Posted by ToniK on 11/3/07 7:53am
Msg #219552

Notary beware chatter

"Deadbeats: Prolink Closings in Michigan is rumered to be out of business. Be very careful. Owner’s name is Veda Chapman . Possibly using a different signing company name. Please contact [e-mail address] for more info. Deadbeats: United Notaries has closed down and is claiming bankruptcy. Dean Keith has opened new service called “Dean Notaries” Anyone owed money can email [e-mail address]. Please email this deadbeat and hound him for your money. Not that it will do any good, but at least he will know we are after him. Contact phone numbers are the same for Dean Notaries. 303-261-1993 Office Phone, 303-470-0110 home, 303-470-0330 fax and mobile 303-829-1945. If you are owed money by this deadbeat, please let me know…The more info I have will help prove we need legislation. Forum is being designed and should be up and running in October."

Reply by sue_pa on 11/3/07 8:35am
Msg #219555

once again

...The more info I have will help prove we need legislation. Forum is being designed and should be up and running in October."...

I really wish you people would quit playing in this business. You have stated you haev some type degree in spying or espionage or whatever and are also going to open a consignment shop or something along those lines. Please go back to one of these other endeavors.

Reply by BrendaTx on 11/3/07 9:47am
Msg #219559

Re: once again - I agree sue. Absolute ignorance.

**The more info I have will help prove we need legislation. Forum is being designed and should be up and running in October."**

This is the most detrimental thing to the signing agent business ever.

Notary beware now has a statement on the homepage of their website regarding this. Or at least they did last weekend.

The notion that the legislature should be involved is absolute ignorance.

Reply by JK/TX on 11/3/07 10:02am
Msg #219561

Re: once again - I agree sue. Absolute ignorance.

Title Co's and lender's attorneys already have problems with the SA boom. Many will not allow the loan docs to be sent to a SA, they must be sent to another title co if a mailout.

You will just advance the process of pushing the very existence of an SA from the R.E. industry.

Handle your own books........... SA is a made-up title. You are a notary public.

Reply by Lee/AR on 11/3/07 11:03am
Msg #219565

Yep..again - I agree sue. Absolute ignorance.

We'll be 'legislated' right out of existance. We're Independent Contractors & ought to act like it.

Reply by Nomad/OR on 11/3/07 12:44pm
Msg #219573

Re: once again - I agree sue. Absolute ignorance.

Not looking for an argument, but my cert from NNA lists me as a Notary Signing Agent.

Reply by Lee/AR on 11/3/07 1:00pm
Msg #219575

True, but...

Tho' the NNA would like you and the whole nation to believe that they are the 'official' voice of Notaries, they are not. Not anymore than the Hell's Angels or Outlaws are the official voice of people who ride motorcycles or the Boy Scouts of America are the official voice of all boys. They are a for-profit business with the profit coming from notaries who volunteer to join. Besides which, Notary Signing Agent is simply a made-up term... and the NNA didn't invent it.
"Notary" is not a made up word---it's--and the job--have been around nearly forever.

Reply by BrendaTx on 11/3/07 2:14pm
Msg #219579

Re: once again - I agree sue. Absolute ignorance.

The NNA certificate isn't proof positive of anything except that you have paid them to give you a piece of paper which says they certify you to use a title they have bestowed upon you by means of paying them to take a test you can take until you pass or a course you paid them for.

Outside of this forum and their umbrella NSA means nothing. The companies who recognized that 'title' are collapsing and closing down faster than broken down carnival rides on the last day of a county fair.

Reply by Nomad/OR on 11/3/07 3:05pm
Msg #219582

I think the background screening holds value

to many agencies. After all, what does the agency really know about us? That we got on a website and said 'yeah, I can do that, been doing that for years'. I have seen a lot of agencies go under but it can't be all attributed to a relationship with the NNA.

