times that they were told to have the wife sign, I think you and most other reasonable people would have made a phone call to clarify. And to not review anything when you're done? No, this wasn't about being new. It was about lack of effort.***

And he has no heart for poor, poor little sticky's....their only job is to 'point' to things. They don't mean any harm...they're nothing more than plastic, churned out by a company called 'Post It' (those bas*ards) and those lil stickys work their heart out to point out to an unhearing, uncaring world.....WHERE YOU IDIOTS SHOULD SIGN!

Have some heart for the lil sticky's. They are my friend.

Reply by TitleGalCA on 1/15/07 10:34pm
Msg #170997

Okay Al there's something wrong with my home page

Did you take the poor sticky issue to heart or something?

Reply by Mia on 1/16/07 7:44am
Msg #171039

Al -- wait a minute

OK, the first Notary screwed up, however, I have to ask why the documents
didn't have the correct name(s) printed on them. It is very clear that the people
that are processing the loans are not paying attention to details!!
Years ago the loans did not have this problem (ie. incorrect information, or
lack of information) -- in my opinion it really falls back on the LO, Lender, Title,
or whomever is processing the loan. They have gotten so use to us covering
their butts when they make mistakes, that they reward us with lower fees.

Reply by LawrenceOK on 1/16/07 8:34am
Msg #171042

Well Al, some of the better SS's out there got it, but the low ball greedy smurfs won't until the TC's and Lenders start demanding (as some now are) that these SS's use notaries that have at least two years experience. Bad for the newbies I know but, you can look in the jobs section of any newspaper across the country and see "minimum experience required" and in my opinion this profession should not be any different. If that happened, you would not see a certain organization pumping out all those "I'm just a notary" jmo

Reply by Cam/CA on 1/16/07 10:41am
Msg #171058

Re: and of course you suggest this as you have over 2 years n/m