Posted by janie/vt on 9/27/07 2:43pm
Msg #213504

EFS

I am getting emails from people I don't know asking about EFS, and if I have outstanding invoices. I have a couple outstanding that I will not see payment for and I have accepted that. I have read the board since it was posted about EFS and know about the closing of EFS and the chargebacks. Don't understand why they are emailing me, or where they got my email address. I have no more information about EFS than they do.

Reply by MistarellaFL on 9/27/07 2:53pm
Msg #213505

I got the same email, Janie.
He got our email address from a broadcast email Karen Held sent us at one time.
He is just trying to help himself, and us into finding a way to get paid for the work
we did w/o compensation, and for the UPS chargebacks that EFS is not paying for.

Reply by MistarellaFL on 9/27/07 4:02pm
Msg #213517

Question for ATTORNEYS re: EFS

If we get a judgement against them, will we be able to collect if they file bankruptcy?
Will acquiring a judgement be of any value?

Reply by Kevin/Ct on 9/27/07 5:00pm
Msg #213529

Re: Question for ATTORNEYS re: EFS

If you have obtained a judgment, you can indicate that on your proof of claim. Under the doctrine of Res Judicata it will not be necessary for you to relitigate it in the bankruptcy court. However, the big question is ...Are you a secured or an unsecured creditor. If you have a judgment alone...you are an unsecured creditor. If you have recorded a judgment lien which was not discharged as a preferential transfer you are a secured creditor. In a bankruptcy the secured creditors get paid before the unsecured creditors in the order of their priorities. After the secured creditors get paid the unsecured creditors get paid. However, they are paid on a pro rata basis to the extent that there are funds available. Regardless of the size of the unsecured creditors' claims the remaining assets are devided equally among them.

Reply by MistarellaFL on 9/27/07 9:14pm
Msg #213561

In Florida, we can get 11% interest, I found! n/m

Reply by CopperheadVA on 9/27/07 5:07pm
Msg #213530

What did the e-mail from Karen Held say? I didn't receive it.

Reply by janie/vt on 9/27/07 11:04pm
Msg #213576

Copy of the email sent to me

Michael Wise <[e-mail address]> wrote:
Greetings to All
I kept a few emails from Karen Held of EFS and your email addresses were there. I apologize for any inconvenience but I need to ask if anyone knows the situation on outstanding balances due from them. They have refused to pay shipping charges for packages that I sent to them and I am assuming will not pay any closing fees due either. Please let me know your experiences or knowledge that you may have including contact information for those responsible for closing out accounts there.

Thanks

Sincerely

Michael Wise
Owner – CNSA
Wise Settlement Solutions, LLC
212 West Maplewood Ave
Mechanicsburg PA 17055
717-798-7413

Thank you for using Wise Settlement Solutions, LLC

Reply by Nick/MD on 9/28/07 6:16am
Msg #213592

Re: Copy of the email sent to me

I was on the initial email. Now many people in the distribution list replied, so now my personal email is turning into a notary rotary forum.

Reply by Treasure Valley Notary - Tina on 9/28/07 8:37am
Msg #213598

A Perfect Example of Why to Use BCC

I've complained to EFS several times about not using the BCC on emails. It is a major pet peeve of mine. Even my personal email is now flooded with spam (and yes, I use junk filters!) because friends also have not used this common courtesy.

Whenever an email is sent to more than one person, unless it is meant to show differently, a BCC should always be used.

I too feel like my business email has turned into an open forum compliments of EFS. I never want to take a loss on a job completed, but that is built into my business structure. This is a great example of why those in this industry need to charge accordingly and not take the low ball jobs. Unfortunately, it is a real part of doing business. Especially right now with businesses closing their doors all around us.

Good luck to all of those that have dealt with EFS recently. (I'm in the boat also.)

Reply by JAM/CA on 9/28/07 11:55am
Msg #213651

Not advisable to post this persons private info either n/m