Posted by natogan on 1/30/08 6:26pm
Msg #233199

Convenient Signing Services or Total Resourse Group

Are any comments about this company? I've made research and there is no information in Signing Central.

Reply by firegirl on 1/30/08 8:45pm
Msg #233211

If you're referring to the co. in NJ they are great to work with. Pay off the HUD. Search for Convenient Closing Svcs. or Title Resource Group.

Reply by natogan on 1/30/08 9:57pm
Msg #233216

Thank you Dawn, I've already completed the assignment. The only issue I had the documents were dated 01/31/2008. It must be mistake. I notarized Jan 30, and did not touch their dates because some companies don't like any corrections. I tried to contact Donna but she was away from the office.

Reply by WDMD on 1/31/08 5:25am
Msg #233231

"The only issue I had the documents were dated 01/31/2008. It must be mistake. I notarized Jan 30, and did not touch their dates because some companies don't like any corrections. I tried to contact Donna but she was away from the office. "

I've always had the opinion that dates on a document are for the lender to handle. Unless the instuctions specifically state the documents must be signed on the date of the documents, and that date does not match the date of the signing, I'm not calling.

If they feel there is a going to be or is a problem with incorrect dates then they have a typewriter,they can fix the dates if they want to. Notarizions reflect the actual date of signing, document dates are their problem if there is one.

Reply by A-1 Signing Agents, LLC on 1/31/08 9:16am
Msg #233253

I recall somewhere in the handbook that you aren't suppose to notarize doc's with a "post date" on them. I don't know that I would have accepted and dated 1/30 when the docs were for the following day. I'm funny with that. I would have waited and asked for them to correct the dates or if I could have corrected it. I'll find where is states that.

Carol

Reply by A-1 Signing Agents, LLC on 1/31/08 9:18am
Msg #233255

Actually now that I am reaching into my memory bank, I think it may have been back dating a doc. May need some memory refreshing.

Reply by desktopfull on 1/31/08 9:24am
Msg #233256

In FL, the date of the doc must precede or be signed on the

date of the document. Those docs wouldn't have been able to be signed until the 31st here. You might want to check with the laws in your states for being a notary before sending those docs out.

Reply by WDMD on 1/31/08 9:53am
Msg #233264

Re: In FL, the date of the doc must precede or be signed on the

"date of the document. Those docs wouldn't have been able to be signed until the 31st here. You might want to check with the laws in your states for being a notary before sending those docs out."

In Maryland there is no prohibition on date documents. I'm curious about Florida. You say the docs cannot be signed before the date on the docs. What if the lender said "ooops, we made a mistake, we will cahnge the date when we get the docs back". Would that be a problem?

Reply by desktopfull on 1/31/08 10:27am
Msg #233270

Re: In FL, the date of the doc must precede or be signed on the

I wouldn't risk losing my commission on the word of any SS or TC. The date would have to be changed before they were signed, the borrower could do it and initial the change at the table as we sign or they would have to send a new package with the change already made, no exceptions in my book.

I don't understand how can you notarized something that isn't in effect on the day it's signed and it be valid in court. Regardless, our rules say it's not allowed.

Reply by WDMD on 1/31/08 10:32am
Msg #233272

Re: In FL, the date of the doc must precede or be signed on the

"I don't understand how can you notarized something that isn't in effect on the day it's signed and it be valid in court. Regardless, our rules say it's not allowed."

Not my call to make if they would be valid in court or not. If the lender wants them signed, we sign. My notarizations would reflect the date of the signing. My notarizations would comply with state law. Whether the documents would be valid is up to a judge.

Reply by desktopfull on 1/31/08 10:54am
Msg #233275

Re: In FL, the date of the doc must precede or be signed on the

"... If the lender wants them signed, we sign. My notarizations would reflect the date of the signing. My notarizations would comply with state law. .."

I'm sorry if what I said wasn't clear, our state law doesn't allow us to notarize docs that are postdated. Therefore, I don't care if the company wants it signed with a postdate, I'm not doing it for any reason. It's also illegal to alter a document after it's notarized, so the assurance from a TC or SS that the date on the docs will be changed to coincide with the notarized date is an illegal request.

Reply by WDMD on 1/31/08 11:22am
Msg #233281

Re: In FL, the date of the doc must precede or be signed on the

"I'm sorry if what I said wasn't clear, our state law doesn't allow us to notarize docs that are postdated. Therefore, I don't care if the company wants it signed with a postdate, I'm not doing it for any reason. It's also illegal to alter a document after it's notarized, so the assurance from a TC or SS that the date on the docs will be changed to coincide with the notarized date is an illegal request. "

I got what you were saying. I was just stating that my notarizations would comply with my state law. The docs were the lenders problem so to speak.

Question though. You state that to alter a notarized doc would be illegal in FL. So no typographical errors could be legally fixed? How would you know if a lender or TC corrected a typographical error after you send it back? If for some reason you were called into court to verify your notarization would you be able to tell if that was the same doc you notarized in its entirety without any changes?

Reply by desktopfull on 1/31/08 11:32am
Msg #233290

Re: In FL, the date of the doc must precede or be signed on the

I guess that's why on occasion I get paid to go back to the borrower and get things re-signed that were notarized.

Reply by WDMD on 1/31/08 11:51am
Msg #233305

Re: In FL, the date of the doc must precede or be signed on the

"I guess that's why on occasion I get paid to go back to the borrower and get things re-signed that were notarized."

You must work for some honest lenders, who must know they would be in the wrong in FL. Most of the ones I've dealt with wouldn't give it a second thought to correct a document. Especially if that meant money to send a notary out again.LOL

Reply by desktopfull on 1/31/08 1:33pm
Msg #233328

Re: In FL, the date of the doc must precede or be signed on the

I made a mistake in posting this, I used the wrong manual that was issued by xyz corp. instead of the Governor's manual. You can notarize predated docs, but the recorder may not accept them. However, per SS117.107 (7) & (8), the document can not be altered or changed after it is signed or notarized. I am sorry for posting the wrong information.

Reply by MistarellaFL on 1/31/08 12:23pm
Msg #233311

The last time that happened to me....

I found that the scheduler made a mistake for the signing date, and I had to have everything re-signed the day of the date on the docs.
You should be diligent and be sure to check before they are sent back.

Reply by desktopfull on 1/31/08 9:38am
Msg #233261

IMHO, check with your SOS, before returning docs. n/m

Reply by natogan on 1/31/08 9:57am
Msg #233265

Re: IMHO, check with your SOS, before returning docs.

Sorry, I was not able to respond right away. Yes, I agree with you and that is the reason I was waiting for Donna's call. We resolved the problem, and everything is fine. Thanks everybody!

Reply by Ernest__CT on 1/31/08 9:06pm
Msg #233443

So, what was the final outcome? Inquiring minds, you know.. n/m

Reply by A-1 Signing Agents, LLC on 1/31/08 10:26pm
Msg #233468

asked by natogan: Are any comments about this company? I've made research and there is no information in Signing Central.


I did a closing for them on 1/26/08. A total no brainer. "Sign here" & "notarize here" stickers through out the entire package. I was paid on 1/31/08. They sent the check via UPS. I'd say great company to work for.