Posted by cyndi_ca on 5/31/07 3:19pm
Msg #192975

What you all do in this situation?

SS calls requesting a loose ack. Say TC is requesting one because "the mortgage cannot be notarized" so they need an all purpose ack. to be attached. Now mind you, no mistake was made on my part, wording on ack. was correct for CA so I did my thang on the last page of the Mortgage, but that won't work. Any one heard of this? I can say I have not and am a bit leary of sending one out.

Reply by janCA on 5/31/07 3:22pm
Msg #192977

Doesn't make sense. They say the mortgage cannot be notarized and yet they want you to send them a loose ack. I would need a whole lot more information from them on this.

Reply by Sylvia_FL on 5/31/07 3:27pm
Msg #192979

I would NEVER send a loose ack to any company. May as well send them a blank check.

Reply by Stamper_WI on 5/31/07 3:31pm
Msg #192983

Exactly

I recently had a company claim I did not notarize a quit claim deed and asked for a loose ack. No phone call, just a surprize delivery from Fed Ex with a letter.
I called the borrower and they said they had signed it the week before. The original signing was months before. Hello?

Reply by rengel/CA on 5/31/07 3:37pm
Msg #192985

I would just send them a blank (i.e. no stamps, no signatures, nothing) acknowledgment. Or point them to the CA Sec'ty of State's web page so they can print out their own. tee hee hee
Who's signature do they say you are notarizing? Is that person standing in front of you while you sign this loose ack? If not, it is illegal in the State of California to place your stamp and notarize no signature.
Why would you put your commission and livelihood at risk for a SS?

My .02

Reply by Sylvia_FL on 5/31/07 3:46pm
Msg #192993

Re: Rengel- I love that idea

Sending them a truly blank acknowledgment

Reply by Lisa Prestegard on 5/31/07 3:40pm
Msg #192988

Was it, by any chance, a World Savings mortgage? There is no notarial wording on a WS mortgage, and a loose ack is always needed.
Just a thought.

Reply by cyndi_ca on 5/31/07 3:49pm
Msg #192996

Not a World savings

This is a TC in Florida. I've told SS to have TC call me directly.

Reply by cyndi_ca on 5/31/07 3:56pm
Msg #193001

TC agreed. I did my job. n/m

Reply by SharonMN on 5/31/07 4:56pm
Msg #193020

I had this happen once. I handprinted my certificate on the last page and the SS wouldn't accept this. This was detected on a faxback, before I shipped the docs. I thought hard about it and decided that I could send them a loose ack as long as I wrote something like "this ack is attached to a mortgage of XX pages for XXX Lender for $XXX amount dated x/x/200X...." on it - so they couldn't have attached it to anything else.

Did a signing recently for an otherwise OK company that has a page of instructions - you are to initial each instruction and one of them is "complete the all-purpose acknowledgement." I write "declined" in that block and never hear anything about it. Perhaps they like to stock their drawer of loose acks "just in case"?

Reply by OR on 5/31/07 10:48pm
Msg #193078

I was asked to do that once too. I just request a copy be faxed to me that needs to be notarized. I wanted to see what I was notarizing. I then I reduced it small enough to copy it and my notarized certificate all on one page. Then i sent it back to them. That way I knew it was correct and could not be used any other way.

Reply by BrendaTx on 6/1/07 6:37am
Msg #193101

**. I then I reduced it small enough to copy it and my notarized certificate all on one page. Then i sent it back to them. That way I knew it was correct and could not be used any other way.**

And then, OR, once you did that it looked like you have notarized a copy of a signature, IMHO...personally, I think this was really not a good idea at all for several different reasons.

Reply by Becca_FL on 6/1/07 7:56am
Msg #193113

Re: What you all do in this situation? OR

Besides the fact that you can not notarize a facsimile AND the person acknowledging signing the doc did not appear before you.

Something you might want to keep in mind...

The following states have a font requirement other
than 10 point.

State font size requirements

DE* 12 IA** 8
FL 9 KS 8
KY 8 MD 8
MO 8 NY** 8
OR 8 TX 8
VT 8 VA 9

*12 pt font required in Suffolk County only

** Preprinted text maybe 8pt, all others must be 10pt

And don't forget that some states have margin requirements too.

Reply by JLCa on 5/31/07 11:17pm
Msg #193082

I once had a signing service ask me to send an attachment for a DOT with a more recent date.
I said no and told them that it is not legal for me to notarize a signature without the
signer present. After several phone calls I was told it was for a corrected DOT they sent me
the corrected DOT to have the correction initialed by the borrower and for me to do an attachment.

It could be that the mortgage had to be corrected to be recorded.

Reply by David Kral on 6/1/07 12:53am
Msg #193091

Tell them to put it in writing

If you kept a running sequential log of your notarial activities, any backdating would be a glaring abberation in your journal if cross referenced to the document.

Reply by Joe Ewing on 6/1/07 1:24am
Msg #193094

Did you notarize the reconveyence then forget to attach an acknowledgment. But I'm confused. So you were carrying paper to a California signer and to documents contained a MORTGAGE? So what State was the property in? Not California.

Reply by NCsignguy on 6/1/07 8:40am
Msg #193121

i would do an acknowledgement and put that you are ack the mortgage for the customer