Posted by Janet Mitchell on 12/21/09 1:49pm
Msg #315208

Loan signings on Sunday

I was scheduled to do a loan signing on Sat and due to the weather we moved it to Sun. The loan officer approved this change. An atty involved in the deal said "we are not allowed to sign docs using Sunday's date" Not because we moved, it but she ademently said, docs are NEVER allowed to be signed on Sunday's. I have had appts scheduled for Sunday's, has anyone else perform signings on sunday???? Has anyone ever heard of this as an issue???
Thanks,

Reply by Gary Boehm on 12/21/09 2:03pm
Msg #315213

Loan signings on Sunday

I had a signing at 8:00am on a Sunday once. About 45 miles from my house too.

My 2 cents worth (and it may be worth less than that): a Notary can witness a signature any day of the week, at any time of day. Was the attorney referring to the RTC not counting Sundays? Still can be signed on that day, just start counting the next day that's all.

If I were in the mood (and was going to lose the signing anyway) I'd demand that the lawyer tell me the section of law or code that says "docs are NEVER allowed to be signed on Sunday's.". She is just blowing smoke and/or overfilled with her own false sense of importance.

Reply by Cari on 12/21/09 2:17pm
Msg #315217

I've done signings on Sundays! n/m

Reply by Kathy Fletcher on 12/21/09 2:17pm
Msg #315216

Re: I had a loan signing yesterday.

I have done many on Sucnday. No problems here.

Reply by Bob_Chicago on 12/21/09 2:23pm
Msg #315218

one half of attorneys graduated in the bottom half of class n/m

Reply by Janet Mitchell on 12/21/09 2:29pm
Msg #315221

Thank you for the responses. I just wanted to confirm that there was nothing I had missed since I have done signing on Sundays. I intend to challenge the atty as I have a feeling I will not be paid. They want me to go back out tonight and have it resigned and I am already booked and if I wasn't there really isn't any point to resigning when the first one is correct and ready to be fed-exed back. If they do not respond before my 5 pm pick up, I am sending it anyone and letting them bear the cost of the documents whether they want them or not.

Reply by PAW on 12/21/09 2:30pm
Msg #315222

Pennsylvania has some long lasting, still on the books, blue laws. I remember when a business could not collect sales taxes on Sunday, so the business could not even open since it was required they collect taxes. There also were blue laws about entering into contracts for real property were not allowed on Sundays. I don't know if any of those blue laws are still on the books that would effect the transaction or not, but it certainly wouldn't surprise me in the least. Especially in Pennsylvania.

Reply by MW/VA on 12/21/09 8:01pm
Msg #315276

I've done signings on a Sunday. Maybe they are confused because Sunday doesn't count as a day for recission.

Reply by ReneeK_MI on 12/22/09 5:22am
Msg #315347

Was this a purchase, or N/O/O refi?

Lenders typically won't allow a purchase transaction to be dated on any day the bank is closed, because they wouldn't be able to disburse 'good' funds (checks wouldn't be cashable THAT day). While there's nothing against closing a purchase in escrow, with a different disbursement date (and usually a disclosure that it IS closing in escrow) - many Lenders won't accept that situation, either. Same would apply to a N/O/O refi.

If it was an O/O refi ...then I go with what Bob said!