Posted by Grace Gully on 6/29/07 10:51am
Msg #197739

Copie of Journal entries ???

Has anyone ever been requested to photo copy the journal entry of the borrowers for the title company to compare signatures? Next question, can I fulfill this request if I cover all the other signers information?

Reply by Jersey_Boy on 6/29/07 10:53am
Msg #197740

I am not in California....

and I even know the answer to this one....

Ready....


READ YOUR HANDBOOK!

Reply by Grace Gully on 6/29/07 11:57am
Msg #197751

Re: I am not in California....

I thought that there were resent 2007 changes.

Reply by Mickey_Fan on 6/29/07 12:05pm
Msg #197753

Recent changes

Grace, even if there ARE recent changes, you can go to the Secretary of State's webpage and download the most current copy of the book. I used it just two days ago to verify the wording for a jurat.

Reply by Grace Gully on 6/29/07 12:20pm
Msg #197756

Re: Recent changes

Thanks I will.

Reply by cyndi_ca on 6/29/07 10:58am
Msg #197741

page 9 of the SOS Handbook should answer your question

Reply by JanetK_CA on 6/30/07 5:54pm
Msg #197908

Re: Copies of Journal entries ???

BTW, this is why I typically have people sign my journal the same way they signed the document(s) being notarized. I don't believe the handbook says more than that they must sign the journal - not what/how they should sign it. I will look at the driver license signature at the time of notarization to be sure it looks like it's from the same person, but I want the signature in my journal (next the the person's thumbprint...) to match what is on the document(s).

Also, be sure the tc provides you with a proper written request, per instructions in the handbook. It's probably a good idea to keep that request on file, too. We never know when an issue may end up in court. BTW, this is why notarizations are requested to begin with and why we should take our work seriously. Notarizing is not just a bureaucratic PITA, or something to get around. It can make the difference in the outcome of some legal actions.

Reply by MelissaCT on 7/1/07 1:00pm
Msg #197995

How to sign journal

You bring up a good point. Often, the way the ID is signed varies from the way the lender wants the documents signed. How do you request the signer to sign your journal? To match ID signature or to match document signature. Ideally, the sigs should be one and the same, but we all know that we don't deal with ideal situations.

Theoretically, if ID signature doesn't match document signature there's no written proof that the person was ID'd properly. If they sign journal with ID signature, it at least records that the person who signed journal did appear in your presence THAT day at THAT time & journal recorded what documents were notarized.