Posted by A-1 Signing Agents, LLC on 7/12/08 10:01am
Msg #254977

Loan Docs Now --- BEWARE

I did closing for them 5/23 & 5/30. JUST recieved payment and both checks were bad. Just a heads up on anyone who might take work from them. You have to chase your $$ down only for it to be a bad check. I will persue. I hope they don't think i'm going away that easily.

Reply by A-1 Signing Agents, LLC on 7/12/08 10:57am
Msg #254979

Filed complaint with BBB and Bad checks restitution, states attorneys office. Guess that is about all I can do for now. Small claims court if I have to. I hate this crap.

Reply by taxpro on 7/12/08 1:37pm
Msg #254988

It's been 50 days since you did the first signing. I agree it's a little slower than we'd like, but getting payment at 45 to 50 days is not really unusual. If this is Loan Documents Now which is owned by Tammy Mazak, I haven't done a signing for them in over a year, but I never ever had a problem getting paid by them. Looking back, I see that for all the signings I did for them, it was typical to be paid in 38 to 43 days. I also knew Tammy to be an honest and fair person, and I would hope you made an attempt to resolve this issue with her before posting this message. When someone has a history and reputation of fairness and honesty, I tend to give them the benefit of the doubt. I assume that you've talked to her about this?

Reply by Rachel_NJ on 7/12/08 1:51pm
Msg #254990

Taxpro, I don't think the problem was when they received

payment but the fact the payments bounced. A-1 said the checks were bad, not about how long it took. I don't know if the company you are referring to is the same as the one A-1 is talking about but, 2 bounced checks from a company is not fair and honest. It's a crime and something you cannot give the benefit of the doubt; especially when so many doors are closing.

Reply by taxpro on 7/12/08 2:01pm
Msg #254991

Re: Taxpro, I don't think the problem was when they received

I agree, bouncing checks is a bad thing, but I wouldn't automatically assume it was intentional unless other facts and circumstances led me to that conclusion, such as 1) payor has shown a pattern of non-payment and/or check bouncing, or 2) payor has a reputation for stiffing notaries. Since A-1 did not mention either of these circumstances, I am wondering what led him/her to the conclusion that LDN is intentionally trying to stiff him/her, and did he/she try to discuss the matter with them before posting. I do not blindly defend anyone, especially when I haven't worked for them in over a year, but I also do not automatically assume the worst either. I will give someone who has been fair and honest with me in the past a chance to explain and correct the problem. If a pattern develops, that's a different story.

Reply by SheilaSJCA on 7/12/08 2:05pm
Msg #254992

I think the correct name of Tammy's Co- Loan Documents Now- n/m

Reply by taxpro on 7/12/08 2:07pm
Msg #254993

Re: I think the correct name of Tammy's Co- Loan Documents Now-

That's correct. I don't know if this is the same company A-1 is dealing with, and he/she hasn't clarified that yet.

Reply by A-1 Signing Agents, LLC on 7/12/08 2:53pm
Msg #254998

I agree Taxpro

Tammy is a very nice person on the phone when giving a signing. Has nothing to do with getting paid though. JMHO

Reply by NCLisa on 7/12/08 2:13pm
Msg #254994

One bad check could have been an accident,

but not 2! Stop defending these SS's! Yes, they may have been fair and honest, and it would have been more honest to say "I'm sorry, I don't have the capital to pay you right now, can you wait a week or 2?" Instead, this causes bad check fees and costs everyone more money. So in turn, the company is just creating a snowball effect which they may not be able to come out from under.

Reply by taxpro on 7/12/08 2:22pm
Msg #254996

Re: One bad check could have been an accident,

Whoa!! Read my post again, I'm not "defending these SS's!" It sounded like both checks came at the same time, so one accident could cause both to bounce. Again, I'm not assuming it was an accident, and I'm not defending them. But it's only reasonable to check it out first. I would hope anyone would do the same for anyone else.

Reply by A-1 Signing Agents, LLC on 7/12/08 2:52pm
Msg #254997

Re: One bad check could have been an accident,

LDN did call me back. She said she'll be getting money orders to me as I won't accept another check. She seemed very surprised and upset by the NSF. I don't know them at all since these were my first dealings with them. I will see is she follows through on her promise to actually come here and give me the money orders. I told her just to over night them but she prefers to hand deliver. I hope she will keep her word. I do have the checks from the bank still. This is my first time having this happen to me. Typically I won't say anything about a company taking up to 45 days to pay. I don't agree with it but as long as the check is good, I deal with it taking, IMO too long to pay. I will post when (and if) I recieve payment. Not my practice to trash anyone. My post served only as a warning as other posts like this always do. That is how we all avoid companies that do this type of thing. Too many of us in this job getting screwed these days to not help others by warning them. Lets hope LDN is one of the one's to keep their word.

Carol

Reply by Jack Tri on 7/15/08 11:36pm
Msg #255348

Re: Loan Docs Now --- BEWARE REPORT THEM FBI

OK - to all you naysayers, here's an email I just received from IC3.
I'll let you know what happens...BTW, this was sent to three of us.


I received all of your IC3 complaints. I spoke with Docuserv today and provided your information to them. They said the problem is they were not paid for the document signings by the Mortgage Companies. They said they would try and resolve this matter with you. Please contact me if you do not hear from them within the next week or two. Contact me with any questions you have.



Detective Joe Monroe
Computer Crimes
Specialized Investigations Unit
1 Civic Center Plaza
Irvine, CA. 92623
(949) 724-7174
The Internet Crime Complaint Center (IC3) is a partnership between the Federal Bureau of Investigation (FBI), the National White Collar Crime Center (NW3C), and the Bureau of Justice Assistance (BJA).

IC3's mission is to serve as a vehicle to receive, develop, and refer criminal complaints regarding the rapidly expanding arena of cyber crime. The IC3 gives the victims of cyber crime a convenient and easy-to-use reporting mechanism that alerts authorities of suspected criminal or civil violations. For law enforcement and regulatory agencies at the federal, state, local and international level, IC3 provides a central referral mechanism for complaints involving Internet related crimes.

Source: IC3 webpage (www.IC3.gov)

Reply by Loan Documents Now - Notary Vendor Management on 9/2/08 5:17pm
Msg #262958

Re: Loan Docs Now -REPLY FROM THE OWNER

My deepest apologies.. my book keeper, who is MY SISTER had made an accounting error... we did make good on these checks immediately, which by the way were never deposited, so the notary was not charged any NSF fees.. Payments have been a little slower across the board, but we pay. I mostly close loans in my area now.. we don't contract out a whole lot of work these days. Again, A-1 this was certainly not intentional.