Posted by JamieFL on 11/30/08 8:51am Msg #270757
Re: Accepting assignments in 2009
I have learned in my experience that if I have gotten a call for a job form a company that I check out and see that they are a no pay and I have accepted the assignment I call up the TITLE company that they were hired by let them know about their reputation and tell them that I would love to cover the job but that I need to be put on the HUD. In most cases it works. Good luck everyone in the year to come!
| Reply by Les_CO on 11/30/08 11:18am Msg #270758
Re: Accepting assignments in 2009
Most SS's I know and work for have more than one title company or lender that they contract with. Just how do you know what title company to call?
| Reply by Linda_H/FL on 11/30/08 12:16pm Msg #270759
Re: Accepting assignments in 2009
I disagree with this end-around technique with the TC - IMO all communication should be through the hiring party unless and until they (a) become unresponsive; or (b) fail to pay you as agreed...called professional courtesy.
Also, keep in mind if you're on the HUD and the deal is canceled or doesn't fund for any reason, NO ONE gets paid, including you...
| Reply by Lee/AR on 11/30/08 12:37pm Msg #270761
Re: Accepting assignments in 2009
Whoa.... the criterion specified was a non-paying co. The 'end-around' was only applied to co's that are (after the fact of acceptance) discovered to be known weasels. Are you suggesting that we owe weasels any kind of loyalty?
| Reply by Linda_H/FL on 11/30/08 12:52pm Msg #270762
Re: Accepting assignments in 2009
Not loyalty...if they're "weasels", as you put it, and that's discovered after acceptance, then turn the job back , but if you keep the job, then communication should remain with them ... sorry, that's MHO
| Reply by Les_CO on 11/30/08 1:03pm Msg #270763
Re: Accepting assignments in 2009
My take on Jamie’s advice is: He accepts an assignment from a SS or Title company, knowing that he is NOT going to really do the job, then when he gets the docs (often within an hour of the scheduled signing) and finds out who the Title Company, or Lender is, he calls the SS and refuses the job. He then calls the Title Company or Lender, and offers his services to them directly, if they will put him on the HUD? What makes him think they would hire someone with his business ethics? There are many deadbeat companies out there, and they deserve absolutely no consideration. I’d just say NO to them. Not join them ethically. Calling the Title Company or Lender and disparaging anyone without personal knowledge is wrong. (Did you actually work for them and not get paid, or did you just “hear” this?) I know some very good, honest SS’s out there that read these boards daily, and if he thinks after reading his post he has any chance of working for them he is deluded. He should try selling some of what he’s are smoking, and leave the SA work to others. My apologizes if I misunderstood Jamie’s post.
| Reply by Linda_H/FL on 11/30/08 1:12pm Msg #270764
My take on the post..
Job is accepted from SS (SA does intend to do the job)....SA researches SS after accepting assignment - sees negative feedback (slow pay/no pay)...to insure payment, instead of discussing this directly with the SS (the hiring party), the SA goes directly to TC and asks to be put on HUD in light of SS's reputation on notary/SA forums. And again, IMO, discussion directly with the hiring party first is more appropriate...
My apologies, also, if not interpreted correctly.
| Reply by Jamie Block on 11/30/08 5:12pm Msg #270767
Re: Accepting assignments in 2009
OK This post seems to have gotten way out of control. To clarify what I said and what was meant and this is for me and what I have done personally. First off I am a she not a he. Second I do not take the job then cancel with the company that hires me then try to sell my services to the Title CO directly. For the most part I have had NO problems. I have done this a total of 4 times in the ten years that I have been doing closings, and yes they were from ones that I had personal experience. By no means am I telling anyone to do this I was giving my opinion to the previous post about comapnies that do not pay.
As far as being put on the HUD and if the closing does not fund I will not get paid, well if I took the job from a company that I was not going to paid from anyway I would rather gamble on the loan closing again MO.
I do not know why anyone took personal interest in MO but for some reason they did. Noone does business like anyone else and EVERYONE has their own way of working.
These ar MO and nothing else.
| Reply by Linda_H/FL on 11/30/08 6:38pm Msg #270771
Re: Accepting assignments in 2009
"I do not know why anyone took personal interest in MO but for some reason they did. Noone does business like anyone else and EVERYONE has their own way of working. "
Maybe because, instead of just responding to the thread lower down this page or maybe a page or two back you responded in a way that brought your opinion directly to the top, basically starting the subject all over again and putting your "opinion" right out there in front of us. And your statement of your "opinion" to me was more a statement of your business practice, which I and others disagree with which, as you said, everyone has their own way of working.
