Posted by James H. Lissemore on 3/5/07 12:25pm
Msg #178314
Notary Signing Agents under attack
This is another iteresting blog.
http://radicaltitletalk.blogspot.com/
| Reply by Becca_FL on 3/5/07 1:00pm
Msg #178325
You can follow the discussion here: n/m
| Reply by Becca_FL on 3/5/07 1:00pm
Msg #178326
Re: You can follow the discussion here: Opps
http://activerain.com/blogsview/46643/I-once-insulted-one
| Reply by Julie/MI on 3/5/07 1:21pm
Msg #178327
gollie gee!
You would think that has so much experience would know the plural for notary public is notaries public not notary publics.
| Reply by SvetSFBay on 3/5/07 2:07pm
Msg #178330
Re: gollie gee!
Actually, according to Merriam-Webster dictionary, it could be both..
Main Entry: nožtažry public
Pronunciation: 'nO-t&-rE-
Function: noun
Inflected Form(s): plural notaries public or notary publics
Etymology: Middle English notary clerk, notary public, from Latin notarius clerk, secretary, from notarius of shorthand, from nota note, shorthand character
: a public officer who attests or certifies writings (as a deed) to make them authentic and takes affidavits, depositions, and protests of negotiable paper -- called also notary
| Reply by Susan Fischer on 3/5/07 2:15pm
Msg #178331
Aside from comparing apples to oranges, Diane Cipa never
answered the ~excellent~ posts from Melissa Sweeney and Rebecca Fair, both of FL.
And she ignores the fact that incompetence is rife in every facet of this industry reglardless of the 'rules and regs' already in place.
While I'm sure she's good at her job, denigrating the entire population of NSAs is lunacy, and imho, just shows her ignorance of the valuable service we provide in the field.
I'd like to see TitleGal's response to Ms. Cips's rantings.
| Reply by Gary_CA on 3/5/07 2:33pm
Msg #178333
Pot and the Kettle...
am I the only one who has heard a Title Officer say (concerning a notarized document) "We know we'll have to fix that with a typewriter when it gets back"...
I'd have to take off my shoes to count the times....
As long as the escrow closes nobody cares, and when it comes right down to it they're the ones insuring the title... but lets not pretend they're all saints.
| Reply by SueW/Tn on 3/5/07 3:12pm
Msg #178341
Re: Aside from comparing apples to oranges, Diane Cipa never
yep yep, kudos to Melissa and Becca...GREAT JOB GALS! And I too am waiting for TG to address this...
| Reply by Teresa Guerra on 3/5/07 7:28pm
Msg #178384
Re: Aside from comparing apples to oranges, Diane Cipa never
go to active rain and in the search box , professional closers. That is where my response is. A new thread.....TG
| Reply by cara on 3/5/07 3:27pm
Msg #178345
Kudos to Melissa Sweeney and Rebecca Fair!
Nice job in adding a good dose of reality to this anti-NSA rant. It sounds like the source, Ms. Cips, is angry and resentful that some lesser qualified folks are taking away some of her loan closing business.
She does not recognize that what makes her competent is not her state issued license, but her experience, constant training, professionalism. Those same skills and qualities are not magically conferred by a state license. I believe that all who come to this site seek the same competence. But, if her chief complaint stems from decrying the lesser paid competition that is taking away some of her business, then she may not want to acknowledge that there are any worth loan signing agents out there.....
| Reply by WDMD on 3/5/07 3:31pm
Msg #178348
Re: Kudos to Melissa Sweeney and Rebecca Fair!
I got a kick out of when she said she sends her closers to peoples homes at no addtional charge. Easy to do when your fee is already over $500 to do the closing.
| Reply by Charles_Ca on 3/5/07 4:23pm
Msg #178358
Responding to Blogs is like spitting into the wind...
Do we know what her readership is? Do we know what her Google rating is? Blogs, like diaries contain all kinds of stuff that may or may not be verified, true, a lie, opinion. I don't find Cips a credible source of much of anything and resonding to her is of as much value as her original posts. I wouldn't give her the slight blip in her website positioning by adding to her daily volume.
| Reply by Becca_FL on 3/5/07 8:13pm
Msg #178396
Re: Responding to Blogs is like spitting into the wind...
Hey Chuck ~ I didn't respond to her blog, I responded in the Active Rain group. Frankly, I think this EO is frightened to death of change in the business and has waaaaaayy too much time on her hands. Perhaps if she spent the same amount of time she spends blogging on marketing her title company, she wouldn't have the time to complain. Just a thought. 
Some of my biggest and best clients are in PA. The heavy hitters know how to roll with the changes in business and make them work to their advantage. The little guys, on the other hand, give up and cry foul. If you can't run with the big dawgs...stay on the porch and whine.
| Reply by BrendaTx on 3/6/07 6:42pm
Msg #178629
Blogging is to feed the ego of self...
I should know. I blog. 
| Reply by Elizabeth Soliday on 3/5/07 3:29pm
Msg #178346
I don't have the patience to give them the time of day n/m
| Reply by TitleGalCA on 3/5/07 8:50pm
Msg #178402
"TitleGal" request
Okay, I'm just trying to relax...reading posts and see this thread asking for my input. Sigh. I have some chicken and roasted potato in the oven and worked my hinny off today, making the world safe for new home buyers. It's a rough job, but someone has to do it.
