Posted by Henry Hicks on 12/27/09 2:47pm Msg #315779
Doc size
What is the average size doc you recieve. I'm running from 125 to 160 pages and my signings take about 45 minutes to and hour. What the norm in this.
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Reply by jba/fl on 12/27/09 3:30pm Msg #315783
My average doc size is 8.5 x 11 or 8.5 x 14.
Oh, you mean package size? about 80-110 pages.
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Reply by Lee/AR on 12/27/09 3:45pm Msg #315785
Used to be 90 - 115; now 130 - 160. I want a raise.
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Reply by 101livescan on 12/27/09 4:31pm Msg #315787
Have you noticed that the Chase refi packages have duplicates of so many pages. I did one on Christmas eve, two notes, two DOTS, three TILS, eight NRC and trust documents were multiple pages too. Didn't understand all these. Borrowers were prime, great credit score. BoA pkgs keep growing to around 140 too.
They'll grow, I think!
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Reply by SOCAL/CA on 12/27/09 5:01pm Msg #315788
This is why we have to stick to our fees. I have never had a SS, or anyone else for that matter say, we will pay more for this one because the package is 160 pages.
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Reply by MW/VA on 12/27/09 6:44pm Msg #315791
Yes, I've seen pkgs. with 6 TIL's. What's up with that? Also, BofA is still using the 23+ instruction pages that CW used to have. Ughhhh! I've had a few VA refi's that went 150-160 pages. There isn't so much work around that I can afford to do a lot of complaining about it. I do get an extra fee for large packages.
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Reply by pan/nd on 12/27/09 7:14pm Msg #315800
Try this on for size....
had a Chase the other day with......count them........12 TIL'S.
probably a screw-up on somebody's part...but the default position is to have the borrowers
sign them all...which I did.
Nobody around at title..to take my inquiring call....so borrower had to pay the price and sign
'em all.
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Reply by Jack/AL on 12/27/09 10:17pm Msg #315808
Normally 85 to 95 pages. 120 is not unusual. Have had a couple of neat, sweet ones from EverBank and Wells Fargo recently with 85 to 95 pages and very little repetition. BOA recently sent one with 151 pages, including the 31 page appraisal. Guess it's best to ask the scheduler if there will be an appraisal attached, but they often don't know. BOA (or any other lender attaching the appraisal) is probably just trying to get it delivered at our expense, since they don't tell in advance that it will be there, and don't offer to pay more. That saves them from having to mail, over-night, or email to the borrower. The worse part about printing the appraisal is not the number of pages, but the amount of toner used to print the many photos which look bad when printed by laser printer. Of course, one goes with the signed docs, right back to the lender, from whence it came.
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Reply by A-1 Signing Agents, LLC on 12/28/09 12:32am Msg #315814
12 Tils? I would have called and questioned that. There is no need for so many duplicates. I've noticed survey's. I say it's a waste of paper. If the broker, loan officer has that little confidence, they have no business in the biz. I tell the borrower it's up to them if the care to fill it out. I like to get in and get out. Do a good job but not waste my time or the borrowers time.
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Reply by CopperheadVA on 12/28/09 6:21am Msg #315816
I do not print an appraisal for the lender. When I get an appraisal sent to me, I will print one copy for the borrower in the ECONOMODE setting. If you ask the TC if they need a copy of the appraisal printed with the signed docs, they always say no. Now I just print the one copy and don't even ask the TC about it anymore.
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