Posted by Christine Hall on 7/6/07 7:08pm
Msg #198762

If somebody said "simple refi"

I got a last minute call to do a signing first thing tomorrow A.M. and they said it was a "simple refi" so I quoted my normal refi price plus the addition driving time for this signing. After 10 email with attachments it turned out to be 202 pages x2 for borrower copy; AND one hour after they sent them I had an email that said DO NOT PRINT they had wrong docs. At the time they called I was eating dinner and thank goodness did not print all of those pages which I normally would have when they came in. My point is how may pages is a normal refi? I charged the price of my 'normal 75-125" total, but I think 202 is a bit much. I would have charged a little more had I known but they did not know when I asked them. I realize some are about 65 and some are more and it all equals out but I do think 202 is a bit high and asking me NOT TO PRINT an hour after sending them??? Also, it was through as SS that said the notary no-showed last night. I took it at first and then cancelled after an hour when I saw all the emails etc... from them, especially the one that said NOT TO PRINT an hour after they sent all the 202 pages of docs Any opinions???

Reply by BrendaTx on 7/6/07 7:17pm
Msg #198764

Re: If somebody said "simple refi" - That's Texas sized

and I am not making a joke. The normal edoc packages (last minute) are usually this size and require 15-20 notarizations. Of course I scoff when they say "simple refi" b/c that means exactly what you have just described. Would you do for $50, + $25 for edocs please?


Eeany meany miney NO! $150.

Reply by Ndwa on 7/6/07 8:30pm
Msg #198772

Re: If somebody said "simple refi" - That's Texas sized

I have or meant to brought this up sometimes last month as a heads up for everyone to expect subprime package to be in the 150+pages.

Reply by CharlotteTX on 7/6/07 10:57pm
Msg #198791

Re: If somebody said "simple refi" - That's Texas sized

Brenda is correct . Sounds like a regular amount of pages to us in Texas. Then of course they just wanna pay with plug nickles !

Reply by Dennis D Broadbooks on 7/6/07 8:21pm
Msg #198768

I've a Suggestion...

...with regards to your statement "thank goodness did not print all of those pages which I normally would have when they came in." Personally I make it a practice to not print e-docs until I'm within a couple of hours of the actual appointment time. I received an e-doc package a few minutes ago for a late Sunday PM signing & I don't have any intentions of printing until Sunday afternoon. Way too many things occur which can change things drastically, not the least of which is a revision to the docs or a cancellation. Sometimes printing them up further in advance is necessary due to a number of signings in a row, but normally I wait until the last possible moment (leaving myself with a time cushion if something technical should go wrong). Just some of my food for your thought.

BTW with regards to your question about 202 being a high # of docs in a package, I'd agree it's more than a "simple refi". You don't have anything to lose by asking for more & chalk it up as a lesson learned about that particular company if they won't re-negotiate their fee.

Reply by Elizabeth Soliday on 7/6/07 9:55pm
Msg #198781

Hold up...Look for BO copy in the package n/m

Reply by BrendaTx on 7/7/07 7:50am
Msg #198814

Re: Hold up...Look for BO copy in the package - nope not

usually, Elizabeth. In general, the packages must be doubled and take nearly a whole ream of paper to print one/plus a copy. Very, very seldom have I encountered a package sent by emails with borower's copy included in the email. I'd say that's only when a flunky is copying your package last minute into a scanner and doesn't know that half of it is a copy for the borrowers that would have been fedexed out.

Reply by BrendaTx on 7/7/07 7:53am
Msg #198815

Re: Hold up...Look for BO copy in the package - Elizabeth

I see your point. I thought it was a response to my post when I read it. Your point is valid that a notary should check to see if it is a double package or not. However, I would say even at the risk of being scoffed at for asking, call the ss or tc to find out if they are actually looking for a double package to be signed. You'd be surprised. Sometimes companies want dual documents signed to make splitting the package easier for them (harder on us) when they get the documents back.

Reply by ZeeCA on 7/6/07 10:15pm
Msg #198787

Also, might have lot of junk and 23 pages of directions.... n/m

Reply by Joan Bergstrom on 7/7/07 1:19am
Msg #198805

Re: Also, might have lot of junk and 23 pages of directions....

World Savings has the borrowers copies included in the download but I don't personally know another company that sends the docs to us in this way.

Reply by sue_pa on 7/7/07 7:24am
Msg #198811

Re: Also, might have lot of junk and 23 pages of directions....

PNC - the copies aren't at the end - you must separate page one, page one, page 2, page 2, etc. Thank goodness it's a small package.

Reply by Lee/AR on 7/7/07 7:39am
Msg #198813

Groan. Could u print 'even' & then 'odd' to separate? n/m