Anyone who posts on any public forum opens their opinion up to discussion as soon as they hit "enter" or "post". JMO
| Reply by Les_CO on 12/1/08 10:02am Msg #270815
Re: Accepting assignments in 2009/Jamie
Jamie.... Sorry about the gender thing! If I misunderstood your post I apologize. If you have done a job for someone and they have not paid you, by all means let the Title Company, and EVERYONE else know! If while you're at it you wish to offer your services directly, I see no problem. You certainly owe no allegiance to someone that is a thief.
| Reply by HrdwrkrVA on 12/1/08 8:39am Msg #270802
...or benefit of the doubt. n/m
| Reply by Negrete on 11/30/08 6:09pm Msg #270768
Re: Accepting assignments in 2009
1)From what I see in your post Jamie, I would not be likely to call you.
2) Les, you are 100% correct, some Signing Services DO READ these boards.
3) As one of the honest ( I think anyways ) Signing Services in the industry that is still going and paying notaries on time and a fare fee, I do want the notary to communicate with us ONLY.
Sorry Jamie, if I read your post wrong, I do apoligize. Although I do have ntes in my profile about you already.
Anthony J Negrete
| Reply by LKT/CA on 11/30/08 11:31pm Msg #270790
Re: Accepting assignments in 2009
Jaime, I understand completely what you meant from the get-go. I probably would not go to the trouble. If I accepted a job (got the call while driving or at the store) and later researched the company only to find they are a non/slow payer (deadbeat), I would simply give the job back.....AND....tell the deadbeat company to remove me from their list. I don't even want deadbeats to call me, much less bother with calling the TC to be placed on the HUD....not worth the headache. There are more reputable companies I'd rather work with that send my fee on time, without me having to chase after my money.
| Reply by Les_CO on 12/1/08 9:52am Msg #270812
Re: Accepting assignments in 2009/LKT
I agree with your post. If you get a call on your cell, while driving, or are away from your computer, and the message is not perfectly clear, you can ask for a written (e-mail) confirmation. Then when you get to where you can check, and find out that the company in question is someone you do not wish to work with, you can always call and cancel. My question is how many times have you gotten a call from a SS that tells you the name of the Title Company and the office that is requesting the signing? Especially from some of these deadbeat companies that many times purposely garble their names, and often have no physical address? I for one have never had such a call. I think that after one accepts an assignment, receives a written confirmation, and then receives the loan package (to find out the Title Company info) is a poor time to refuse the job. If you do not wish to work for any company that is your prerogative, if you do work for a company, and they do not pay you, you should shout it from the rooftops! But trying to “go around” someone is just not ethical. IMO
| Reply by jojo_MN on 12/1/08 1:32am Msg #270791
Re: Accepting assignments in 2009
I find that to be a highly unethical practice. If you chose to cancel with the company, that is your perogative; however, unless they don't pay you for your services, the title company should not be contacted.
I have had quite a few bad experiences in the past with non-paying SS and TCs. I currently am down by over $12,000. Unfortunately, many of them are title companies that previously were my best clients. They always paid promptly, then I would do 5-6 closings for them within a three week period and they didn't pay me. and either gave me bad checks or just plain went out of business. Archer Land Title being the lastest to add to my list.of All Anerican Escrow
In our business, we don't have any guarantee that it won't happen. I've just learned to treasure all of the clients I have and pray that they stay in business and can pay me as soon as possible.
Many people come on this board trashing SS; however, I have a few of them that I would do anything possible to fit their signings in because they are great to work with. Examples: Preferred closings, Negretes, Remote Closers, NewMillenium Title/Plrinum closings just to name a few. They are always easy to work with, don't do the hand-holding and pay my fees immediately.
There are also a few that are on the nono lists that i have personally had good luck with. I feel that it a case by case situation with most of them.
Have a happy Holiday Season all!
No matter what,\
\ i f you gkibr yhr nrdy you vsh
| Reply by jojo_MN on 12/1/08 1:43am Msg #270792
Sorry...delete last two sentences. computer glitch! n/m
| Reply by MichiganAl on 12/1/08 4:31pm Msg #270845
I get what you're saying Jamie
Not sure how everyone took your post to mean that we wait until we get docs a few hours before the closing and call the title company to try to ditch the SS. If I take an assignment from an unknown company, and check them out later that day and find that they stiff their signing agents, all bets are off. You're not talking about doing this as a general practice, that's huge no-no of course. You're talking about no pay companies. We don't owe them a thing. If anything, we owe it to ourselves and the title companies to make sure they know the situation. When I get my assignments, they always have the t.c. contact info on it in case there's an issue. Personally I've never done it, I just call the SS back and say no thanks. But I've got no problem with someone calling the t.c. at that point and saying "These guys don't pay their signing agents, I won't work with them but I'll work with you." Again, we're talking about no pay companies. The companies that we rant about day after day.
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