Posted by cacindy on 7/7/08 9:47am
Msg #254312

e-docs

Hi I am new at this and have an question for you all. What are e-docs? Never heard of that in the notary class but was asked that by a titile company if I do them. And if it is docs emailed to you. I have a laser printer but it only does letter size ... does that matter? Thanks

Reply by cacindy on 7/7/08 9:53am
Msg #254315

also is there any other terms I should know about .. thanks a lot.

Reply by CopperheadVA on 7/7/08 9:56am
Msg #254316

E-docs are docs that have been sent to you electronically. They can be attached to an e-mail as a pdf file (or several files), or the title company may give you a link to retrieve the document package off of a secure web server. You likely will need a password, which they provide. You may also have to download the software needed to open the file, which they also usually provide you with a link to that.

If they have you download the lender docs from a secure site, then the TC will likely also send you additional title docs as a pdf attachment.

For more info, see message #33325 using the orange search button on the Notary Talk page.

Reply by Lee/AR on 7/7/08 10:07am
Msg #254318

What kind of laser printer only handles letter-size? n/m

Reply by CopperheadVA on 7/7/08 10:11am
Msg #254319

Re: What kind of laser printer only handles letter-size?

Forgot to add that you must print on legal or a mixture of legal and letter (if your printer has two trays). If you cannot print legal, then you cannot do e-docs. Check your printer settings - you can probably set the default to legal and print everything on legal. It also MUST be a laser printer - no ink jet printing allowed. If you can't print legal, you need to invest in a printer that can.

Reply by ZeeCA on 7/7/08 10:17am
Msg #254321

i suggest before you take any signings that you read here

and read here
just be aware newbie questions that can be answered by the search key are not answered kindly.

what notary class did you take that did not use the edoc word?

Reply by Linda_H/FL on 7/7/08 10:18am
Msg #254322

Zee, do CA notary classes cover loan signings and

e-docs or just notary procedure and law?

Reply by ZeeCA on 7/7/08 10:27am
Msg #254326

Re: Zee, do CA notary classes cover loan signings and

Yes they have both classes but since they have both they give you a window of what to expect on the loan signing classes. Even in the basic notary procedure and law forums e-docs are discussed ad nauseum as they stress you cannot notarize an e-doc w/o the signer being there in person.

skeery isn't it?

Reply by Sylvia_FL on 7/7/08 11:16am
Msg #254332

Re: Zee, do CA notary classes cover loan signings and

I remember a class I did at IRCC one of the students was upset that I didn't cover loan signings or tell her how she could make money as a notary. The classes were the ones the State of Florida requires prospective notaries to take before they can be commissioned, and the State of Florida doesn't require informing the students how they can make money as a notary - that is something they should have thought about before deciding to be a notary.

Reply by ZeeCA on 7/7/08 12:13pm
Msg #254342

Re: Zee, do CA notary classes cover loan signings and

xyz advertises EVERYTHING as much as possible = $$$$$

Reply by Linda_H/FL on 7/7/08 10:16am
Msg #254320

May I strongly suggest that you look into

a loan signing course? Chances are if you don't know what e-docs are, then you're also not familiar with loan documents. If this is the case, you're doing borrowers a great disservice by jumping in without ANY knowledge of what you're doing - loan signings involve much more than notarizing and you're lack of knowledge in that area is putting their financial situation at risk.

If, on the other hand, you ARE familiar with loans and loan documents, then I apologize for misunderstanding you.

Reply by cacindy on 7/7/08 10:23am
Msg #254325

Re: May I strongly suggest that you look into

I checked my laser printer can do legal. Also I am an experianced loan officer so I am very familar with the docs. But as with loans things are slowing down for me but my title company wants me to do their signings mainly in the office but sometimes the people want it at there house. I saw people use the term edocs and was just wondering. I got my notary two years ago and just used it for POA's and stuff like that until now. Thanks for all your info.

Reply by Linda_H/FL on 7/7/08 10:34am
Msg #254328

Okay Cindy - again - my apologies for misunderstanding you n/m

Reply by BobbiCT on 7/7/08 10:57am
Msg #254329

"My title company" hiring you

Congratulations that you have picked up this additional work from the title insurance company that you work for.

Read some of the threads regarding, fees, expenses, and LIABILITY. Make sure, if hired by the company as a part-time employee, that you get a good hourly rate for this type of work plus mileage reimbursement at 58.5 cents/mile (IRS rate) and that you are covered by the title company's malpractice or E&O policy.

If being hired as an Independent Contractor, again, be sure that you have not only notary public E&O but also an E&O policy that covers any mistakes you may make as an "independent signing agent," which is not covered under you notary public coverage.

Again, it's nice to see that when work is slow, at least title companies are looking locally to people they are working with to throw them what work there is.

Reply by ZeeCA on 7/7/08 11:00am
Msg #254330

Re: "My title company" hiring you

"Again, it's nice to see that when work is slow, at least title companies are looking locally to people they are working with to throw them what work there is"

how generous of you to be so happy for this. It takes more work from the dedicated SA.

Reply by Sylvia_FL on 7/7/08 4:57pm
Msg #254363

Re: May I strongly suggest that you look into

Cindy
You asked in your earlier message if there were any other terms you should know about.
Please learn that you didn't "get your notary", the correct term is notary commission.
A notary is a person. Familiarize yourself with correct terms and you will get a lot farther

(Please take this in the spirit in which it is intended, and not as a "mean" post)

Also, from your earlier post, I am assuming you haven't done much actual notary work, so familiarize yourself with the CA handbook and make sure you know the notary laws inside out and back to front.

Read all the posts on this forum and you will probably find that most of the situations etc we come across has been covered. The orange search button is a great tool