The certification course for them has changed dramatically and is more informative than the state testing materials. Couple that with the background screening and it helps to insure that you have someone qualified to do the job. They are a growing organization and they are setting themselves up to be to notaries what GIA is to jewellers. -that last reads as if I was a shill for them :-)

Reply by BrendaTx on 11/3/07 3:18pm
Msg #219583

Re: I think the background screening holds value

JK/TX: *Handle your own books........... SA is a made-up title. You are a notary public.*

None the less, in the context of the debate, my point was/is that what JK says is true.

Reply by Nomad/OR on 11/3/07 8:28pm
Msg #219627

Agreed -E- n/m

Reply by Charles_Ca on 11/3/07 3:51pm
Msg #219584

I don't know about other States but in CA a background

screening is worthless the State does a background check, I have never seen the depth of the NNA background check but how much can be done for the fee charged especially in view of their disclaimers, have you ever read their disclaimers regarding the background check?

Reply by Phillip/TX on 11/3/07 6:34pm
Msg #219596

Background Check

In Texas, the State does your background check when you get your commission AND when you renew it. The background checks that some companies are requiring are worthless in my opinion, as I would not hold a commission if I was not background checked by the STATE OF TEXAS... so all the companies that ask me for a background check or require me to pay for one... I tell them that I have been screened by the State of Texas, and I have a current commission, so in my eyes that is all they need or will get from me.

JMHO

Reply by BrendaTx on 11/3/07 7:03pm
Msg #219604

Re: Background Check

I agree that the screening as a result of the commission is sufficient. The background push was just a means to get more money in the pocket of the XYZ imho.

Reply by Becca_FL on 11/3/07 5:59pm
Msg #219593

Re: I think the background screening holds value

"Couple that with the background screening and it helps to insure that you have someone qualified to do the job."

Are you kidding me? Qualified? Have you seen some of the questions asked by recently "certified" NSAs on this forum? The only thing NNA certification does is give the right to advertise that you are NNA "certified" and background tested. Having that designation does not mean you know how to close a loan. Also, it has been proven that the background check offered by the NNA is substandard.

Now these silly newbies think the government should get involved in our business? If you want regulation and a regular paycheck get a job...self employment is not for you.

Reply by Nomad/OR on 11/3/07 8:41pm
Msg #219630

From what I've been reading it would

seem that they are just looking for a way to pass a law requiring payment, but then that just opens the door to regulation.

-but no, I haven't really been reading the notary boards much as I've been too busy losing money on the stock market boards. What I AM picking up though is that there seems to be an awful lot of negative attitudes towards organizations in general.

- So then, WHAT would posters here qualify as a worthwhile organization and/or education?

Reply by jba/fl on 11/3/07 6:51pm
Msg #219598

Re: I think the background screening holds value


"The certification course for them has changed dramatically and is more informative than the state testing materials. "

The current certification course is the same as it was in 2002, same book w/no revisions, and the test is verbatim from 2002 test. They are pitiful in that since 2002 many new forms have been put into use, almost to the point of being standard for a loan package, yet these forms are not addressed in their "new book" or "new test".

Pure and simple: ripoff artists. Proof: I have copies of both 2002 and 2006 test materials. My friend has 2002 book, my 2006 book that I can put my hands on is at another's, but I will gladly share both w/anyone who wishes to not believe me and demand proof.

Just PM me, I will answer this.

Reply by Carmi Salvador on 11/3/07 6:54pm
Msg #219601

Re: I think the background screening holds value

I have the 2007 book if you need it.

Reply by jba/fl on 11/3/07 10:06pm
Msg #219637

Carmi: Thank you for your generous offer, but

The best thing you can do with your book is:

Lay the book flat on work surface, take the upper right corner and bring it to the spine. Make a crease. Turn that ‘page’, continue w/the next corner, bringing it to the spine. Repeat this until all pages, including the cover are done. Bring the 2 cover pages together and staple 2-3 places. Now stand the book up on end. Spray with green paint, covering as much white paper as you can evenly. You will now have a tabletop Christmas tree for the holidays, plus you will have done a green, eco friendly thing, and as Martha Stewart says, “That’s a Good Thing”.

