Posted by Notary01 on 8/17/08 12:17pm
Msg #260383

Signing Services

Having read a lot of the post on this forum for the past two years, I wanted to finally add a comment. I am a notary but also have worked in the mortgage industry and know that the view's most notaries have on signing services are not completely accurate.

Yes, a signing service does take a portion of your fee and a local title company only working in one state can call notaries direct and by-pass the middle man and it is a good situation for all.

But, where a signing company is important is for nationwide title companies who can't know all of the notaries in all parts of the United States and they don't have a person in their office who can make 20 calls looking for one notary when they are rushing trying to complete 12 closings.

Nationwide title companies also do not have a staff person who can be available to answer notary questions for late night closings or someone who can make sure the signing was completed in Calif. and report back to the lender on the East Coast by 8am.

Most of the notaries who post on this forum do a good job and are reputable but as I stated before, the United States covers a vast area and you get all types of people, some will take a job but quit if they get a call and the fee is higher so the signing service is available at 10pm Eastern time to find a new notary for a 8pm closing on the West Coast. Also, if the title company didn't get the information that the borrower is closing in Colorado on property owned in Alabama and yes, the appointment was confirmed but the address and state failed to be confirmed. A new notary is needed late after the title company closes.

So, friends, when you have a signing service call you it is perfectly OK to refuse the work because you are not getting the full fee but at least you know why the nationwide title companies need a signing service.

Hope everyone has a wonderful day and hope business is good for everyone this week

Reply by Charles_Ca on 8/17/08 1:15pm
Msg #260385

Notary networks are far superior to signing services

They provide a notary of known quality that has been vetted by their peers in the network, the work is usually guaranteed, and they provide the coverage without taking a portion of the signing fee. A win-win situation for all. Singning services will take anyone when they need a notary providing no level of quality!

Reply by BrendaTx on 8/17/08 1:21pm
Msg #260386

Nope...you're wrong Notary01. We "get" it.

*I am a notary but also have worked in the mortgage industry and know that the view's most notaries have on signing services are not completely accurate.*

I will say this about your post, though. It's a little bit easier to read than the near gibberish posted by the usual line up of signing services.

Reply by Charles_Ca on 8/17/08 1:30pm
Msg #260388

Can't help but wonder if Notary01 is also a signing service? n/m

Reply by NCLisa on 8/17/08 2:10pm
Msg #260390

Re: Can't help but wonder if Notary01 is also a signing service?

It is probably the same SS that has been spewing their propaganda on the board recently. They just picked a new name, using a different IP to post from, and made sure that their writing style changed a bit!

Reply by BrendaTx on 8/17/08 2:15pm
Msg #260391

Charles? Surely you don't mean that this is yet another

sneaky propagandist posting!

Say it isn't so!

If you can't believe an anonymous first-time poster, who can you believe?

All of the SSs who have posted this past week are practically comedians. I loved Lisa's bitter notary remark. And that other guy's posting of information that should remain confidential.

They cannot tell the difference between what THEY want us to believe and what we know and are entitled to believe.

Reply by BrendaTx on 8/17/08 2:17pm
Msg #260392

Oopsy daisy...should have been...

Not *I loved Lisa's bitter notary remark. *


Correct-->>I loved Lisa's bitter board remark. <<

Reply by Charles_Ca on 8/17/08 3:38pm
Msg #260398

LOL, yep, it's been quite a week, seems like we're

approaching critical mass in the signining service meltdown. Don't get too close or you might get your frock dirty with all the cow poop being thrown around .

Reply by MistarellaFL on 8/17/08 4:33pm
Msg #260404

I think the best is yet to come!

I foresee a HUGE cow poop slinging autumn.

Reply by BrendaTx on 8/17/08 4:56pm
Msg #260406

My "frock"! I love that term. I laugh when I hear it...say

it myself upon occasion.

Reply by Notary01 on 8/17/08 5:33pm
Msg #260408

Signing Service

MY the negativity!! I am so glad that as a full time notary I am not eat up with the narrow mindedness and negativity of the people here.

You have taken what could be a good helpful forum for notaries to a truly negative, spiteful forum.

Since the title companies read your posts, all of this negativity may come back to bite you. If I was a title company, I would not hire any of you for fear that would go to the closing table.

Positive attitudes do a lot for you personally, health, happiness and business.

This is why I don't come here but once every few months and always leave disillustioned. I hope each of you one day come to a better place in your lives with more understanding and positive attitudes.

I won't bother coming back but I want to say how much I appreciate all of the people who would not respond in the forum but sent me private messages....lol...

