Posted by sue_pa on 4/8/09 1:00pm
Msg #284073

bringing child to a closing

I saw this on 123 and I don't know how to post over there. Linda, if someone showed up at my door with a child, dirty diaper or not, for a real estate closing, they wouldn't even get inside. Likewise if the plumber showed up with his child, whatever I needed done wouldn't happen that day. I had to have the garage door repaired the other week and if he would have had a child in tow that child also wouldn't have come inside. I do not have a child friendly home (although with little ones 4, 3, and 1 clamoring about it's getting to be that way), I am not going to nervously watch someone else's child while they are attempting to work and I certainly would not accept liability for a child who could potentially get hurt (attacked - smiley here - by a cat, fall down the stairs, pull a lamp off the table, etc).

I personally think e-mobile (Tom and Renee both) are total scum (not slander/libel because that's my opinion, I"m not stating a fact) but in this case, they are probably correct.

That said, I'm not sure if this loan was signed but if it was and it funded timely, then the notary should be paid and never used again.

Reply by Sylvia_FL on 4/8/09 1:10pm
Msg #284074

I agree Sue, both on your opinion of EMobile Notary (I did some signings for them several years ago and on one of them it took them more than 9 months to pay me - they only paid if and when they got paid) and taking a child to a signing.

I had complaints about one notary that took her grandchild to a signing, I paid the notary but never used her again. If she had told me that she was going to be taking a child I would have reassigned the signing.

It is totally unprofessional to take a child to a signing.

Reply by Michelle/AL on 4/8/09 1:11pm
Msg #284075

Glad to know I'm not the only one who struggled with

posting on 123. I finally figured out you need a different login and password to accomplish the task. I'm glad Harry didn't set up this site that way. That's why I rarely do the forums over there. It's just too much work

Sue, I know that this was not the point of your post but let it be known that I'm in total agreement with you about taking children on appointments. My reasons are different but so what.

Reply by ME/NJ on 4/8/09 1:19pm
Msg #284076

Oh how I wish I could bring my baby with me..lol the money I would save on babysitters. My baby sitter has done well the last 3 weeks avg about 150-200 week and thats my upfront money I have to wait 30 days to recoupe it. I would never take my baby with me, I would ask the TC or SS to find another closer (that is not great either with a last minute change like that)

Of course after Monday the phone has been dead, was hoping work for Thursday or Friday for the mid month. With Easter and Passover I guess it will be dead.

Reply by Linda_H/FL on 4/8/09 1:29pm
Msg #284080

Re: bringing child to a closing...Sue

Please read the whole thread - I agreed that taking a child to the signing was wrong...I DISAGREED with the company's logic...my understanding of the post is the signing took place...the notary says she did a closing, the company says the loan canceled...if the signing never took place because of the way the signing agent showed up, then I'm in total agreement...I didn't read her post that way though - it's he said, she said, the truth...

I disagree with your last statement "if it was and it funded timely, then the notary should be paid and never used again" - as I posted over there - if she was in violation of company protocol, which I believe she was just by her admission that she brought her son with her, then she either should not be paid or paid a lesser amount....I agree never used again.

BTW, Sue - you could have e-mailed me on this..

Reply by Alice/MD on 4/8/09 1:34pm
Msg #284082

Re: bringing child to a closing...Sue

You are so right...123 is not user friendly.

I was told by a borrower that a notary arrived at their house with two kids who played in her the living room while they signed in the dining room. I couldn't believe it.

Reply by Linda_H/FL on 4/8/09 1:42pm
Msg #284083

If I'm able to figure it out it can't be that

difficult...I'm not web or tech savvy at all - it's not that tough.

Reply by Dennis D Broadbooks on 4/8/09 1:47pm
Msg #284084

Sue, I Know You Remember This...