Happy Holidays!
ps: I have other uses too that I will be happy to share

Reply by Phillip/TX on 11/3/07 10:10pm
Msg #219638

JAB... you just made my side hurt... thanks for the laugh n/m

Reply by Phillip/TX on 11/3/07 10:50pm
Msg #219641

That should have read JBA... sorry!!!! n/m

Reply by Linda_H/FL on 11/3/07 10:13pm
Msg #219640

Re: Carmi: Thank you for your generous offer, but

"ps: I have other uses too that I will be happy to share"

And others that she probably can't say in a public forum, I'd wager!!..<G>

Reply by JanetK_CA on 11/3/07 10:56pm
Msg #219642

Re: I think the background screening holds value

Thanks for posting this. I suspected as much and was going to ask if this was the case. I wonder still if they even mention anything in the class about security of documents and other Gramm Leach Bliley issues. I'd give them this as an excuse for sending people here for the rest of their training, but I doubt it even happens...

Reply by Linda_H/FL on 11/3/07 10:33am
Msg #219564

Re: In Toni's defense....

I'm not sure this was her posting - I think this was her posting what she saw on NotaryBeware (which may or may not violate the rules of cross-posting) - the quotation marks hint that she is quoting what she found there (Hope you got the author's permission, and you should credit the author here). JMHO

Reply by BrendaTx on 11/3/07 11:16am
Msg #219567

Re: In Toni's defense....

Let me be clear...I don't know whether or not Toni is in favor of this or not and that's why I posted that it was on nb's website. I always read Toni's posts and don't discount what she's got to say.

However, that having been said, IMHO wherever this business about the legislature is coming from is being generated out of ignorance....ignorance of the ramifications of getting government into private business...ignorance of understanding the way the business actually works and from ignorance of understanding the history of how certain states became "attorney only states."

I didn't say it was stupid, or dumb, I said it was absolute ignorance...ignorance meaning uninformed.

I don't know how to say this strongly enough but I guarantee this... if notaries carry forward with this legislation movement, it will be the end of the NSA business without working under the supervision of an attorney.

Take this to the legislature and they will surmise: These people are not intelligent enough to be in business for themselves, or to collect their own bills and are asking for welfare...for the government to do it for free...that's not who we want taking care of mortgage documents. And, unfortunately, that just might be an accurate assessment of the situation.

Reply by Charles_Ca on 11/3/07 11:32am
Msg #219570

Re: In Toni's defense....I agree exactly with what you are

saying Brenda. However one only has to look at the pages of Notary Rotary be be assured that there people out there that are armed with a commission and a stamp and are dangerous to the health of the business and their own clients. I suspect that most of the new notaries being graduated and indoctrinated into the NSA buisness today have no clue as evidenced by some of the posts on this and other sites. If they knew what they were doing business-wise they would not be expecting to make a living doing this. Getting the legislature involved is part of the entitlement mentality of these types of people, its the same as those who think that the government needs to step in and protect everyfool borrower out there. They are the same ones who believe in El Dorado and that its streets are paved in gold, if only someone would show them the way they would be ric, successful, and even gorgeous. People think that the Government is there to protect them from every iteration of their own stupidity. I'm not referring to TonkiK specifically, I'm speaking generically here.

Reply by MichiganAl on 11/3/07 12:47pm
Msg #219574

Clueless, dangerous, & entitled. Yep, that about sums it up. n/m

Reply by kathy/ca on 11/3/07 2:25pm
Msg #219580

Charles & Brenda, I totally agree! If we want to maintain

our independent contractor status and keep doing loans signings, we need to remain "on our own". Outside involvement would surely put a stop to our chosen profession and for those of us who have worked long & hard to establish a good clientele, it would be so hard on us to have to start up something else. People, lets leave well enough alone, okay?

Reply by OR on 11/3/07 11:33am
Msg #219571

Re: Well said BrendaTx n/m