One private conversation: "You stated that you have read this forum board for about 2 years. If so, you know that many people who respond are, without a doubt, the most disgruntled people in the world."

Reply by Linda_H/FL on 8/17/08 6:10pm
Msg #260409

And if what you say is true...that you've been reading

this board for two years....in response to " many people who respond are, without a doubt, the most disgruntled people in the world."...you KNOW there are MORE posters who are some of the most knowledgeable people in the field - you've gleaned a wealth of information, knowledge and advice from this forum for two years....

So you've been lurking and reading for two years and suddenly decide your very first post here and your contribution will be, out of the blue, to start a new thread and defend signing services - then follow that up with your goodbye post and chastise those people who gave you that wealth of knowledge....

Pardon me for being frank, but....bull...JMHO

Reply by Charles_Ca on 8/17/08 6:19pm
Msg #260411

Linda, don't you just love all those secret and wholly

unsubstantiated PMs. I've seen that device used so many times here by people who try desperately to garner some modicum of credibility but totally blowing any shred by invoking the secret PMs. Some of the most egregiously ridiculous people posting here have tried that trick only to mke themselves look laughable. Yep, PMs and not a single credible post in support. You are absolutely right just another spate of verbal flatulance!

Reply by Charles_Ca on 8/17/08 6:11pm
Msg #260410

Yes, yes, more unsubstantiated comments, I've got to laugh! n/m

Reply by Les_CO on 8/17/08 6:24pm
Msg #260413

Re: Signing Service

Okay….Thanks for the first post, it was almost coherent, and touched on some relevant points.
Your second was I guess to be expected? You posted... not to ask, or to learn, but to espouse your opinion, in the hopes of return comments, and you got’um.
One of the major purposes of this and other boards is to be ‘negative’. We relay our ‘negative’ experiences, so that others may learn, and be forewarned.
Since most Title Companies still in business today are worrying about paying the rent, and making payroll, I doubt if any posting “negative” comments about deadbeats, or companies that have just closed their doors have anything to worry about.
Why do you ‘Pollyanna’s’ come here and post some opinion that reflects nothing, and then say you will never be back and post again? Do we care? No!
BYE!!!!

Reply by BrendaTx on 8/17/08 6:33pm
Msg #260414

Ah yes, the illusive private conversation syndrome!


**One private conversation: "You stated that you have read this forum board for about 2 years. If so, you know that many people who respond are, without a doubt, the most disgruntled people in the world."**

Since I think you're full of ___, I'll just "own" your tag of disgruntlement for the sake of argument because you are so wrong. You are spreading more "rich" (manure-like) propaganda.

The following isn't about "how cool I am"; this is about "you're full of it" by making such an uneducated statement.

FYI - The definition of disgruntled isn't saying what someone (SSs) doesn't/don't want to hear. Check that Dictionary.com a little closer. People who see the truth about their businesses and destiny are not disgruntled.

--Check my profile for seeing my other enterprises. I don't depend on others to work for me. I work both for myself and for a J O B. I also make some nice pocket money on Google ads by writing content. Disgruntled people always have more than one stream of income.

--This year I have taken a seven-day cruise to Belize. Got another one booked to Jamaica and the Grand Caymans in January. Guess I can enjoy seven days of heavenly disgruntlement then.

--I saw my son receive his master's degree in May and go to work in Houston for the largest employer in the world. Yeah that's a real downer. Totally disgruntled and negative about that.

--My step-son just recently had beautiful triplet boys in July. Saw them last weekend. Poor me.

--I have reached two financial goals this past year. Working on a third. (Depression and disgruntlement always makes that happen for people.)

--Got a trip planned with my entire family to KC, Missouri for a wedding in October. Good times on the horizon. Yeah...I'm depressed about my life.

--Friends were up this weekend and we took a fun day trip...went out to eat...shared a bottle of wine between three of us and laughed like fools til 2 o'clock this morning. (Disgruntlement eats me alive when I'm having fun like someone half my age.)

--I didn't whine when we had a downturn in the industry in Texas. I got a job where I learn more about the notary/real estate and mortgage business each day I am there. I only take notary jobs that pay really well...and don't even consider most signing service work. In fact I make material steps towards something most signing services don't see as good for "their" business while collaborating with others of like mind to remove the need for a signing service except for certain situations. (BTW JOB isn't a dirty word. SSs should try it rather than showing their own true disgruntled disillusionment here pushing their sad agendas...this is NOTARY forum, not an SS propaganda forum.)

