Posted by GBailey_KY on 6/20/07 10:37pm
Msg #196184

ReFi Fees to Negotiate

Sometime within the past year, there was a post from someone stating fees he/she negotiated with the lender on for his/her personal refi. Can anyone give me some ideas on which ones are negotiable? I searched but obviously did not come up with the right search criteria to find the archived post.

Thanks!
Ginger

Reply by Becca_FL on 6/20/07 11:15pm
Msg #196186

ALL fees are negotiable, but for the promulgated title insurance fees and recording fees.

Reply by sue_pa on 6/21/07 5:59am
Msg #196208

direct lenders are your best bet in getting an accurate gfe - there are some great brokers but there are just as many bad so if you don't have a personal recommendation for one, I'd stay away from them. There are quite a few direct lenders w/set up front fees - try DiTech, ABNAMRO, BOA (no fee loans being offered right now)

Reply by GBailey_KY on 6/21/07 7:32am
Msg #196220

Thank you for your replies!

Reply by Michael/FL on 6/21/07 11:32am
Msg #196265

Always remember there is YSP whether you read it from the lender or the loan officer.. Usually it is written in a "1-3% range" fashion