Reply by SReis on 1/21/08 10:09pm
Msg #231724
Your kidding right???
My work is so slow, I was up late figuring out how the bills are literally going to be paid the next few months. It wouldn't be so bad if I wasn't paying over $500 a month in student loans, $350 in health ins and $450 for gas bills!!! :-(
Is anyone else out there having probs w/rising health care costs??? (I know stupid question)
I have BCBS right now but am wondering if I should be switching to a PPO or something. I really don't use the ins much anyway except for normal yearly check-ups, although I would want emergency coverage. Any suggestions?
As for stnd fee, its what you think is fair.
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Reply by CaliNotary on 1/21/08 11:18pm
Msg #231731
Re: Your kidding right???
"Any suggestions?"
Yeah, get out of the loan signing biz. Things are unlikely to change in the near future, it's time to move into something that will pay the bills and pay for health insurance.
Also you may want to check out healthcareshopper.com, they have tons of different plans there for all sorts of budgets and levels of coverage.
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Reply by CJ on 1/21/08 11:43pm
Msg #231732
The whole nation is down.
In fact, the whole world is now affected. I read in the news today that the world stock market is down becuase of the lack of confidence in America's lending situation, due to the subprimes. So these lenders who lended 100% loans with neg ams have now screwed the whole world in oder to get their commissions. At least, that is how I see it.
They sold subprimes hand over fist until the first ones adjusted last August. THEN the government yanked them. That put hundreds of thousands of people out of work: brokers, lenders, title companies, signing services and notaries. Many of these people remembered how much notaries were making during the good times, and since they understand loan docs, they also became signing agents. So the signing agent ranks are saturated, and work is down for all notaries by 75%.
Since the subprimes were sold until the governement yanked that means we have three more years of people trapped in neg am subprimes that have foreclosure looming in the future. They were all "promised" that they could refinance when their PPP was up, but then their equity was down, so they lenders would not lend.
Moral: Don't live beyond your means, then roll all your debts into your equity.
Many notries here have been notaries for years. We have all the connections and experience, yet we are also sitting at home with the phone not ringing.
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