--Oh yeah...I've lost a considerable amount of weight I gained after experiencing a life changing trauma in 1999. I continue to keep it off after two years. That's the real earmarking of disgruntled, negative, take-no-action gal, isn't it? My "perception" is that I look great for my age...I'm a grandma, after all...eight grandkids. Heck, come to think of it I look and feel great for someone ten years younger. Darn, what a negative, disgruntling experience that has been. I disgruntled my way pound after pound down to a size that is befitting for my frame. Am I proud of myself, or disgruntled? Gosh, I don't know.

Those are facts about my "disgruntled" life. Not opinion, like your illusive informer has shared.

Would any other "disgruntled" people who are tired of SS propaganda care to "gruntle" through and share the positive notes of your life? It's getting to be prevalent that SSs and their mini-me(s) bash people for having original thoughts. I think notaries need to help them come to terms with the fact that their perceived reality isn't reality at all. It's some kind of mask they're wearing.

Most of them can't seem to write in complete sentences, use punctuation, or even use a spell checker.

(Yes, Virginia...in the real world, adequate written communication does count.)

Reply by BrendaTx on 8/17/08 6:48pm
Msg #260416

Darn it. Need to be accurate.

I said, "go to work in Houston for the largest employer in the world."

More accurately stated would be:

"go to work in Houston for the largest petrochemical employer in the world."

I googled and it looks like Wal-Mart has pulled out in front as the largest worldwide employer...he's not working for Wal-Mart in Houston.

Reply by MichiganAl on 8/17/08 7:42pm
Msg #260418

FlaMac, is that you?? n/m

Reply by BrendaTx on 8/17/08 8:04pm
Msg #260419

Does indeed sound like her.

But I think we are so beneath FlaMac that she'd rather qua-flack elsewhere.

Reply by MichiganAl on 8/17/08 8:43pm
Msg #260422

Re: Does indeed sound like her.

Florida poster - check
Uses fictitious private messages to support her posts - check
Tells the forum how she's much too busy for all this negatively - check
Tells the forum how she's so positive and upbeat and enlighten while simultaneously insulting everyone - check
Uses flawed logic - check
Talks at us instead of to us – check

If it isn't Flamac, it's her long lost twin sister.

Reply by BrendaTx on 8/17/08 10:14pm
Msg #260424

Re: Does indeed sound like her.

Figures out something to argue about - check.

Yep...gotta agree with you.

Reply by ZeeCA on 8/17/08 7:04pm
Msg #260417

Just curious Notary01... what ss are you? n/m

Reply by Negrete on 8/17/08 8:19pm
Msg #260420

Dare I get involved in this thread ?

Negrete's Notary Service Inc.

Reply by claudine osborne on 8/17/08 10:39pm
Msg #260425

Re: Dare I get involved in this thread ?

Tony, Please save yourself..Are you just bored today and want to have some fun, or do you like to be picked on?? lol

Reply by sue_pa on 8/18/08 7:38am
Msg #260431

don't you grasp the connection here ...

... you get all types of people, some will take a job but quit if they get a call and the fee is higher ...

If they get the work direct from the title company this shouldn't be an issue.

As for your Alabama/Colorado issue, what a bunch of crap... they need to split the fee because they made a mistake? How often does this truly happen? If it's quite often, how about a little qc before going home?

Who are the siging services calling if they need to "answer notary questions late at night"? How in the world can aq signing service answer a question - they're not the LO, they're not the title company? If the service has info available to them that allows them to answer questions from the table, why doesn't the closer have that same info (i.e., payoff letters, etc)? Other issues that we can't help with a service can't either ... such as borrower expecting $7,000 back at closing and the settlement sheet showing $350. A service is as useless as we are in these situations.

As for they don't have someone available to make calls for 12 closings, that's where the LOYALTY bit comes in. Companies that use me and use me exclusively or call me first for every order in my areas get their work completed by me. They know my work. There is never a fee discussion because we've come to fee agreements ages ago. They call with an order, I say yes, they send me the work, I send it back when completed. If they'd have 2 or 3 agents in their most populated areas, getting a closer shouldn't be a problem. LOYALTY (going both ways) would do wonders for this business.

Why in the world does a third party need to call in a west coast completion by 8a.m. east coast? Do you think the closer is unable to do that themselves?

Another view point on most of your comments ...

Reply by Negrete on 8/18/08 8:23am
Msg #260433

Are you always so upset Sue PA ? n/m

Reply by sue_pa on 8/18/08 8:40am
Msg #260435

a different point of view does not equate to 'upset' n/m

Reply by MsM/CT on 8/18/08 9:06am
Msg #260436

"some will take a job but quit if they get a call and the fee is higher"

Funny this never happens to notaries!