Posted by Calnotary on 2/15/08 3:28pm
Msg #235501

Backdating requests lately?

I had one last week. What are they thinking? Just because title forgot one document they want me to backdate so the loan gets funded on time?

I am sorry for the borrowers but I am not going to risk my commission, fines and possible jail time just because they forgot some doc in the package.

Reply by GA/Atty on 2/15/08 4:04pm
Msg #235511

Those penalties sound insane! Makes me glad I live in Georgia, hehe.

Reply by Lisa Prestegard on 2/15/08 7:11pm
Msg #235537

Why? Is backdating legal in GA? n/m

Reply by GA/Atty on 2/15/08 10:05pm
Msg #235553

Re: Why? Is backdating legal in GA?

I don't know, but I know no one has ever gone to jail for it here!

Reply by sue_pa on 2/16/08 7:21am
Msg #235570

agreed

while no one should ever notarize on a date their signers aren't in front of them , going to jail is not going to happen (I know, technically it can in certain states but in reality it won't) unless you are part of one of those huge defrauding schemes. More 'signing agent' paranoia.

Reply by Lawyer_GA on 5/26/08 7:05am
Msg #248772

Re: Why? Is backdating legal in GA?

Absolutely not!!!

Reply by Linda Juenger on 2/15/08 8:18pm
Msg #235548

Please - Let's not start this again n/m

Reply by CJ on 2/16/08 12:08am
Msg #235565

I asked about this once.

I called the SS and I said I know it is a crime to backdate, and I will never do it, but I just wanted to know more about it. The SS told me that if I back date, all the borrower has to do to get out of the loan is say that they backdated. Then they are out of the loan, and the notary, SS, loan people, title, and basically EVERYONE else is in trouble. So now when I am aksed to backdate, of course I tell them no, (I tell them it is a felony to backdate, and a misdomeaner to suggest it), but I also tell the SS that someone wanted me to back date.

And I agree: risk penalites, fines, jail, losing my licence, and basically everything that I have built in my life for dumb strangers who could care less?

No way. A clean consceince is the best pillow.