...as it transpired on the old NASA board (and you were around back then, like me), but there were more than a few posters back in 2001 who took umbrage to my criticism of this practice of bringing a child to a signing. "How dare I tell them how to run their business" was the common theme. As you mentioned in a previous thread here on NotRot on this topic, one of the most vocal in favor of this behavior was also someone who'd been in the signing business for quite some time & for all intents & purposes appeared to be successful. While I haven't seen anyone defend the practice of bringing a child to a signing recently, I'm sure it doesn't surprise you that it happens. I know it doesn't me & as a result this topic probably should be discussed more often.

Reply by sue_pa on 4/8/09 6:29pm
Msg #284149

Re: Sue, I Know You Remember This...

I remember and it's because it was so shocking. I still think she was on the most knowledgeable people in this business but that was something we had to disagree on.

Naturally I don't think anyone should bring a child with them but if who knows what came up and your babysitter ditched on you last minute - good reason or not - the proper way is to call your CLIENT, not the borrower, and let them decide if someone will call the borrower to ask permission or if they want to find someone else.

Reply by Bob_Chicago on 4/8/09 2:23pm
Msg #284094

Totally agree, children and pets of the NSA do NOT

belong at a signing.
My kids are grown and the closest thing that I have to
a pet, are 3 grand dogs, so it is not an issue for me.
Once was called for a last minute signing with the bwr having the
dox in hand. Had my mother in the car. Explained the situation
to the TC and bwr. Middle of winter. Asked if it was ok to bring her inside.
No problem. She sat in living room and read a magazine while we signed in
the kitchen.

Reply by jba/fl on 4/8/09 3:11pm
Msg #284116

Re: Totally agree, children and pets of the NSA do NOT

Had my 18 yr. old GD with me once, she refused the borrowers invitation to come inside. Said she wanted to eat her hot boiled peanuts in peace and without sharing. We got a big laugh about that! Then I found out later that she had been tossing the shells out the window, suddenly realized not at a fishing hole or campground but in front of a home so she was outside the car combing the ground with her fingers in the dark looking for shells she dropped. We still laugh about this one.

Reply by Susan Fischer on 4/8/09 3:25pm
Msg #284119

Re: Totally agree, children and pets of the NSA do NOT

Same here, only with Dad. Turned out, bo was also an old salt, and they hit it off immediately. After the signing, bo and Dad disappeared into the den, the bo's Navy Room, "...just let me show you something..." and I cooled my heels for an hour while they had just a great old time. They still chat every once in a while.

Kids??? Good grief, no. Although I have wished on more than one occasion that the bo's kids were parked somewhere for the signing...(imagine everything possible, and then some.)

Reply by Marian_in_CA on 4/8/09 2:58pm
Msg #284106

I will never understand the need to bring a child to a signing, not ever. A independent business person should always have a plan in place for child care, and at least one back-up plan. If none of that works out, the job should be declined. I understand that things happen, but just because many of us work from home does not equate to bringing our home with us when we work.

Reply by trnsa_IL on 4/8/09 6:07pm
Msg #284140

In 2007 I broke my right foot, and my 17 yr old drove me to

all my signings for 3 weeks. It was summer, he waited in the car, and I paid him for being my chauffer. At first he didn't want to accept the money (he felt gulity), but it did not take long to change his mind.

P.S. Never walk through the dining room in the dark in the middle of the night. You never know what maybe lurking there...like the futon your 17 yr old brought up from the basement for his friend to sleep on when they came home late, and he was too tired to drive the rest of the way home from Six Flaggs. It can be expensive and painful!

Reply by Gary_CA on 4/8/09 3:33pm
Msg #284120

Disagree, okay to bring kids if no babysitter available

as long as the notary leaves them in the trunk of her car!

This isn't the first time this thread has come up...and about pets too. I'm flabergasted. What kind of a nincompoop would even consider bringing kids to a signing???