Here's the deal guys: the title company will always be the bad guy. Period, end of story. Even the insurance commissioner in California (who should know his industry) is so miserably misguided he's attacking an industry that has offered new products with better coverage and lowered their fees over the last decade, not increased them. Although minds far better than his have tried to edumacate him...he's got his political bandwagon and his soapbox. Too bad it is so inaccurate that it's pathetic, and worse? He won't recognize it or intrepret any facts or statistics. If a politician won't even use the logic God gave them in making decisions and is h*ll bent on a political spin? There's not much anyone can do, other than the voters, and to outlast him. He's only appointed for a short period of time.
Ms. C is cut from the same cloth and doesn't even have an iota of ingenuity or originality. She's just writing a blog and caught on to some current bandwagon about title companies. So what. She's not credible or an expert, nor are her numbers correct.
I am not a Paul Williamson (sorry PAW) that takes the time to publish facts and figures or posts legal quotes (unless it has to do with my own field, subdivided lands law) that sound all fancy and stuff. I think and write in general terms, in a vain attempt to have the notaries here at NR, like me, sort of get where TC's are coming from. My intent here was to engender some understanding. After several fiasco's where I was run out of town on a rail over some issues, I've decided my particular brand of explanation either wasn't understood, or wasn't technical enough for the notary community.
So...if you guys want a synopsis of "why title companies are necessary"? It won't be tonight. It may be tomorrow, or it may never be posted. I get tired of defending the existence of my employer when I see, everyday, the people we help; either in insuring their transactions, paying out claims to people who have their property at risk, or simply explaining loan documents to a new buyer in a professional manner. We are always there, we are always helpful and we are quite necessary in this industry.
Hey - if you don't agree? Imagine the world at the mercy of loan brokers to handle "neutral" transactions. Yeah.
I have some good material at work I'll re-review tomorrow and can post, if I have the time. Right now, it's March, and my builders are all gearing up for a good summer of new home sales, in spite of the attack of the insurance commissioner and ole' Greenspan who dropped that "R" word last week.
Back to my roasted potatoes. They should be done by now.
| Reply by BrendaTx on 3/5/07 9:45pm
Msg #178409
Re: "TitleGal" request
Ms. Cipa has some good points, but she threw the baby out with the bathwater...took it too far by starting her discussion beating her chest about how she insulted someone in such a juvenile manner. Ptooey, Ms. Cipa.
I don't read about the bad ol' title companies here...most of the time I think notaries are pretty respectful of the work that goes on there--IF they have a single clue about the business.
In realilty, most of us don't have the experience of working a$$es and elbows inside those places and don't realize the pace required. Putting together a loan package properly is actually a minor miracle... to see it land on that table without a lot of errors. It takes a lot of determination, communication and coordination to make it happen.
Honestly, what I know about escrow officers is that they work really late a lot. Bless their hearts and I DON'T MEAN THAT LIKE Southerners are supposed to mean it. I am being sincere. I wouldn't trade places with them for all the tea in china.
Working in escrow requires a lot of savvy, a lot of quick thinking, and a love of the adrenaline rush. I have sub-ed inside tc's and caught that wave and enjoyed the heck out of it, but it's hard work and even though I was offered a position in a downtown Houston office and thought it over seriously for a short time, I knew I was not willing to give the personal sacrifice it requires. Kinda figured I was a little old to get started doing that and actually survive it for the long haul.
Down here in Texas a successful title company is the most hospitable, most gracious office you will ever walk into. Treats, cookies, coffee, candy and sugary drinks abound. They know how to be bountiful hosts and hostesses in spite of the grind that's behind the warm and friendly facade of the receptionist's area. Heck, here they arranged the real estate transaction community's flu shots and made it feel like dang party you hated to leave.
As a legal assistant in one of those Texas attorney offices where the "legals" are being prepared, lemme tell you, I am well aware it requires a lot of people working hard to coordinate the effort and put those closing documents out correctly. And who has to deliver that final document (HUD) to all the parties to make the thing gel? The Escrow Officers and Escrow Assistants. I can't tell you how many times a week I am badgering those poor folks to get the HUD to me so we can do our hocus pocus and shuffle the documents the next step up the ladder. They never yell at me but I feel so guilty prodding them to get what I need before "the almighty appointed closing hour" that I wish I had a hat I could throw in first to see if it would get shot at...but always gracious and accommodating is what I encounter. Title people are just good like that. I encountered only one bad apple in title co's who was mean/rude to me during three years of notary signings.
I still think Texas is a totally different land of lending because documents are truly expected to be correct before they reach the closing table. When that doesn't happen, it's generally because too many states (lender/title) are involved in doc prep. I think that's why you'll never see as many loans handled outside of the escrow officer's own brick and mortar bulding and their protective watch. Lots of responsiblity placed on the people UP the ladder here...and as a result the really good ones aren't that interested in seeing the closer sent to their borrower's closing selected as a result of a crap shoot.
Okay...nuf of that...just know that not everyone "blames it all" on the title company folk.
| Reply by Ndwa on 3/5/07 11:55pm
Msg #178422
Amem sistas
Who's the notary that always expect docs be ready 2 hours before appointment.
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