Posted by sn/oh on 6/5/07 5:01pm
Msg #193755

Your opinion please

I am scheduled for a signing sometime tomorrow. The gentleman's name is Johnathan Hazelbeckinski. (Now that it not his real name but his real name is just as rare as Hazelbeckinski would be). Now John's docs has a middle initial of Z but John only has a credit card with Z on it. ONLY!. No SS card, no work ID Nothing. Not even his D.L.

Ohio is very skant, when it comes to ID'ing someone. You only have to be convinced that the person is who he said he is. I'm wondering about using a credit card as proof. I think I am going to excuse myself from this one, but am I being too cautious?

Reply by SD/CA on 6/5/07 5:06pm
Msg #193756

Have him print all variations of his name on the Signature Name Aff. and sign it.

Reply by Linda_H/FL on 6/5/07 5:12pm
Msg #193759

That Affidavit may suffice for the Lender's purposes but it may not be sufficient for notary purposes.

Reply by CopperheadVA on 6/5/07 5:24pm
Msg #193762

I agree, I feel each doc with my notarization stamp must be able to stand up to scrutiny on its own, not rely on another, separate doc for authentification. It's fine for lender's purposes, but not for my purposes as a Notary.

Reply by CopperheadVA on 6/5/07 5:19pm
Msg #193760

Does he have a birth certificate that shows the Z middle name/initial? I would probably decline, although my state seems to have similarly scant ID guidelines as OH. I tend to err on the side of caution. The whole purpose of a Notary Public is to positively identify someone, and I don't accept credit cards for ID.

Reply by sn/oh on 6/5/07 6:04pm
Msg #193770

You're right. Better safe than sorry.

Reply by Dorothy_MI on 6/5/07 6:30pm
Msg #193772

Check you PM n/m

Reply by sn/oh on 6/5/07 7:39pm
Msg #193777

Re: Check you PM

Check yours too and Thanks n/m

Reply by Bob_Chicago on 6/6/07 12:11am
Msg #193806

IMO, the second paragraph of your post, answers your...

question. Are you convinced that he is who he says he is?
Does his info tie into the 1003(age, etc?): are you signing at the PIQ?,
if so, does he seem to live there? Does the phone book or swithboard . com
list another J Hazelbeckinski in the area?
Illinois requires that we ID bwr based on "identification documents"
Basically the same as OH. Many lenders accept a signed CC as a secondary
piece of ID for Patriot Act purposes. I know that that is not the same as for
NP purposes, but goes back to my first question.

Reply by CopperheadVA on 6/6/07 6:29am
Msg #193825

Re: IMO, the second paragraph of your post, answers your...

In Virginia a Notary Public can be held legally liable for an improper notarization. This weighs heavily in my mind when I encounter these types of situations. I would not be willing to go off of what the phone book says in order to prove identity. I may think that the person is *probably* who he says he is because we are sitting inside the PIQ, but when I notarize then I am certifying that the signer has proven his/her identity to me, and I only accept government issued photo ID, with supporting ID if necessary such as SS card, birth certificate, and such.

I wish that my state did have some concrete rules about identity. It would make it much easier if all Notaries within a particular state had the same ID standards - then we wouldn't run into situations where the signers says, "Well, how come I didn't have a problem last time I signed loan docs?"

Reply by MelissaCT on 6/8/07 11:00pm
Msg #194309

Re: Was he in the military?

I knew someone that didn't have a middle name & was "assigned" Z as a middle initial when he was in the service. Common last name or not, everyone had to have a middle initial...at least that was the explanation I was told.