I'm an easy going single guy, and I kinda like kids. Very often the borrowers' kids are really cute...I like 'em... but they slow down the signing something terrible. It's okay, it's the borrowers' home; but the "professional" bringing that inconvenience to the table??? You're kidding me.

Reply by Dennis D Broadbooks on 4/8/09 3:55pm
Msg #284123

Speaking of Kids, Gary...

...how are the Codgers doing so far? Has Manny made a difference? Let me restate that...I know he's made a DIFFERENCE, but has it been positive? The Cards are off & running with Sir Albert leading the way. Mr. Pujols is only 5 for 7 in the two game season with his first monstrous home run leading the way in last night's victory.

Reply by Gary_CA on 4/8/09 5:17pm
Msg #284135

Well, since it's Holy Week

you can't be too tough on the Padres...gotta let 'em win a couple. We're 1-1 with them in a 5 game series, we might be nice and let 'em take one more. Then we gotta make the world safer by killing the Rattlesnakes.

We've always been a second half team, as long as we hold our own through June I'm happy. If we get to the All Stars at least 3rd in the division we're going to the big game.

I'm sure Manny will be a royal PITA, but as long as he keeps hitting (and selling seats, dreadlocks, etc.) who cares??

Reply by janCA on 4/8/09 6:09pm
Msg #284141

Same mindset of those parents....

that bring their 4, 5, 10 year old kids to an R-rated movie or to wine tasting at a vineyard. Many with babies in strollers. I never did get that. Either hire a babysitter, take to grandma's or stay home. The kids just don't want to be there and I don't want to see them there.

Reply by rengel/CA on 4/8/09 6:42pm
Msg #284153

Re: Same mindset of those parents....

and the horse races, Sturgis and/or Hollister. I don't want to go to a motorcycle rally and be tripping over toddlers and strollers all day long!

There are some places that childred just do not belong.

My not so humble opinion.

Reply by jba/fl on 4/8/09 7:37pm
Msg #284160

And dogs at arts and crafts shows! They do not like art,

they also do not like hot pavement, crowds, etc. Don't understand that mindset either.

Reply by Pat/IL on 4/8/09 7:16pm
Msg #284157

How insensitive!

"as long as the notary leaves them in the trunk of her car!"

You could at least recommend poking air holes in the trunk. : }

Reply by Gary_CA on 4/8/09 9:28pm
Msg #284179

easier solution

"You could at least recommend poking air holes in the trunk."

Easier to just poke air holes in the kids.


CAUTION: I'm in a mood, don't know why.

Reply by Pat/IL on 4/8/09 9:41pm
Msg #284181

Re: easier solution

And it won't damage the paint job.

Reply by Gary_CA on 4/9/09 12:55am
Msg #284198

exactly. n/m

Reply by Teddog/CO on 4/9/09 3:46am
Msg #284200

JMO Leave the kids at home or get a friend to watch them. It's bad enough when you get to someone's home and BWR's let their own kids run wild. We really do need a well lit, clean table, quiet place and no small kids at the table. All the interuptions just slows up the process and cause errors. Bad enough that some folks allow their cats to walk all over the table and have their dogs pestering you while you're trying to work. The TV blasting is my big "fav." It sure makes it hard to get BWR's to pay attention to a very important process. Really don't think we need to throw our own kids into the mix. Sure could turn into quite the "free for all."

Reply by Colleen Martin on 7/21/09 9:51am
Msg #296691

i've read all your comments and i agree with most of them. listen, my husband and i are new in the area. we don't know anyone and it took us quite awhile to find a suitable babysitter. i have found one and haven't brought him for several months now. i appreciate your thoughts and have, indeed, found a sitter instead of poking holes in my trunk. i have a pretty new car, my husband would be pissed if i did that. ha ha. i think i was more upset about emobilenotary lying about the condition in which i brought him, not just that i brought him. as i've sure you've noticed from other posts, they are not the most reliable company and i wouldn't believe them as far as i can throw them. so thanks all, it's been taken care of.